SIREN : 783714819
CREFO is a French company founded 126 years ago, specialized in the sector Formation continue d'adultes. Based in LILLE (59000), this company of category PME shows in 2022 a revenue of 8.7 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|
| Revenue | 8 747 025 € | 7 991 819 € | 6 626 235 € | 8 042 382 € | 8 173 569 € | 9 500 739 € | 7 566 719 € |
| Net income | 132 814 € | -50 043 € | -43 370 € | 144 255 € | -780 393 € | 1 238 690 € | 728 615 € |
| EBITDA | 47 220 € | 432 516 € | 92 639 € | 101 270 € | -814 137 € | 1 374 598 € | 935 719 € |
| Net margin | 1.5% | -0.6% | -0.7% | 1.8% | -9.5% | 13.0% | 9.6% |
In 2022, CREFO achieves revenue of 8.7 M€. Revenue is growing positively over 7 years (CAGR: +2.4%). Vs 2021: +9%. After deducting consumption (26 k€), gross margin stands at 8.7 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 47 k€, representing 0.5% of revenue. Warning negative scissor effect: despite revenue change (+9%), EBITDA varies by -89%, reducing margin by 4.9 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 133 k€, i.e. 1.5% of revenue. This profit can be retained or distributed to shareholders.
8 747 025 €
8 720 535 €
47 220 €
2 975 €
132 814 €
0.5%
The debt ratio (= Financial debt / Equity x 100) stands at 8%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 56%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.6 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 2.9% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
8.272%
55.628%
2.909%
1.584
22.4%
In 2022, the debt ratio of CREFO (8.27) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2022, the financial autonomy of CREFO (55.6%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2022, the repayment capacity of CREFO (1.58) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 217.27. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 185.6x. Operating income very largely covers interest expenses: high safety margin.
217.273
185.631
In 2022, the liquidity ratio of CREFO (217.27) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2022, the interest coverage of CREFO (185.6x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 147 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 53 days. The gap of 94 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 82 days of revenue, i.e. 2.0 M€ to permanently finance.
1 995 284 €
147 j
53 j
0 j
82 j
Indicative estimate only : the number of comparable transactions in this sector is limited (20 transactions). This range of 664 801€ to 2 584 327€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 20 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare CREFO with other companies in the same sector:
Voir toutes les statistiques du secteur Formation continue d'adultes
The revenue of CREFO in 2022 is 8.7 M€.
Yes, CREFO generated a net profit of 133 k€ in 2022.
The headquarters of CREFO is located in LILLE (59000), in the department Nord.
The tax return of CREFO is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
CREFO operates in the sector Formation continue d'adultes (NAF code 85.59A). See the 'Sector positioning' section above to compare the company with its competitors.