Employees: 12 (2023.0)Legal category: SCA (commandite par actions)Size: PMECreation date: 1978-01-01 (48 years)Status: ActiveBusiness sector: Travaux de couverture par élémentsLocation: SIMPLE (53360), Mayenne
Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.
CRUARD COUVERTURE : revenue, balance sheet and financial ratios
CRUARD COUVERTURE is a French company
founded 48 years ago,
specialized in the sector Travaux de couverture par éléments.
Based in SIMPLE (53360),
this company of category PME
shows in 2016 a revenue of 5.1 M€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Financial history - CRUARD COUVERTURE (SIREN 313424301)
Indicator
2025
2024
2023
2022
2021
2019
2018
2017
2016
Revenue
N/C
N/C
N/C
N/C
N/C
N/C
N/C
N/C
5 081 966 €
Net income
347 307 €
501 753 €
523 713 €
427 325 €
380 693 €
265 093 €
158 947 €
1 301 152 €
226 015 €
EBITDA
N/C
N/C
N/C
N/C
N/C
N/C
N/C
N/C
574 043 €
Net margin
N/C
N/C
N/C
N/C
N/C
N/C
N/C
N/C
4.4%
Revenue and income statement
In 2025, CRUARD COUVERTURE generates positive net income of 347 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2025: 226 k€ -> 347 k€.
Net income (2025)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
347 307 €
Loading income statement...
Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
Loading data...
Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
Loading data...
Item
Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 3%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 25%. The balance between equity and debt is satisfactory.
Debt ratio (2025)
?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
2.913%
Financial autonomy (2025)
?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
25.351%
Asset age ratio (2025)
?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2021
2022
2023
2024
2025
Debt ratio
19.519
7.778
17.358
10.776
3.445
1.85
3.124
4.535
2.913
Financial autonomy
36.517
46.938
35.501
33.381
31.828
32.38
26.669
30.296
25.351
Repayment capacity
0.709
None
None
None
None
None
None
None
None
Cash flow / Revenue
10.765%
None%
None%
None%
None%
None%
None%
None%
None%
Sector positioning
Debt ratio
2.912025
2023
2024
2025
Q1: 5.5
Med: 19.37
Q3: 43.02
Excellent
In 2025, the debt ratio of CRUARD COUVERTURE (2.91) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
Financial autonomy
25.35%2025
2023
2024
2025
Q1: 30.43%
Med: 48.45%
Q3: 62.62%
Watch-11 pts over 3 years
In 2025, the financial autonomy of CRUARD COUVERTURE (25.4%) ranks in the bottom 25% of the sector. This ratio represents the share of equity in total financing. Low autonomy may limit investment capacity and increase vulnerability.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 127.04. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2025)
?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
127.043
Liquidity indicators evolution CRUARD COUVERTURE
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2016
2017
2018
2019
2021
2022
2023
2024
2025
Liquidity ratio
171.548
191.27
160.192
147.19
136.239
140.424
129.206
136.323
127.043
Interest coverage
0.783
None
None
None
None
None
None
None
None
Sector positioning
Liquidity ratio
127.042025
2023
2024
2025
Q1: 162.47
Med: 222.06
Q3: 326.0
Watch
In 2025, the liquidity ratio of CRUARD COUVERTURE (127.04) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.
Operating WCR (2025)
?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
0 €
Customer credit (2025)
?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
0 j
Supplier credit (2025)
?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
0 j
Inventory turnover (2025)
?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR and payment terms evolution CRUARD COUVERTURE
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2021
2022
2023
2024
2025
Operating WCR
326 008 €
0 €
0 €
0 €
0 €
0 €
0 €
0 €
0 €
Inventory turnover (days)
124
0
0
0
0
0
0
0
0
Customer payment term (days)
67
0
0
0
0
0
0
0
0
Supplier payment term (days)
55
0
0
0
0
0
0
0
0
Positioning of CRUARD COUVERTURE in its sector
Comparison with sector Travaux de couverture par éléments
Valuation estimate
Based on 113 transactions of similar company sales
(all years),
the value of CRUARD COUVERTURE is estimated at
937 176 €
(range 475 711€ - 1 665 391€).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Estimated enterprise value2025
113 transactions
475k€937k€1665k€
937 176 €Range: 475 711€ - 1 665 391€
NAF 5 all-time
Valuation method used
Net Income Multiple
347 307 €
×
2.7x
=937 177 €
Range: 475 712€ - 1 665 391€
Only this financial indicator is available for this company.
Valuation evolution
Visualisation creee via abddaf.fr Sources : BODACC & INPI
How is this estimate calculated?
This estimate is based on the analysis of 113 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Travaux de couverture par éléments)
Compare CRUARD COUVERTURE with other companies in the same sector:
Frequently asked questions about CRUARD COUVERTURE
What is the revenue of CRUARD COUVERTURE ?
The revenue of CRUARD COUVERTURE in 2016 is 5.1 M€.
Is CRUARD COUVERTURE profitable?
Yes, CRUARD COUVERTURE generated a net profit of 347 k€ in 2025.
Where is the headquarters of CRUARD COUVERTURE ?
The headquarters of CRUARD COUVERTURE is located in SIMPLE (53360), in the department Mayenne.
Where to find the tax return of CRUARD COUVERTURE ?
The tax return of CRUARD COUVERTURE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does CRUARD COUVERTURE operate?
CRUARD COUVERTURE operates in the sector Travaux de couverture par éléments (NAF code 43.91B). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
Rotate your phone to landscape mode to view the chart