SIREN : 483342325
DGB COURTAGE is a French company founded 20 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in SIX-FOURS-LES-PLAGES (83140), this company of category PME shows in 2024 a revenue of 583 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 |
|---|---|---|
| Revenue | 583 385 € | 553 083 € |
| Net income | 4 408 € | -818 € |
| EBITDA | 12 739 € | 7 157 € |
| Net margin | 0.8% | -0.1% |
In 2024, DGB COURTAGE achieves revenue of 583 k€. Vs 2023: +5%. After deducting consumption (0 €), gross margin stands at 583 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 13 k€, representing 2.2% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 4 k€, i.e. 0.8% of revenue. This profit can be retained or distributed to shareholders.
583 385 €
583 385 €
12 739 €
8 254 €
4 408 €
2.2%
The debt ratio (= Financial debt / Equity x 100) stands at 135%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 36%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 11.9 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 1.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
135.032%
35.658%
1.524%
11.948
26.9%
In 2024, the debt ratio of DGB COURTAGE (135.03) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.
In 2024, the financial autonomy of DGB COURTAGE (35.7%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of DGB COURTAGE (11.95) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 571.73. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 23.0x. Operating income very largely covers interest expenses: high safety margin.
571.731
22.953
In 2024, the liquidity ratio of DGB COURTAGE (571.73) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2024, the interest coverage of DGB COURTAGE (22.9x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 17 days. Favorable situation: supplier credit is longer than customer credit by 17 days. Overall, WCR represents 39 days of revenue, i.e. 63 k€ to permanently finance.
62 796 €
0 j
17 j
0 j
39 j
Based on 193 transactions of similar company sales (all years), the value of DGB COURTAGE is estimated at 181 425 € (range 50 779€ - 367 240€). With an EBITDA of 12 739€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare DGB COURTAGE with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of DGB COURTAGE in 2024 is 583 k€.
Yes, DGB COURTAGE generated a net profit of 4 k€ in 2024.
The headquarters of DGB COURTAGE is located in SIX-FOURS-LES-PLAGES (83140), in the department Var.
The tax return of DGB COURTAGE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
DGB COURTAGE operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.