SIREN : 500259148
CREDITS CONSEILS SARTHE is a French company founded 18 years ago, specialized in the sector Autres intermédiations monétaires. Based in LE MANS (72000), this company of category PME shows in 2018 a revenue of 746 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2021 | 2020 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|
| Revenue | N/C | N/C | 746 225 € | 894 686 € | 867 808 € |
| Net income | -4 117 € | 191 € | 1 825 € | 1 302 € | 135 € |
| EBITDA | N/C | N/C | 90 106 € | 95 786 € | 98 848 € |
| Net margin | N/C | N/C | 0.2% | 0.1% | 0.0% |
In 2021, CREDITS CONSEILS SARTHE records a net loss of 4 k€. This deficit will reduce equity on the balance sheet.
-4 117 €
The debt ratio (= Financial debt / Equity x 100) stands at 388%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 13%. Low autonomy: the company heavily depends on external financing (banks, suppliers).
387.997%
13.035%
32.9%
In 2021, the debt ratio of CREDITS CONSEILS SARTHE (388.00) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2021, the financial autonomy of CREDITS CONSEILS SARTHE (13.0%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2018, the repayment capacity of CREDITS CONSEILS SARTHE (1.05) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 223.84. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
223.842
In 2021, the liquidity ratio of CREDITS CONSEILS SARTHE (223.84) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2018, the interest coverage of CREDITS CONSEILS SARTHE (0.4x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.
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Compare CREDITS CONSEILS SARTHE with other companies in the same sector:
Voir toutes les statistiques du secteur Autres intermédiations monétaires
The revenue of CREDITS CONSEILS SARTHE in 2018 is 746 k€.
CREDITS CONSEILS SARTHE recorded a net loss in 2021.
The headquarters of CREDITS CONSEILS SARTHE is located in LE MANS (72000), in the department Sarthe.
The tax return of CREDITS CONSEILS SARTHE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
CREDITS CONSEILS SARTHE operates in the sector Autres intermédiations monétaires (NAF code 64.19Z). See the 'Sector positioning' section above to compare the company with its competitors.