CREFI : revenue, balance sheet and financial ratios

CREFI is a French company founded 13 years ago, specialized in the sector Location de logements. Based in TRUCHTERSHEIM (67370), this company of category PME shows in 2018 a revenue of 835€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-25

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - CREFI (SIREN 792298739)
Indicator 2020 2019 2018 2017 2016
Revenue N/C N/C 835 € 11 530 € N/C
Net income -1 941 € -3 925 € 22 896 € 18 659 € 32 702 €
EBITDA -513 € -837 € -1 771 € 6 125 € -18 816 €
Net margin N/C N/C 2742.0% 161.8% N/C

Revenue and income statement

In 2020, CREFI records a net loss of 2 k€. This deficit will reduce equity on the balance sheet.

EBITDA (2020) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-513 €

EBIT (2020) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-513 €

Net income (2020) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-1 941 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 125%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 56%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2020) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

125.129%

Financial autonomy (2020) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

55.581%

Repayment capacity (2020) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-70.112

Solvency indicators evolution
CREFI

Sector positioning

Debt ratio
125.13 2020
2018
2019
2020
Q1: -284.59
Med: 0.0
Q3: 132.41
Average

In 2020, the debt ratio of CREFI (125.13) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
55.58% 2020
2018
2019
2020
Q1: 0.34%
Med: 45.07%
Q3: 98.34%
Good

In 2020, the financial autonomy of CREFI (55.6%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
-70.11 years 2020
2018
2019
2020
Q1: 0.0 years
Med: 0.3 years
Q3: 17.0 years
Excellent -33 pts over 3 years

In 2020, the repayment capacity of CREFI (-70.11) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

Interest coverage (2020) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-278.363

Liquidity indicators evolution
CREFI

Sector positioning

Liquidity ratio
35821.12 2018
2018
Q1: 12.02
Med: 150.04
Q3: 815.81
Excellent

In 2018, the liquidity ratio of CREFI (35821.12) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
-278.36x 2020
2018
2019
2020
Q1: 0.0x
Med: 0.0x
Q3: 20.7x
Average

In 2020, the interest coverage of CREFI (-278.4x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2020) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2020) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2020) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2020) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
CREFI

Positioning of CREFI in its sector

Comparison with sector Location de logements

Similar companies (Location de logements)

Compare CREFI with other companies in the same sector:

Voir toutes les statistiques du secteur Location de logements

Frequently asked questions about CREFI

What is the revenue of CREFI ?

The revenue of CREFI in 2018 is 835€.

Is CREFI profitable?

CREFI recorded a net loss in 2020.

Where is the headquarters of CREFI ?

The headquarters of CREFI is located in TRUCHTERSHEIM (67370), in the department Bas-Rhin.

Where to find the tax return of CREFI ?

The tax return of CREFI is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does CREFI operate?

CREFI operates in the sector Location de logements (NAF code 68.20A). See the 'Sector positioning' section above to compare the company with its competitors.