CREDIT AGRICOLE REGIONS DEVELOPPEMENT : revenue, balance sheet and financial ratios

CREDIT AGRICOLE REGIONS DEVELOPPEMENT is a French company founded 20 years ago, specialized in the sector Activités des sociétés holding. Based in MONTROUGE (92120), this company of category GE shows in 2024 a revenue of 327 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - CREDIT AGRICOLE REGIONS DEVELOPPEMENT (SIREN 483163549)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue 327 273 € N/C 30 000 € 18 211 € 18 305 € 101 053 € 28 819 € N/C N/C
Net income 16 884 564 € 16 962 860 € 45 274 559 € 67 569 549 € -30 546 097 € -5 371 481 € -1 696 005 € -230 585 € 311 067 €
EBITDA -8 018 595 € -8 233 205 € -5 950 746 € -4 229 257 € -3 854 458 € -3 898 056 € -2 629 349 € -956 828 € -954 300 €
Net margin 5159.2% N/C 150915.2% 371037.0% -166873.0% -5315.5% -5885.0% N/C N/C

Revenue and income statement

In 2024, CREDIT AGRICOLE REGIONS DEVELOPPEMENT achieves revenue of 327 k€. Over the period 2018-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +49.9%. After deducting consumption (0 €), gross margin stands at 327 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -8.0 M€, representing -2450.1% of revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 16.9 M€, i.e. 5159.2% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

327 273 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

327 273 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-8 018 595 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-7 991 596 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

16 884 564 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-2450.1%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 99%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.0%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

99.395%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

-51.301%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.0

Solvency indicators evolution
CREDIT AGRICOLE REGIONS DEVELOPPEMENT

Sector positioning

Debt ratio
0.0 2024
2022
2023
2024
Q1: 0.01
Med: 8.77
Q3: 62.6
Excellent

In 2024, the debt ratio of CREDIT AGRICOLE REGIONS D... (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.

Financial autonomy
99.39% 2024
2022
2023
2024
Q1: 15.71%
Med: 62.26%
Q3: 91.3%
Excellent

In 2024, the financial autonomy of CREDIT AGRICOLE REGIONS D... (99.4%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
0.0 years 2024
2022
2023
2024
Q1: 0.0 years
Med: 0.09 years
Q3: 3.07 years
Excellent

In 2024, the repayment capacity of CREDIT AGRICOLE REGIONS D... (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 1235.12. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

1235.116

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-131.621

Liquidity indicators evolution
CREDIT AGRICOLE REGIONS DEVELOPPEMENT

Sector positioning

Liquidity ratio
1235.12 2024
2022
2023
2024
Q1: 138.65
Med: 681.09
Q3: 3914.52
Good -21 pts over 3 years

In 2024, the liquidity ratio of CREDIT AGRICOLE REGIONS D... (1235.12) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
-131.62x 2024
2022
2023
2024
Q1: -74.77x
Med: 0.0x
Q3: 0.0x
Average

In 2024, the interest coverage of CREDIT AGRICOLE REGIONS D... (-131.6x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 71 days. Excellent situation: suppliers finance 71 days of the operating cycle (retail model). WCR is negative (-6 days): operations structurally generate cash.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

-5 534 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

71 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

-6 j

WCR and payment terms evolution
CREDIT AGRICOLE REGIONS DEVELOPPEMENT

Positioning of CREDIT AGRICOLE REGIONS DEVELOPPEMENT in its sector

Comparison with sector Activités des sociétés holding

Valuation estimate

Based on 54 transactions of similar company sales in 2024, the value of CREDIT AGRICOLE REGIONS DEVELOPPEMENT is estimated at 9 975 941 € (range 6 360 676€ - 50 578 129€). The price/revenue ratio is 0.59x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2024
54 tx
6360k€ 9975k€ 50578k€
9 975 941 € Range: 6 360 676€ - 50 578 129€
NAF 5 année 2024

Valuation detail by method

Ajustez les pondérations selon votre analyse

Revenue Multiple 30%
327 273 € × 0.59x
Estimation 192 689 €
119 877€ - 229 071€
Net Income Multiple 20%
16 884 564 € × 1.5x
Estimation 24 650 821 €
15 721 876€ - 126 101 718€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des sociétés holding)

Compare CREDIT AGRICOLE REGIONS DEVELOPPEMENT with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des sociétés holding

Frequently asked questions about CREDIT AGRICOLE REGIONS DEVELOPPEMENT

What is the revenue of CREDIT AGRICOLE REGIONS DEVELOPPEMENT ?

The revenue of CREDIT AGRICOLE REGIONS DEVELOPPEMENT in 2024 is 327 k€.

Is CREDIT AGRICOLE REGIONS DEVELOPPEMENT profitable?

Yes, CREDIT AGRICOLE REGIONS DEVELOPPEMENT generated a net profit of 16.9 M€ in 2024.

Where is the headquarters of CREDIT AGRICOLE REGIONS DEVELOPPEMENT ?

The headquarters of CREDIT AGRICOLE REGIONS DEVELOPPEMENT is located in MONTROUGE (92120), in the department Hauts-de-Seine.

Where to find the tax return of CREDIT AGRICOLE REGIONS DEVELOPPEMENT ?

The tax return of CREDIT AGRICOLE REGIONS DEVELOPPEMENT is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does CREDIT AGRICOLE REGIONS DEVELOPPEMENT operate?

CREDIT AGRICOLE REGIONS DEVELOPPEMENT operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.