CROIX ROUGE HABITAT SOCIETE ANONYME D'HABITATIONS : revenue, balance sheet and financial ratios

CROIX ROUGE HABITAT SOCIETE ANONYME D'HABITATIONS is a French company founded 41 years ago, specialized in the sector Location de logements. Based in PARIS (75009), this company of category PME shows in 2019 a revenue of 313 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - CROIX ROUGE HABITAT SOCIETE ANONYME D'HABITATIONS (SIREN 552094476)
Indicator 2019 2017 2016
Revenue 313 333 € 27 217 € 3 153 637 €
Net income 62 388 € -173 389 € -3 555 €
EBITDA 184 875 € -327 426 € 1 050 877 €
Net margin 19.9% -637.1% -0.1%

Revenue and income statement

In 2019, CROIX ROUGE HABITAT SOCIETE ANONYME D'HABITATIONS achieves revenue of 313 k€. Revenue is declining over the period 2016-2019 (CAGR: -53.7%). Vs 2017, growth of +1051% (27 k€ -> 313 k€). After deducting consumption (85 k€), gross margin stands at 229 k€, i.e. a rate of 73%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 185 k€, representing 59.0% of revenue. Positive scissor effect: EBITDA margin improves by +1262.0 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 62 k€, i.e. 19.9% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2019) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

313 333 €

Gross margin (2019) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

228 595 €

EBITDA (2019) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

184 875 €

Net income (2019) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

62 388 €

EBITDA margin (2019) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

59.0%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 42%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Cash flow represents 65.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2019) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.0%

Financial autonomy (2019) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

41.997%

Cash flow / Revenue (2019) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

65.421%

Repayment capacity (2019) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.0

Asset age ratio (2019) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

98.8%

Solvency indicators evolution
CROIX ROUGE HABITAT SOCIETE ANONYME D'HABITATIONS

Sector positioning

Debt ratio
0.0 2019
2016
2017
2019
Q1: -251.92
Med: 0.0
Q3: 120.63
Good

In 2019, the debt ratio of CROIX ROUGE HABITAT SOCIE... (0.00) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
42.0% 2019
2016
2017
2019
Q1: 0.5%
Med: 47.02%
Q3: 98.69%
Average -14 pts over 3 years

In 2019, the financial autonomy of CROIX ROUGE HABITAT SOCIE... (42.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
0.0 years 2019
2016
2017
2019
Q1: 0.0 years
Med: 0.78 years
Q3: 17.8 years
Excellent

In 2019, the repayment capacity of CROIX ROUGE HABITAT SOCIE... (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 114.58. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 28.1x. Operating income very largely covers interest expenses: high safety margin.

Liquidity ratio (2019) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

114.585

Interest coverage (2019) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

28.149

Liquidity indicators evolution
CROIX ROUGE HABITAT SOCIETE ANONYME D'HABITATIONS

Sector positioning

Liquidity ratio
114.58 2019
2016
2017
2019
Q1: 9.67
Med: 128.42
Q3: 813.89
Average -12 pts over 3 years

In 2019, the liquidity ratio of CROIX ROUGE HABITAT SOCIE... (114.58) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
28.15x 2019
2016
2017
2019
Q1: 0.0x
Med: 0.05x
Q3: 24.49x
Excellent +18 pts over 3 years

In 2019, the interest coverage of CROIX ROUGE HABITAT SOCIE... (28.1x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 105 days. Excellent situation: suppliers finance 105 days of the operating cycle (retail model). WCR is negative (-3216 days): operations structurally generate cash. Notable WCR improvement over the period (-1430%), freeing up cash.

Operating WCR (2019) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

-2 799 471 €

Customer credit (2019) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2019) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

105 j

Inventory turnover (2019) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2019) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

-3216 j

WCR and payment terms evolution
CROIX ROUGE HABITAT SOCIETE ANONYME D'HABITATIONS

Positioning of CROIX ROUGE HABITAT SOCIETE ANONYME D'HABITATIONS in its sector

Comparison with sector Location de logements

Valuation estimate

Based on 234 transactions of similar company sales in 2019, the value of CROIX ROUGE HABITAT SOCIETE ANONYME D'HABITATIONS is estimated at 648 864 € (range 222 330€ - 1 238 963€). With an EBITDA of 184 875€, the sector multiple of 5.5x is applied. The price/revenue ratio is 0.69x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2019
234 transactions
222k€ 648k€ 1238k€
648 864 € Range: 222 330€ - 1 238 963€
NAF 5 année 2019

Valuation detail by method

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EBITDA Multiple 50%
184 875 € × 5.5x
Estimation 1 008 517 €
322 629€ - 1 936 232€
Revenue Multiple 30%
313 333 € × 0.69x
Estimation 215 885 €
103 187€ - 364 512€
Net Income Multiple 20%
62 388 € × 6.4x
Estimation 399 201 €
150 302€ - 807 473€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 234 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Location de logements)

Compare CROIX ROUGE HABITAT SOCIETE ANONYME D'HABITATIONS with other companies in the same sector:

Voir toutes les statistiques du secteur Location de logements

Frequently asked questions about CROIX ROUGE HABITAT SOCIETE ANONYME D'HABITATIONS

What is the revenue of CROIX ROUGE HABITAT SOCIETE ANONYME D'HABITATIONS ?

The revenue of CROIX ROUGE HABITAT SOCIETE ANONYME D'HABITATIONS in 2019 is 313 k€.

Is CROIX ROUGE HABITAT SOCIETE ANONYME D'HABITATIONS profitable?

Yes, CROIX ROUGE HABITAT SOCIETE ANONYME D'HABITATIONS generated a net profit of 62 k€ in 2019.

Where is the headquarters of CROIX ROUGE HABITAT SOCIETE ANONYME D'HABITATIONS ?

The headquarters of CROIX ROUGE HABITAT SOCIETE ANONYME D'HABITATIONS is located in PARIS (75009), in the department Paris.

Where to find the tax return of CROIX ROUGE HABITAT SOCIETE ANONYME D'HABITATIONS ?

The tax return of CROIX ROUGE HABITAT SOCIETE ANONYME D'HABITATIONS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does CROIX ROUGE HABITAT SOCIETE ANONYME D'HABITATIONS operate?

CROIX ROUGE HABITAT SOCIETE ANONYME D'HABITATIONS operates in the sector Location de logements (NAF code 68.20A). See the 'Sector positioning' section above to compare the company with its competitors.