SIREN : 382619484
DESJOYAUX FINANCE is a French company founded 34 years ago, specialized in the sector Activités des marchands de biens immobiliers. Based in LA FOUILLOUSE (42480), this company of category ETI shows in 2025 a revenue of 1.4 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1 398 812 € | 1 411 814 € | 1 512 865 € | 1 955 480 € | 1 539 833 € | 1 154 379 € | 92 470 € | 80 102 € | N/C | N/C |
| Net income | 5 854 006 € | 5 834 151 € | 6 233 282 € | 6 105 979 € | 1 176 175 € | 2 056 052 € | 638 294 € | 2 266 654 € | 2 296 747 € | 1 706 814 € |
| EBITDA | 70 514 € | 63 975 € | 43 461 € | 341 465 € | 21 362 € | -117 568 € | -112 294 € | -137 300 € | -145 595 € | -147 708 € |
| Net margin | 418.5% | 413.2% | 412.0% | 312.2% | 76.4% | 178.1% | 690.3% | 2829.7% | N/C | N/C |
In 2025, DESJOYAUX FINANCE achieves revenue of 1.4 M€. Over the period 2018-2025, the company shows strong growth with a CAGR (compound annual growth rate) of +50.5%. Slight decline of -1% vs 2024. After deducting consumption (0 €), gross margin stands at 1.4 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 71 k€, representing 5.0% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 5.9 M€, i.e. 418.5% of revenue. This profit can be retained or distributed to shareholders.
1 398 812 €
1 398 812 €
70 514 €
4 979 €
5 854 006 €
5.0%
The debt ratio (= Financial debt / Equity x 100) stands at 11%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 89%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.9 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 441.8% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
10.829%
89.469%
441.784%
0.922
67.6%
In 2025, the debt ratio of DESJOYAUX FINANCE (10.83) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2025, the financial autonomy of DESJOYAUX FINANCE (89.5%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2025, the repayment capacity of DESJOYAUX FINANCE (0.92) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 911.87. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 558.4x. Operating income very largely covers interest expenses: high safety margin.
911.874
558.352
In 2025, the liquidity ratio of DESJOYAUX FINANCE (911.87) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2025, the interest coverage of DESJOYAUX FINANCE (558.4x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 27 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 89 days. Excellent situation: suppliers finance 62 days of the operating cycle (retail model). WCR is negative (-65 days): operations structurally generate cash.
-253 437 €
27 j
89 j
0 j
-65 j
Based on 258 transactions of similar company sales (all years), the value of DESJOYAUX FINANCE is estimated at 7 005 871 € (range 2 236 931€ - 13 913 547€). With an EBITDA of 70 514€, the sector multiple of 4.9x is applied. The price/revenue ratio is 0.65x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 258 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare DESJOYAUX FINANCE with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des marchands de biens immobiliers
The revenue of DESJOYAUX FINANCE in 2025 is 1.4 M€.
Yes, DESJOYAUX FINANCE generated a net profit of 5.9 M€ in 2025.
The headquarters of DESJOYAUX FINANCE is located in LA FOUILLOUSE (42480), in the department Loire.
The tax return of DESJOYAUX FINANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
DESJOYAUX FINANCE operates in the sector Activités des marchands de biens immobiliers (NAF code 68.10Z). See the 'Sector positioning' section above to compare the company with its competitors.