CROISSANCE PIERRE 2 : revenue, balance sheet and financial ratios

CROISSANCE PIERRE 2 is a French company founded 69 years ago, specialized in the sector Location de logements. Based in BOIS-COLOMBES (92270), this company of category GE shows in 2025 a revenue of 3.0 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - CROISSANCE PIERRE 2 (SIREN 572130680)
Indicator 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue 3 038 620 € 5 314 912 € 6 637 990 € 6 667 774 € 4 220 877 € 4 450 279 € 4 550 321 € 5 037 456 € 5 448 982 € 5 969 502 €
Net income 51 802 678 € 58 738 441 € 2 984 156 € 2 949 723 € 1 362 156 € 1 753 938 € 972 261 € 1 840 381 € 1 815 266 € 2 166 643 €
EBITDA 111 898 € 2 725 930 € 4 282 235 € 3 837 908 € 1 752 569 € 2 225 699 € 2 216 468 € 2 211 166 € 2 258 448 € 2 722 472 €
Net margin 1704.8% 1105.2% 45.0% 44.2% 32.3% 39.4% 21.4% 36.5% 33.3% 36.3%

Revenue and income statement

In 2025, CROISSANCE PIERRE 2 achieves revenue of 3.0 M€. Revenue is declining over the period 2016-2025 (CAGR: -7.2%). Significant drop of -43% vs 2024. After deducting consumption (0 €), gross margin stands at 3.0 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 112 k€, representing 3.7% of revenue. Warning negative scissor effect: despite revenue change (-43%), EBITDA varies by -96%, reducing margin by 47.6 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 51.8 M€, i.e. 1704.8% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2025) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

3 038 620 €

Gross margin (2025) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

3 038 620 €

EBITDA (2025) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

111 898 €

EBIT (2025) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

69 074 986 €

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

51 802 678 €

EBITDA margin (2025) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

3.7%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 98%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.001%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

98.281%

Cash flow / Revenue (2025) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

-554.618%

Repayment capacity (2025) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.0

Asset age ratio (2025) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

14.3%

Solvency indicators evolution
CROISSANCE PIERRE 2

Sector positioning

Debt ratio
0.0 2025
2023
2024
2025
Q1: -0.18
Med: 3.38
Q3: 100.8
Good -28 pts over 3 years

In 2025, the debt ratio of CROISSANCE PIERRE 2 (0.00) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
98.28% 2025
2023
2024
2025
Q1: 0.21%
Med: 22.71%
Q3: 69.22%
Excellent +13 pts over 3 years

In 2025, the financial autonomy of CROISSANCE PIERRE 2 (98.3%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
0.0 years 2025
2023
2024
2025
Q1: 0.0 years
Med: 1.26 years
Q3: 14.1 years
Excellent -28 pts over 3 years

In 2025, the repayment capacity of CROISSANCE PIERRE 2 (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 5781.24. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

5781.244

Interest coverage (2025) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.0

Liquidity indicators evolution
CROISSANCE PIERRE 2

Sector positioning

Liquidity ratio
5781.24 2025
2023
2024
2025
Q1: 28.17
Med: 216.59
Q3: 1127.19
Excellent

In 2025, the liquidity ratio of CROISSANCE PIERRE 2 (5781.24) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
0.0x 2025
2023
2024
2025
Q1: 0.0x
Med: 0.0x
Q3: 19.89x
Average -34 pts over 3 years

In 2025, the interest coverage of CROISSANCE PIERRE 2 (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 6 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 5 days. The company must finance 1 days of gap between collections and payments. Overall, WCR represents 371 days of revenue, i.e. 3.1 M€ to permanently finance. Over 2016-2025, WCR increased by +906%, requiring additional financing.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

3 130 477 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

6 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

5 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2025) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

371 j

WCR and payment terms evolution
CROISSANCE PIERRE 2

Positioning of CROISSANCE PIERRE 2 in its sector

Comparison with sector Location de logements

Valuation estimate

Based on 117 transactions of similar company sales in 2025, the value of CROISSANCE PIERRE 2 is estimated at 49 001 010 € (range 13 545 687€ - 114 094 462€). With an EBITDA of 111 898€, the sector multiple of 2.7x is applied. The price/revenue ratio is 0.92x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2025
117 transactions
13545k€ 49001k€ 114094k€
49 001 010 € Range: 13 545 687€ - 114 094 462€
NAF 5 année 2025

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
111 898 € × 2.7x
Estimation 299 906 €
196 104€ - 876 467€
Revenue Multiple 30%
3 038 620 € × 0.92x
Estimation 2 790 385 €
1 310 392€ - 6 580 516€
Net Income Multiple 20%
51 802 678 € × 4.6x
Estimation 240 069 708 €
65 272 591€ - 558 410 371€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 117 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Location de logements)

Compare CROISSANCE PIERRE 2 with other companies in the same sector:

Frequently asked questions about CROISSANCE PIERRE 2

What is the revenue of CROISSANCE PIERRE 2 ?

The revenue of CROISSANCE PIERRE 2 in 2025 is 3.0 M€.

Is CROISSANCE PIERRE 2 profitable?

Yes, CROISSANCE PIERRE 2 generated a net profit of 51.8 M€ in 2025.

Where is the headquarters of CROISSANCE PIERRE 2 ?

The headquarters of CROISSANCE PIERRE 2 is located in BOIS-COLOMBES (92270), in the department Hauts-de-Seine.

Where to find the tax return of CROISSANCE PIERRE 2 ?

The tax return of CROISSANCE PIERRE 2 is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does CROISSANCE PIERRE 2 operate?

CROISSANCE PIERRE 2 operates in the sector Location de logements (NAF code 68.20A). See the 'Sector positioning' section above to compare the company with its competitors.