SIREN : 533499927
CRISTAL FINANCES is a French company founded 14 years ago, specialized in the sector Activités des sièges sociaux. Based in PARIS (75009), this company of category PME shows in 2024 a revenue of 913 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 912 656 € | 1 002 245 € | 1 048 421 € | 906 568 € | 852 867 € | 777 610 € | 735 679 € | 586 154 € | 478 368 € |
| Net income | 531 651 € | 208 506 € | 289 722 € | 228 211 € | 109 166 € | 117 033 € | 309 398 € | 75 420 € | 63 637 € |
| EBITDA | 222 199 € | 198 286 € | 218 868 € | 176 005 € | 148 952 € | 157 135 € | 115 554 € | 91 273 € | 84 596 € |
| Net margin | 58.3% | 20.8% | 27.6% | 25.2% | 12.8% | 15.1% | 42.1% | 12.9% | 13.3% |
In 2024, CRISTAL FINANCES achieves revenue of 913 k€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +8.4%. Slight decline of -9% vs 2023. After deducting consumption (0 €), gross margin stands at 913 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 222 k€, representing 24.3% of revenue. Positive scissor effect: EBITDA margin improves by +4.6 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 532 k€, i.e. 58.3% of revenue. This profit can be retained or distributed to shareholders.
912 656 €
912 656 €
222 199 €
221 602 €
531 651 €
24.3%
The debt ratio (= Financial debt / Equity x 100) stands at 8%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 75%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.4 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 26.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
8.112%
75.109%
26.382%
0.352
28.2%
In 2024, the debt ratio of CRISTAL FINANCES (8.11) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2024, the financial autonomy of CRISTAL FINANCES (75.1%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of CRISTAL FINANCES (0.35) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 455.92. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 1.0x. Coverage is limited: any activity downturn would jeopardize interest payments.
455.917
1.042
In 2024, the liquidity ratio of CRISTAL FINANCES (455.92) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of CRISTAL FINANCES (1.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 82 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 108 days. Favorable situation: supplier credit is longer than customer credit by 26 days. Overall, WCR represents 179 days of revenue, i.e. 454 k€ to permanently finance. Over 2016-2024, WCR increased by +220%, requiring additional financing.
453 773 €
82 j
108 j
0 j
179 j
Based on 103 transactions of similar company sales in 2024, the value of CRISTAL FINANCES is estimated at 1 673 346 € (range 492 636€ - 3 855 782€). With an EBITDA of 222 199€, the sector multiple of 5.0x is applied. The price/revenue ratio is 0.38x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 103 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare CRISTAL FINANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sièges sociaux
The revenue of CRISTAL FINANCES in 2024 is 913 k€.
Yes, CRISTAL FINANCES generated a net profit of 532 k€ in 2024.
The headquarters of CRISTAL FINANCES is located in PARIS (75009), in the department Paris.
The tax return of CRISTAL FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
CRISTAL FINANCES operates in the sector Activités des sièges sociaux (NAF code 70.10Z). See the 'Sector positioning' section above to compare the company with its competitors.