DEBARD AUTOMOBILES BORDEAUX : revenue, balance sheet and financial ratios

DEBARD AUTOMOBILES BORDEAUX is a French company founded 9 years ago, specialized in the sector Commerce de voitures et de véhicules automobiles légers. Based in ALBI (81000), this company of category PME shows in 2025 a revenue of 15.1 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-25

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - DEBARD AUTOMOBILES BORDEAUX (SIREN 821953635)
Indicator 2025 2024 2023 2022 2021 2020 2019 2018 2017
Revenue 15 100 710 € 17 150 219 € 16 027 563 € 14 960 958 € 13 043 399 € 11 586 047 € 8 160 797 € 6 814 633 € 2 104 159 €
Net income -623 979 € -274 605 € 17 138 € 527 281 € 248 050 € 401 064 € 52 297 € 60 357 € -211 147 €
EBITDA -330 900 € 211 877 € 306 683 € 763 220 € 360 923 € 531 361 € 97 023 € 97 250 € -194 165 €
Net margin -4.1% -1.6% 0.1% 3.5% 1.9% 3.5% 0.6% 0.9% -10.0%

Revenue and income statement

In 2025, DEBARD AUTOMOBILES BORDEAUX achieves revenue of 15.1 M€. Over the period 2017-2025, the company shows strong growth with a CAGR (compound annual growth rate) of +27.9%. Significant drop of -12% vs 2024. After deducting consumption (13.5 M€), gross margin stands at 1.6 M€, i.e. a rate of 11%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -331 k€, representing -2.2% of revenue. Warning negative scissor effect: despite revenue change (-12%), EBITDA varies by -256%, reducing margin by 3.4 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -624 k€ (-4.1% of revenue), which will impact equity.

Revenue (2025) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

15 100 710 €

Gross margin (2025) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

1 608 971 €

EBITDA (2025) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-330 900 €

EBIT (2025) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-358 984 €

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-623 979 €

EBITDA margin (2025) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-2.2%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 1991%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 4%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

1990.776%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

3.983%

Cash flow / Revenue (2025) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

-3.923%

Repayment capacity (2025) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-6.941

Asset age ratio (2025) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

31.8%

Solvency indicators evolution
DEBARD AUTOMOBILES BORDEAUX

Sector positioning

Debt ratio
1990.78 2025
2023
2024
2025
Q1: 4.71
Med: 28.32
Q3: 98.65
Watch

In 2025, the debt ratio of DEBARD AUTOMOBILES BORDEAUX (1990.78) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.

Financial autonomy
3.98% 2025
2023
2024
2025
Q1: 21.32%
Med: 45.81%
Q3: 67.63%
Watch -5 pts over 3 years

In 2025, the financial autonomy of DEBARD AUTOMOBILES BORDEAUX (4.0%) ranks in the bottom 25% of the sector. This ratio represents the share of equity in total financing. Low autonomy may limit investment capacity and increase vulnerability.

Repayment capacity
-6.94 years 2025
2023
2024
2025
Q1: 0.0 years
Med: 0.77 years
Q3: 4.22 years
Excellent -51 pts over 3 years

In 2025, the repayment capacity of DEBARD AUTOMOBILES BORDEAUX (-6.94) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 329.10. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

329.095

Interest coverage (2025) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-61.975

Liquidity indicators evolution
DEBARD AUTOMOBILES BORDEAUX

Sector positioning

Liquidity ratio
329.1 2025
2023
2024
2025
Q1: 177.97
Med: 297.13
Q3: 552.71
Good -22 pts over 3 years

In 2025, the liquidity ratio of DEBARD AUTOMOBILES BORDEAUX (329.10) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
-61.98x 2025
2023
2024
2025
Q1: 0.0x
Med: 2.08x
Q3: 16.27x
Watch -51 pts over 3 years

In 2025, the interest coverage of DEBARD AUTOMOBILES BORDEAUX (-62.0x) ranks in the bottom 25% of the sector. This ratio indicates how many times operating income covers interest expenses. Low coverage may indicate fragility to rate or income variations.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 21 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 17 days. The company must finance 4 days of gap between collections and payments. Inventory turnover is 100 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. Overall, WCR represents 136 days of revenue, i.e. 5.7 M€ to permanently finance. Over 2017-2025, WCR increased by +207%, requiring additional financing.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

5 692 213 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

21 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

17 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

100 j

WCR in days of revenue (2025) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

136 j

WCR and payment terms evolution
DEBARD AUTOMOBILES BORDEAUX

Positioning of DEBARD AUTOMOBILES BORDEAUX in its sector

Comparison with sector Commerce de voitures et de véhicules automobiles légers

Valuation estimate

Based on 113 transactions of similar company sales in 2025, the value of DEBARD AUTOMOBILES BORDEAUX is estimated at 3 149 393 € (range 1 724 303€ - 4 674 576€). The price/revenue ratio is 0.21x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2025
113 transactions
1724k€ 3149k€ 4674k€
3 149 393 € Range: 1 724 303€ - 4 674 576€
NAF 5 année 2025

Valuation method used

Revenue Multiple
15 100 710 € × 0.21x = 3 149 393 €
Range: 1 724 303€ - 4 674 576€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 113 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Commerce de voitures et de véhicules automobiles légers)

Compare DEBARD AUTOMOBILES BORDEAUX with other companies in the same sector:

Voir toutes les statistiques du secteur Commerce de voitures et de véhicules automobiles légers

Frequently asked questions about DEBARD AUTOMOBILES BORDEAUX

What is the revenue of DEBARD AUTOMOBILES BORDEAUX ?

The revenue of DEBARD AUTOMOBILES BORDEAUX in 2025 is 15.1 M€.

Is DEBARD AUTOMOBILES BORDEAUX profitable?

DEBARD AUTOMOBILES BORDEAUX recorded a net loss in 2025.

Where is the headquarters of DEBARD AUTOMOBILES BORDEAUX ?

The headquarters of DEBARD AUTOMOBILES BORDEAUX is located in ALBI (81000), in the department Tarn.

Where to find the tax return of DEBARD AUTOMOBILES BORDEAUX ?

The tax return of DEBARD AUTOMOBILES BORDEAUX is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does DEBARD AUTOMOBILES BORDEAUX operate?

DEBARD AUTOMOBILES BORDEAUX operates in the sector Commerce de voitures et de véhicules automobiles légers (NAF code 45.11Z). See the 'Sector positioning' section above to compare the company with its competitors.