DIOT IMMOBILIER COURTAGE & SOLUTIONS : revenue, balance sheet and financial ratios

DIOT IMMOBILIER COURTAGE & SOLUTIONS is a French company founded 16 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in PARIS (75017), this company of category ETI shows in 2024 a revenue of 12.9 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-25

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - DIOT IMMOBILIER COURTAGE & SOLUTIONS (SIREN 513023267)
Indicator 2024 2023 2021 2020 2019 2018 2017 2016
Revenue 12 924 922 € 10 362 370 € 7 549 334 € 7 025 715 € 5 653 118 € 5 311 143 € 5 004 546 € 4 782 184 €
Net income 4 504 380 € 3 013 139 € 1 996 693 € 1 791 672 € 1 107 668 € 1 323 310 € 1 151 451 € 1 130 434 €
EBITDA 5 800 015 € 3 887 755 € 2 598 762 € 2 330 625 € 1 549 093 € 1 879 958 € 1 515 250 € 1 708 657 €
Net margin 34.9% 29.1% 26.4% 25.5% 19.6% 24.9% 23.0% 23.6%

Revenue and income statement

In 2024, DIOT IMMOBILIER COURTAGE & SOLUTIONS achieves revenue of 12.9 M€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +13.2%. Vs 2023, growth of +25% (10.4 M€ -> 12.9 M€). After deducting consumption (0 €), gross margin stands at 12.9 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 5.8 M€, representing 44.9% of revenue. Positive scissor effect: EBITDA margin improves by +7.4 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 4.5 M€, i.e. 34.9% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

12 924 922 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

12 924 922 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

5 800 015 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

5 812 502 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

4 504 380 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

44.9%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 9%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 56%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.2 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 35.8% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

8.979%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

56.014%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

35.846%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.167

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

38.8%

Solvency indicators evolution
DIOT IMMOBILIER COURTAGE & SOLUTIONS

Sector positioning

Debt ratio
8.98 2024
2021
2023
2024
Q1: 0.0
Med: 7.62
Q3: 47.38
Average +26 pts over 3 years

In 2024, the debt ratio of DIOT IMMOBILIER COURTAGE ... (8.98) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
56.01% 2024
2021
2023
2024
Q1: 13.01%
Med: 47.62%
Q3: 76.27%
Good -9 pts over 3 years

In 2024, the financial autonomy of DIOT IMMOBILIER COURTAGE ... (56.0%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
0.17 years 2024
2021
2023
2024
Q1: 0.0 years
Med: 0.12 years
Q3: 1.71 years
Average +26 pts over 3 years

In 2024, the repayment capacity of DIOT IMMOBILIER COURTAGE ... (0.17) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 208.73. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

208.729

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.0

Liquidity indicators evolution
DIOT IMMOBILIER COURTAGE & SOLUTIONS

Sector positioning

Liquidity ratio
208.73 2024
2021
2023
2024
Q1: 123.36
Med: 243.1
Q3: 571.4
Average

In 2024, the liquidity ratio of DIOT IMMOBILIER COURTAGE ... (208.73) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
0.0x 2024
2021
2023
2024
Q1: 0.0x
Med: 0.0x
Q3: 2.2x
Average

In 2024, the interest coverage of DIOT IMMOBILIER COURTAGE ... (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 5 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 34 days. Favorable situation: supplier credit is longer than customer credit by 29 days. WCR is negative (-110 days): operations structurally generate cash. Notable WCR improvement over the period (-366%), freeing up cash.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

-3 944 815 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

5 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

34 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

-110 j

WCR and payment terms evolution
DIOT IMMOBILIER COURTAGE & SOLUTIONS

Positioning of DIOT IMMOBILIER COURTAGE & SOLUTIONS in its sector

Comparison with sector Activités des agents et courtiers d'assurances

Valuation estimate

Based on 193 transactions of similar company sales (all years), the value of DIOT IMMOBILIER COURTAGE & SOLUTIONS is estimated at 9 133 412 € (range 2 826 792€ - 33 284 117€). With an EBITDA of 5 800 015€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
193 transactions
2826k€ 9133k€ 33284k€
9 133 412 € Range: 2 826 792€ - 33 284 117€
NAF 5 all-time

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
5 800 015 € × 1.2x
Estimation 7 021 810 €
1 813 663€ - 35 841 347€
Revenue Multiple 30%
12 924 922 € × 0.98x
Estimation 12 697 808 €
3 540 998€ - 23 615 721€
Net Income Multiple 20%
4 504 380 € × 2.0x
Estimation 9 065 828 €
4 288 311€ - 41 393 639€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des agents et courtiers d'assurances)

Compare DIOT IMMOBILIER COURTAGE & SOLUTIONS with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances

Frequently asked questions about DIOT IMMOBILIER COURTAGE & SOLUTIONS

What is the revenue of DIOT IMMOBILIER COURTAGE & SOLUTIONS ?

The revenue of DIOT IMMOBILIER COURTAGE & SOLUTIONS in 2024 is 12.9 M€.

Is DIOT IMMOBILIER COURTAGE & SOLUTIONS profitable?

Yes, DIOT IMMOBILIER COURTAGE & SOLUTIONS generated a net profit of 4.5 M€ in 2024.

Where is the headquarters of DIOT IMMOBILIER COURTAGE & SOLUTIONS ?

The headquarters of DIOT IMMOBILIER COURTAGE & SOLUTIONS is located in PARIS (75017), in the department Paris.

Where to find the tax return of DIOT IMMOBILIER COURTAGE & SOLUTIONS ?

The tax return of DIOT IMMOBILIER COURTAGE & SOLUTIONS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does DIOT IMMOBILIER COURTAGE & SOLUTIONS operate?

DIOT IMMOBILIER COURTAGE & SOLUTIONS operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.