SIREN : 479729535
DEFI AUTO is a French company founded 21 years ago, specialized in the sector Commerce de voitures et de véhicules automobiles légers. Based in CREIL (60100), this company of category PME shows in 2024 a revenue of 288 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 288 385 € | 555 375 € | 519 621 € | 891 773 € | 925 762 € | 865 358 € | 870 057 € | 828 500 € |
| Net income | -47 308 € | 1 564 € | 19 239 € | 19 648 € | 20 102 € | 27 824 € | 31 787 € | 2 673 € |
| EBITDA | 3 029 € | -20 287 € | -37 643 € | 30 077 € | 67 910 € | 66 713 € | 37 735 € | 39 579 € |
| Net margin | -16.4% | 0.3% | 3.7% | 2.2% | 2.2% | 3.2% | 3.7% | 0.3% |
In 2024, DEFI AUTO achieves revenue of 288 k€. Revenue is declining over the period 2017-2024 (CAGR: -14.0%). Significant drop of -48% vs 2023. After deducting consumption (96 k€), gross margin stands at 193 k€, i.e. a rate of 67%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 3 k€, representing 1.1% of revenue. Positive scissor effect: EBITDA margin improves by +4.7 pts, sign of improved operational efficiency. The operating margin remains fragile, requiring cost vigilance. Net income is negative at -47 k€ (-16.4% of revenue), which will impact equity.
288 385 €
192 619 €
3 029 €
-63 976 €
-47 308 €
1.1%
The debt ratio (= Financial debt / Equity x 100) stands at 493%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 15%. Low autonomy: the company heavily depends on external financing (banks, suppliers).
493.493%
14.685%
-2.489%
-51.385
77.7%
In 2024, the debt ratio of DEFI AUTO (493.49) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.
In 2024, the financial autonomy of DEFI AUTO (14.7%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of DEFI AUTO (-51.38) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 272.37. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 314.5x. Operating income very largely covers interest expenses: high safety margin.
272.374
314.46
In 2024, the liquidity ratio of DEFI AUTO (272.37) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of DEFI AUTO (314.5x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 80 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 74 days. The company must finance 6 days of gap between collections and payments. Inventory turnover is 2 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 116 days of revenue, i.e. 93 k€ to permanently finance. Notable WCR improvement over the period (-66%), freeing up cash.
92 779 €
80 j
74 j
2 j
116 j
Based on 148 transactions of similar company sales in 2024, the value of DEFI AUTO is estimated at 20 400 € (range 9 058€ - 35 155€). With an EBITDA of 3 029€, the sector multiple of 1.6x is applied. The price/revenue ratio is 0.16x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 148 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare DEFI AUTO with other companies in the same sector:
Voir toutes les statistiques du secteur Commerce de voitures et de véhicules automobiles légers
The revenue of DEFI AUTO in 2024 is 288 k€.
DEFI AUTO recorded a net loss in 2024.
The headquarters of DEFI AUTO is located in CREIL (60100), in the department Oise.
The tax return of DEFI AUTO is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
DEFI AUTO operates in the sector Commerce de voitures et de véhicules automobiles légers (NAF code 45.11Z). See the 'Sector positioning' section above to compare the company with its competitors.