Employees: NN (None)Legal category: SCA (commandite par actions)Size: PMECreation date: 2016-06-26 (9 years)Status: ActiveBusiness sector: Location de logementsLocation: NANTES (44000), Loire-Atlantique
Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.
CROIX GIFFARD : revenue, balance sheet and financial ratios
CROIX GIFFARD is a French company
founded 9 years ago,
specialized in the sector Location de logements.
Based in NANTES (44000),
this company of category PME
shows in 2019 a net income negative of -2 k€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Financial history - CROIX GIFFARD (SIREN 821465234)
Indicator
2019
2018
2017
Revenue
N/C
N/C
N/C
Net income
-2 427 €
-1 823 €
-2 052 €
EBITDA
N/C
-1 823 €
-1 934 €
Net margin
N/C
N/C
N/C
Revenue and income statement
In 2019, CROIX GIFFARD records a net loss of 2 k€. This deficit will reduce equity on the balance sheet.
Net income (2019)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
-2 427 €
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 495%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 16%. Low autonomy: the company heavily depends on external financing (banks, suppliers).
Debt ratio (2019)
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Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
494.995%
Financial autonomy (2019)
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Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
16.36%
Solvency indicators evolution CROIX GIFFARD
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2017
2018
2019
Debt ratio
40.262
215.581
494.995
Financial autonomy
70.693
29.131
16.36
Repayment capacity
-1.559
-7.241
None
Cash flow / Revenue
None%
None%
None%
Sector positioning
Debt ratio
495.02019
2017
2018
2019
Q1: -251.95
Med: 0.0
Q3: 120.35
Average+17 pts over 3 years
In 2019, the debt ratio of CROIX GIFFARD (495.00) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
Financial autonomy
16.36%2019
2017
2018
2019
Q1: 0.51%
Med: 47.03%
Q3: 98.7%
Average-28 pts over 3 years
In 2019, the financial autonomy of CROIX GIFFARD (16.4%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
Repayment capacity
-7.24 years2018
2017
2018
Q1: 0.0 years
Med: 1.13 years
Q3: 19.18 years
Excellent
In 2018, the repayment capacity of CROIX GIFFARD (-7.24) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 326.00. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2019)
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Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
326.0
Liquidity indicators evolution CROIX GIFFARD
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2017
2018
2019
Liquidity ratio
528.125
22.596
326.0
Interest coverage
-6.153
0.0
None
Sector positioning
Liquidity ratio
326.02019
2017
2018
2019
Q1: 9.61
Med: 128.1
Q3: 813.88
Good-8 pts over 3 years
In 2019, the liquidity ratio of CROIX GIFFARD (326.00) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
Interest coverage
0.0x2018
2017
2018
Q1: 0.0x
Med: 0.82x
Q3: 29.06x
Average
In 2018, the interest coverage of CROIX GIFFARD (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.
Operating WCR (2019)
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Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
0 €
Customer credit (2019)
?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
0 j
Supplier credit (2019)
?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
0 j
Inventory turnover (2019)
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Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR and payment terms evolution CROIX GIFFARD
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2017
2018
2019
Operating WCR
0 €
0 €
0 €
Inventory turnover (days)
0
0
0
Customer payment term (days)
0
0
0
Supplier payment term (days)
15
114
0
Positioning of CROIX GIFFARD in its sector
Comparison with sector Location de logements
Similar companies (Location de logements)
Compare CROIX GIFFARD with other companies in the same sector:
The revenue of CROIX GIFFARD is not publicly disclosed (confidential accounts filed with INPI).
Is CROIX GIFFARD profitable?
CROIX GIFFARD recorded a net loss in 2019.
Where is the headquarters of CROIX GIFFARD ?
The headquarters of CROIX GIFFARD is located in NANTES (44000), in the department Loire-Atlantique.
Where to find the tax return of CROIX GIFFARD ?
The tax return of CROIX GIFFARD is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does CROIX GIFFARD operate?
CROIX GIFFARD operates in the sector Location de logements (NAF code 68.20A). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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