SIREN : 384668398
DDR CONSEIL is a French company founded 34 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in RODEZ (12000), this company of category PME shows in 2024 a revenue of 904 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|
| Revenue | 904 471 € | 906 946 € | 854 136 € | 824 461 € | 790 122 € | N/C |
| Net income | 135 021 € | 163 551 € | 151 117 € | 157 623 € | 175 876 € | 183 012 € |
| EBITDA | 457 525 € | 237 651 € | 225 701 € | 238 205 € | 272 314 € | N/C |
| Net margin | 14.9% | 18.0% | 17.7% | 19.1% | 22.3% | N/C |
In 2024, DDR CONSEIL achieves revenue of 904 k€. Revenue is growing positively over 6 years (CAGR: +3.4%). Slight decline of -0% vs 2023. After deducting consumption (649 €), gross margin stands at 904 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 458 k€, representing 50.6% of revenue. Positive scissor effect: EBITDA margin improves by +24.4 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 135 k€, i.e. 14.9% of revenue. This profit can be retained or distributed to shareholders.
904 471 €
903 822 €
457 525 €
179 294 €
135 021 €
50.6%
The debt ratio (= Financial debt / Equity x 100) stands at 20%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 62%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.6 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 19.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
19.908%
61.523%
19.302%
0.599
37.3%
In 2024, the debt ratio of DDR CONSEIL (19.91) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of DDR CONSEIL (61.5%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of DDR CONSEIL (0.60) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 302.01. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.4x. Danger: operating income does not cover interest charges, unsustainable situation.
302.015
0.434
In 2024, the liquidity ratio of DDR CONSEIL (302.01) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of DDR CONSEIL (0.4x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 27 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 185 days. Excellent situation: suppliers finance 158 days of the operating cycle (retail model). Overall, WCR represents 177 days of revenue, i.e. 446 k€ to permanently finance.
445 678 €
27 j
185 j
0 j
177 j
Based on 193 transactions of similar company sales (all years), the value of DDR CONSEIL is estimated at 597 876 € (range 171 581€ - 2 157 583€). With an EBITDA of 457 525€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare DDR CONSEIL with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of DDR CONSEIL in 2024 is 904 k€.
Yes, DDR CONSEIL generated a net profit of 135 k€ in 2024.
The headquarters of DDR CONSEIL is located in RODEZ (12000), in the department Aveyron.
The tax return of DDR CONSEIL is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
DDR CONSEIL operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.