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CROISSANCE PATRIMOINE PLUS : revenue, balance sheet and financial ratios

CROISSANCE PATRIMOINE PLUS is a French company founded 7 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in BLOIS (41000), this company of category PME has financial data available below. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - CROISSANCE PATRIMOINE PLUS (SIREN 850391095)
Indicator 2020
Revenue N/C
Net income 0 €
EBITDA N/C
Net margin N/C

Revenue and income statement

In 2020, CROISSANCE PATRIMOINE PLUS records a net loss of 0 €. This deficit will reduce equity on the balance sheet.

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 500%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 53%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2020) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

500.251%

Financial autonomy (2020) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

53.016%

Solvency indicators evolution
CROISSANCE PATRIMOINE PLUS

Sector positioning

Debt ratio
500.25 2020
2020
Q1: 0.05
Med: 14.85
Q3: 75.1
Average

In 2020, the debt ratio of CROISSANCE PATRIMOINE PLUS (500.25) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
53.02% 2020
2020
Q1: 17.11%
Med: 45.63%
Q3: 71.56%
Good

In 2020, the financial autonomy of CROISSANCE PATRIMOINE PLUS (53.0%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 226.24. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2020) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

226.24

Liquidity indicators evolution
CROISSANCE PATRIMOINE PLUS

Sector positioning

Liquidity ratio
226.24 2020
2020
Q1: 121.74
Med: 223.76
Q3: 459.53
Good

In 2020, the liquidity ratio of CROISSANCE PATRIMOINE PLUS (226.24) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 11 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 40 days. Favorable situation: supplier credit is longer than customer credit by 29 days.

Operating WCR (2020) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2020) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

11 j

Supplier credit (2020) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

40 j

Inventory turnover (2020) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
CROISSANCE PATRIMOINE PLUS

Positioning of CROISSANCE PATRIMOINE PLUS in its sector

Comparison with sector Activités des agents et courtiers d'assurances

Similar companies (Activités des agents et courtiers d'assurances)

Compare CROISSANCE PATRIMOINE PLUS with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances

Frequently asked questions about CROISSANCE PATRIMOINE PLUS

What is the revenue of CROISSANCE PATRIMOINE PLUS ?

The revenue of CROISSANCE PATRIMOINE PLUS is not publicly disclosed (confidential accounts filed with INPI).

Is CROISSANCE PATRIMOINE PLUS profitable?

Profitability information is not publicly available.

Where is the headquarters of CROISSANCE PATRIMOINE PLUS ?

The headquarters of CROISSANCE PATRIMOINE PLUS is located in BLOIS (41000), in the department Loir-et-Cher.

Where to find the tax return of CROISSANCE PATRIMOINE PLUS ?

The tax return of CROISSANCE PATRIMOINE PLUS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does CROISSANCE PATRIMOINE PLUS operate?

CROISSANCE PATRIMOINE PLUS operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.