SIREN : 534807888
D M A is a French company founded 14 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in PARIS (75016), this company of category PME shows in 2019 a revenue of 890 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-11
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2019 | 2017 | 2016 |
|---|---|---|---|
| Revenue | 889 535 € | 949 119 € | 1 055 119 € |
| Net income | 116 078 € | 537 213 € | 20 907 € |
| EBITDA | 156 819 € | 597 804 € | 22 183 € |
| Net margin | 13.0% | 56.6% | 2.0% |
In 2019, D M A achieves revenue of 890 k€. Revenue is declining over the period 2016-2019 (CAGR: -5.5%). Slight decline of -6% vs 2017. After deducting consumption (0 €), gross margin stands at 890 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 157 k€, representing 17.6% of revenue. Warning negative scissor effect: despite revenue change (-6%), EBITDA varies by -74%, reducing margin by 45.4 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 116 k€, i.e. 13.0% of revenue. This profit can be retained or distributed to shareholders.
889 535 €
889 535 €
156 819 €
153 928 €
116 078 €
17.6%
The debt ratio (= Financial debt / Equity x 100) stands at 1%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 19%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Cash flow represents 13.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
1.446%
19.1%
13.473%
0.0
87.9%
In 2019, the debt ratio of D M A (1.45) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2019, the financial autonomy of D M A (19.1%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2019, the repayment capacity of D M A (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 95.67. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.2x. Danger: operating income does not cover interest charges, unsustainable situation.
95.669
0.186
In 2019, the liquidity ratio of D M A (95.67) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2019, the interest coverage of D M A (0.2x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 32 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 55 days. Favorable situation: supplier credit is longer than customer credit by 23 days. WCR is negative (-92 days): operations structurally generate cash. Notable WCR improvement over the period (-114%), freeing up cash.
-227 810 €
32 j
55 j
0 j
-92 j
Indicative estimate only : the number of comparable transactions in this sector is limited (38 transactions). This range of 180 903€ to 924 945€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 38 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare D M A with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of D M A in 2019 is 890 k€.
Yes, D M A generated a net profit of 116 k€ in 2019.
The headquarters of D M A is located in PARIS (75016), in the department Paris.
The tax return of D M A is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
D M A operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.