CRET DE LIENS : revenue, balance sheet and financial ratios

CRET DE LIENS is a French company founded 15 years ago, specialized in the sector Location de terrains et d'autres biens immobiliers. Based in SAINT-ETIENNE (42000), this company of category PME shows in 2020 a revenue of 4 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-11

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - CRET DE LIENS (SIREN 527546451)
Indicator 2021 2020 2018 2017
Revenue N/C 3 510 € 3 510 € 4 680 €
Net income -253 € -443 € -960 € -180 €
EBITDA N/C 2 086 € 1 759 € 2 263 €
Net margin N/C -12.6% -27.4% -3.8%

Revenue and income statement

In 2021, CRET DE LIENS records a net loss of 253 €. This deficit will reduce equity on the balance sheet.

Net income (2021) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-253 €

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 27%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 79%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2021) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

27.263%

Financial autonomy (2021) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

78.578%

Asset age ratio (2021) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

36.8%

Solvency indicators evolution
CRET DE LIENS

Sector positioning

Debt ratio
27.26 2021
2018
2020
2021
Q1: -1.96
Med: 12.57
Q3: 178.72
Average

In 2021, the debt ratio of CRET DE LIENS (27.26) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
78.58% 2021
2018
2020
2021
Q1: 2.35%
Med: 38.31%
Q3: 81.36%
Good +6 pts over 3 years

In 2021, the financial autonomy of CRET DE LIENS (78.6%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
1.95 years 2020
2018
2020
Q1: -0.01 years
Med: 0.43 years
Q3: 9.29 years
Average -10 pts over 2 years

In 2020, the repayment capacity of CRET DE LIENS (1.95) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2021) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2021) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2021) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2021) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
CRET DE LIENS

Positioning of CRET DE LIENS in its sector

Comparison with sector Location de terrains et d'autres biens immobiliers

Similar companies (Location de terrains et d'autres biens immobiliers)

Compare CRET DE LIENS with other companies in the same sector:

Voir toutes les statistiques du secteur Location de terrains et d'autres biens immobiliers

Frequently asked questions about CRET DE LIENS

What is the revenue of CRET DE LIENS ?

The revenue of CRET DE LIENS in 2020 is 4 k€.

Is CRET DE LIENS profitable?

CRET DE LIENS recorded a net loss in 2021.

Where is the headquarters of CRET DE LIENS ?

The headquarters of CRET DE LIENS is located in SAINT-ETIENNE (42000), in the department Loire.

Where to find the tax return of CRET DE LIENS ?

The tax return of CRET DE LIENS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does CRET DE LIENS operate?

CRET DE LIENS operates in the sector Location de terrains et d'autres biens immobiliers (NAF code 68.20B). See the 'Sector positioning' section above to compare the company with its competitors.