SIREN : 494227192
CT FORMATION is a French company founded 19 years ago, specialized in the sector Formation continue d'adultes. Based in REZE (44400), this company of category PME shows in 2025 a revenue of 1.5 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 |
|---|---|---|---|
| Revenue | 1 502 047 € | 1 597 019 € | N/C |
| Net income | 96 922 € | 153 732 € | 27 460 € |
| EBITDA | 127 786 € | 205 895 € | N/C |
| Net margin | 6.5% | 9.6% | N/C |
In 2025, CT FORMATION achieves revenue of 1.5 M€. Revenue is declining over the period 2024-2025 (CAGR: -5.9%). Slight decline of -6% vs 2024. After deducting consumption (1 k€), gross margin stands at 1.5 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 128 k€, representing 8.5% of revenue. Warning negative scissor effect: despite revenue change (-6%), EBITDA varies by -38%, reducing margin by 4.4 pts. This reflects costs rising faster than revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 97 k€, i.e. 6.5% of revenue. This profit can be retained or distributed to shareholders.
1 502 047 €
1 500 891 €
127 786 €
126 059 €
96 922 €
8.5%
The debt ratio (= Financial debt / Equity x 100) stands at 11%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 60%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.4 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 6.8% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.
11.054%
59.794%
6.771%
0.383
24.4%
In 2025, the debt ratio of CT FORMATION (11.05) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2025, the financial autonomy of CT FORMATION (59.8%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2025, the repayment capacity of CT FORMATION (0.38) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 259.76. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 1.0x. Coverage is limited: any activity downturn would jeopardize interest payments.
259.765
1.017
In 2025, the liquidity ratio of CT FORMATION (259.76) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2025, the interest coverage of CT FORMATION (1.0x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 52 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 27 days. The company must finance 25 days of gap between collections and payments. Overall, WCR represents 53 days of revenue, i.e. 220 k€ to permanently finance.
220 260 €
52 j
27 j
0 j
53 j
Based on 134 transactions of similar company sales (all years), the value of CT FORMATION is estimated at 356 528 € (range 125 176€ - 983 099€). With an EBITDA of 127 786€, the sector multiple of 2.2x is applied. The price/revenue ratio is 0.36x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 134 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare CT FORMATION with other companies in the same sector:
Voir toutes les statistiques du secteur Formation continue d'adultes
The revenue of CT FORMATION in 2025 is 1.5 M€.
Yes, CT FORMATION generated a net profit of 97 k€ in 2025.
The headquarters of CT FORMATION is located in REZE (44400), in the department Loire-Atlantique.
The tax return of CT FORMATION is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
CT FORMATION operates in the sector Formation continue d'adultes (NAF code 85.59A). See the 'Sector positioning' section above to compare the company with its competitors.