Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.

CULTURES & TRADITIONS RUTHENOISES : revenue, balance sheet and financial ratios

CULTURES & TRADITIONS RUTHENOISES is a French company founded 22 years ago, specialized in the sector Location de terrains et d'autres biens immobiliers. Based in RODEZ (12000), this company of category PME shows in 2020 a net income negative of -2 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - CULTURES & TRADITIONS RUTHENOISES (SIREN 451386668)
Indicator 2020 2019
Revenue N/C N/C
Net income -1 842 € -10 803 €
EBITDA 909 € -10 802 €
Net margin N/C N/C

Revenue and income statement

In 2020, CULTURES & TRADITIONS RUTHENOISES records a net loss of 2 k€. This deficit will reduce equity on the balance sheet.

EBITDA (2020) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

909 €

EBIT (2020) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

908 €

Net income (2020) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-1 842 €

EBITDA margin (2020) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

4.4%

Loading income statement...

Chart evolution

Show :

Assets

Loading data...

Liabilities

Loading data...

Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 224%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 29%. The balance between equity and debt is satisfactory.

Debt ratio (2020) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

223.714%

Financial autonomy (2020) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

28.949%

Cash flow / Revenue (2020) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

-8.994%

Repayment capacity (2020) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-327.803

Asset age ratio (2020) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

100.0%

Solvency indicators evolution
CULTURES & TRADITIONS RUTHENOISES

Sector positioning

Debt ratio
223.71 2020
2019
2020
Q1: 0.0
Med: 12.67
Q3: 165.39
Average +23 pts over 2 years

In 2020, the debt ratio of CULTURES & TRADITIONS RUT... (223.71) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
28.95% 2020
2019
2020
Q1: 2.37%
Med: 37.74%
Q3: 80.14%
Average -28 pts over 2 years

In 2020, the financial autonomy of CULTURES & TRADITIONS RUT... (28.9%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
-327.8 years 2020
2019
2020
Q1: -0.01 years
Med: 0.43 years
Q3: 9.29 years
Excellent

In 2020, the repayment capacity of CULTURES & TRADITIONS RUT... (-327.80) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 37.94. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 302.6x. Operating income very largely covers interest expenses: high safety margin.

Liquidity ratio (2020) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

37.944

Interest coverage (2020) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

302.64

Liquidity indicators evolution
CULTURES & TRADITIONS RUTHENOISES

Sector positioning

Liquidity ratio
37.94 2020
2019
2020
Q1: 80.05
Med: 255.82
Q3: 986.53
Watch

In 2020, the liquidity ratio of CULTURES & TRADITIONS RUT... (37.94) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Interest coverage
302.64x 2020
2019
2020
Q1: 0.0x
Med: 0.0x
Q3: 13.36x
Excellent +50 pts over 2 years

In 2020, the interest coverage of CULTURES & TRADITIONS RUT... (302.6x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 1052 days. Excellent situation: suppliers finance 1052 days of the operating cycle (retail model).

Operating WCR (2020) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2020) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2020) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

1052 j

Inventory turnover (2020) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
CULTURES & TRADITIONS RUTHENOISES

Positioning of CULTURES & TRADITIONS RUTHENOISES in its sector

Comparison with sector Location de terrains et d'autres biens immobiliers

Valuation estimate

Based on 193 transactions of similar company sales in 2020, the value of CULTURES & TRADITIONS RUTHENOISES is estimated at 5 636 € (range 2 322€ - 7 706€). With an EBITDA of 909€, the sector multiple of 6.2x is applied. This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2020
193 transactions
2k€ 5k€ 7k€
5 636 € Range: 2 322€ - 7 706€
NAF 5 année 2020

Valuation method used

EBITDA Multiple
909 € × 6.2x = 5 637 €
Range: 2 322€ - 7 707€

Only this financial indicator is available for this company.

How is this estimate calculated?

This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Location de terrains et d'autres biens immobiliers)

Compare CULTURES & TRADITIONS RUTHENOISES with other companies in the same sector:

Voir toutes les statistiques du secteur Location de terrains et d'autres biens immobiliers

Frequently asked questions about CULTURES & TRADITIONS RUTHENOISES

What is the revenue of CULTURES & TRADITIONS RUTHENOISES ?

The revenue of CULTURES & TRADITIONS RUTHENOISES is not publicly disclosed (confidential accounts filed with INPI).

Is CULTURES & TRADITIONS RUTHENOISES profitable?

CULTURES & TRADITIONS RUTHENOISES recorded a net loss in 2020.

Where is the headquarters of CULTURES & TRADITIONS RUTHENOISES ?

The headquarters of CULTURES & TRADITIONS RUTHENOISES is located in RODEZ (12000), in the department Aveyron.

Where to find the tax return of CULTURES & TRADITIONS RUTHENOISES ?

The tax return of CULTURES & TRADITIONS RUTHENOISES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does CULTURES & TRADITIONS RUTHENOISES operate?

CULTURES & TRADITIONS RUTHENOISES operates in the sector Location de terrains et d'autres biens immobiliers (NAF code 68.20B). See the 'Sector positioning' section above to compare the company with its competitors.