SIREN : 485348684
CYCLES PENNY is a French company founded 20 years ago, specialized in the sector Commerce de détail d'articles de sport en magasin spécialisé. Based in LONS (64140), this company of category PME shows in 2025 a revenue of 1.2 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 1 177 637 € | 1 104 620 € | 1 146 733 € | N/C | N/C |
| Net income | 168 153 € | 146 578 € | 92 531 € | 71 287 € | 28 986 € |
| EBITDA | 223 120 € | 196 703 € | 159 021 € | N/C | N/C |
| Net margin | 14.3% | 13.3% | 8.1% | N/C | N/C |
In 2025, CYCLES PENNY achieves revenue of 1.2 M€. Revenue is growing positively over 5 years (CAGR: +1.3%). Vs 2024: +7%. After deducting consumption (742 k€), gross margin stands at 435 k€, i.e. a rate of 37%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 223 k€, representing 18.9% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 168 k€, i.e. 14.3% of revenue. This profit can be retained or distributed to shareholders.
1 177 637 €
435 257 €
223 120 €
216 702 €
168 153 €
18.9%
The debt ratio (= Financial debt / Equity x 100) stands at 21%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 59%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.5 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 14.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
21.451%
58.616%
14.735%
0.477
13.6%
In 2025, the debt ratio of CYCLES PENNY (21.45) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2025, the financial autonomy of CYCLES PENNY (58.6%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2025, the repayment capacity of CYCLES PENNY (0.48) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.
The liquidity ratio (= Current assets / Current liabilities) stands at 343.58. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
343.582
0.0
In 2025, the liquidity ratio of CYCLES PENNY (343.58) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2025, the interest coverage of CYCLES PENNY (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 2 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 45 days. Excellent situation: suppliers finance 43 days of the operating cycle (retail model). Inventory turnover is 79 days (= Average inventory / Cost of goods x 360). Overall, WCR represents 55 days of revenue, i.e. 182 k€ to permanently finance.
181 521 €
2 j
45 j
79 j
55 j
Based on 239 transactions of similar company sales (all years), the value of CYCLES PENNY is estimated at 632 211 € (range 268 885€ - 1 109 225€). With an EBITDA of 223 120€, the sector multiple of 3.4x is applied. The price/revenue ratio is 0.28x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 239 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare CYCLES PENNY with other companies in the same sector:
Voir toutes les statistiques du secteur Commerce de détail d'articles de sport en magasin spécialisé
The revenue of CYCLES PENNY in 2025 is 1.2 M€.
Yes, CYCLES PENNY generated a net profit of 168 k€ in 2025.
The headquarters of CYCLES PENNY is located in LONS (64140), in the department Pyrenees-Atlantiques.
The tax return of CYCLES PENNY is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
CYCLES PENNY operates in the sector Commerce de détail d'articles de sport en magasin spécialisé (NAF code 47.64Z). See the 'Sector positioning' section above to compare the company with its competitors.