SIREN : 454081944
CREQUY FINANCE is a French company founded 21 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in LYON (69002), this company of category PME shows in 2024 a revenue of 201 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 201 095 € | 161 964 € | 161 477 € | 151 517 € | 130 954 € | 136 425 € | 174 616 € | 186 787 € | 533 252 € |
| Net income | 35 347 € | 32 547 € | 32 966 € | 31 626 € | 37 747 € | 30 810 € | 27 553 € | 27 263 € | 49 359 € |
| EBITDA | 36 737 € | 31 724 € | 37 761 € | 34 362 € | 38 558 € | 34 389 € | 40 365 € | 43 155 € | 59 306 € |
| Net margin | 17.6% | 20.1% | 20.4% | 20.9% | 28.8% | 22.6% | 15.8% | 14.6% | 9.3% |
In 2024, CREQUY FINANCE achieves revenue of 201 k€. Revenue is declining over the period 2016-2024 (CAGR: -11.5%). Vs 2023, growth of +24% (162 k€ -> 201 k€). After deducting consumption (0 €), gross margin stands at 201 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 37 k€, representing 18.3% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 35 k€, i.e. 17.6% of revenue. This profit can be retained or distributed to shareholders.
201 095 €
201 095 €
36 737 €
34 544 €
35 347 €
18.3%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 77%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 17.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
0.02%
77.381%
17.612%
0.002
53.7%
In 2024, the debt ratio of CREQUY FINANCE (0.02) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2024, the financial autonomy of CREQUY FINANCE (77.4%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2024, the repayment capacity of CREQUY FINANCE (0.00) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.
The liquidity ratio (= Current assets / Current liabilities) stands at 669.24. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.6x. Danger: operating income does not cover interest charges, unsustainable situation.
669.241
0.558
In 2024, the liquidity ratio of CREQUY FINANCE (669.24) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2024, the interest coverage of CREQUY FINANCE (0.6x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 201 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 114 days. The gap of 87 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 907 days of revenue, i.e. 507 k€ to permanently finance.
506 792 €
201 j
114 j
0 j
907 j
Based on 193 transactions of similar company sales (all years), the value of CREQUY FINANCE is estimated at 95 734 € (range 29 002€ - 288 702€). With an EBITDA of 36 737€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare CREQUY FINANCE with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of CREQUY FINANCE in 2024 is 201 k€.
Yes, CREQUY FINANCE generated a net profit of 35 k€ in 2024.
The headquarters of CREQUY FINANCE is located in LYON (69002), in the department Rhone.
The tax return of CREQUY FINANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
CREQUY FINANCE operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.