SIREN : 538708108
CROZET FINANCES is a French company founded 14 years ago, specialized in the sector Activités des sièges sociaux. Based in MAGLAND (74300), this company of category PME shows in 2024 a revenue of 396 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 396 000 € | 381 000 € | 336 000 € | 389 000 € | 324 000 € | 324 000 € | 255 000 € | 222 000 € |
| Net income | 517 470 € | 189 829 € | 372 378 € | -876 499 € | 26 740 € | 34 459 € | 223 257 € | 275 611 € |
| EBITDA | 80 591 € | 98 434 € | 133 138 € | 67 000 € | 41 438 € | 100 754 € | 38 982 € | 32 045 € |
| Net margin | 130.7% | 49.8% | 110.8% | -225.3% | 8.3% | 10.6% | 87.6% | 124.1% |
In 2024, CROZET FINANCES achieves revenue of 396 k€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +7.5%. Vs 2023: +4%. After deducting consumption (-9 €), gross margin stands at 396 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 81 k€, representing 20.4% of revenue. Warning negative scissor effect: despite revenue change (+4%), EBITDA varies by -18%, reducing margin by 5.5 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 517 k€, i.e. 130.7% of revenue. This profit can be retained or distributed to shareholders.
396 000 €
396 009 €
80 591 €
80 582 €
517 470 €
20.4%
The debt ratio (= Financial debt / Equity x 100) stands at 8%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 91%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.2 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 100.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
7.661%
91.141%
100.613%
0.24
In 2024, the debt ratio of CROZET FINANCES (7.66) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2024, the financial autonomy of CROZET FINANCES (91.1%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2024, the repayment capacity of CROZET FINANCES (0.24) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 3199.48. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 2183.1x. Operating income very largely covers interest expenses: high safety margin.
3199.482
2183.079
In 2024, the liquidity ratio of CROZET FINANCES (3199.48) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2024, the interest coverage of CROZET FINANCES (2183.1x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 86 days. Excellent situation: suppliers finance 86 days of the operating cycle (retail model). Overall, WCR represents 399 days of revenue, i.e. 439 k€ to permanently finance. Over 2016-2024, WCR increased by +142%, requiring additional financing.
438 764 €
0 j
86 j
0 j
399 j
Based on 103 transactions of similar company sales in 2024, the value of CROZET FINANCES is estimated at 1 231 612 € (range 394 156€ - 3 075 634€). With an EBITDA of 80 591€, the sector multiple of 5.0x is applied. The price/revenue ratio is 0.38x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 103 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare CROZET FINANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sièges sociaux
The revenue of CROZET FINANCES in 2024 is 396 k€.
Yes, CROZET FINANCES generated a net profit of 517 k€ in 2024.
The headquarters of CROZET FINANCES is located in MAGLAND (74300), in the department Haute-Savoie.
The tax return of CROZET FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
CROZET FINANCES operates in the sector Activités des sièges sociaux (NAF code 70.10Z). See the 'Sector positioning' section above to compare the company with its competitors.