CREDIT AGRICOLE IMMOBILIER PROPERTY MANAGEMENT : revenue, balance sheet and financial ratios

CREDIT AGRICOLE IMMOBILIER PROPERTY MANAGEMENT is a French company founded 53 years ago, specialized in the sector Administration d'immeubles et autres biens immobiliers. Based in ASNIERES-SUR-SEINE (92600), this company of category GE shows in 2024 a revenue of 53.1 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - CREDIT AGRICOLE IMMOBILIER PROPERTY MANAGEMENT (SIREN 732073887)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue 53 122 117 € 56 597 408 € 52 039 715 € 54 848 658 € 53 132 665 € 54 311 541 € 49 108 823 € 48 188 553 € 50 077 202 €
Net income 965 097 € 2 861 276 € -736 590 € 2 076 091 € -6 617 757 € -1 460 629 € 2 820 215 € 2 624 781 € 2 370 653 €
EBITDA -1 294 669 € -1 535 006 € 2 289 808 € -2 465 269 € -3 632 222 € -1 627 464 € 2 993 955 € 4 264 512 € 4 251 019 €
Net margin 1.8% 5.1% -1.4% 3.8% -12.5% -2.7% 5.7% 5.4% 4.7%

Revenue and income statement

In 2024, CREDIT AGRICOLE IMMOBILIER PROPERTY MANAGEMENT achieves revenue of 53.1 M€. Revenue is growing positively over 9 years (CAGR: +0.7%). Slight decline of -6% vs 2023. After deducting consumption (11 k€), gross margin stands at 53.1 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -1.3 M€, representing -2.4% of revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 965 k€, i.e. 1.8% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

53 122 117 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

53 111 164 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-1 294 669 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-2 596 457 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

965 097 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-2.4%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 24%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 3.8% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.049%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

23.884%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

3.809%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.01

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

25.7%

Solvency indicators evolution
CREDIT AGRICOLE IMMOBILIER PROPERTY MANAGEMENT

Sector positioning

Debt ratio
0.05 2024
2022
2023
2024
Q1: 0.0
Med: 9.88
Q3: 66.83
Good -24 pts over 3 years

In 2024, the debt ratio of CREDIT AGRICOLE IMMOBILIE... (0.05) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
23.88% 2024
2022
2023
2024
Q1: 3.12%
Med: 14.33%
Q3: 43.68%
Good +6 pts over 3 years

In 2024, the financial autonomy of CREDIT AGRICOLE IMMOBILIE... (23.9%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
0.01 years 2024
2022
2023
2024
Q1: 0.0 years
Med: 0.18 years
Q3: 4.28 years
Good

In 2024, the repayment capacity of CREDIT AGRICOLE IMMOBILIE... (0.01) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 104.03. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

104.029

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-0.853

Liquidity indicators evolution
CREDIT AGRICOLE IMMOBILIER PROPERTY MANAGEMENT

Sector positioning

Liquidity ratio
104.03 2024
2022
2023
2024
Q1: 100.01
Med: 116.56
Q3: 409.44
Average

In 2024, the liquidity ratio of CREDIT AGRICOLE IMMOBILIE... (104.03) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
-0.85x 2024
2022
2023
2024
Q1: 0.0x
Med: 0.0x
Q3: 7.69x
Average -51 pts over 3 years

In 2024, the interest coverage of CREDIT AGRICOLE IMMOBILIE... (-0.8x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 107 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 95 days. The company must finance 12 days of gap between collections and payments. Overall, WCR represents 41 days of revenue, i.e. 6.0 M€ to permanently finance. Over 2016-2024, WCR increased by +112%, requiring additional financing.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

6 038 922 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

107 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

95 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

41 j

WCR and payment terms evolution
CREDIT AGRICOLE IMMOBILIER PROPERTY MANAGEMENT

Positioning of CREDIT AGRICOLE IMMOBILIER PROPERTY MANAGEMENT in its sector

Comparison with sector Administration d'immeubles et autres biens immobiliers

Valuation estimate

Based on 277 transactions of similar company sales (all years), the value of CREDIT AGRICOLE IMMOBILIER PROPERTY MANAGEMENT is estimated at 9 956 621 € (range 4 577 503€ - 22 494 402€). The price/revenue ratio is 0.29x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
277 transactions
4577k€ 9956k€ 22494k€
9 956 621 € Range: 4 577 503€ - 22 494 402€
NAF 5 all-time

Valuation detail by method

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Revenue Multiple 30%
53 122 117 € × 0.29x
Estimation 15 158 658 €
7 306 521€ - 33 070 253€
Net Income Multiple 20%
965 097 € × 2.2x
Estimation 2 153 565 €
483 978€ - 6 630 625€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 277 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Administration d'immeubles et autres biens immobiliers)

Compare CREDIT AGRICOLE IMMOBILIER PROPERTY MANAGEMENT with other companies in the same sector:

Voir toutes les statistiques du secteur Administration d'immeubles et autres biens immobiliers

Frequently asked questions about CREDIT AGRICOLE IMMOBILIER PROPERTY MANAGEMENT

What is the revenue of CREDIT AGRICOLE IMMOBILIER PROPERTY MANAGEMENT ?

The revenue of CREDIT AGRICOLE IMMOBILIER PROPERTY MANAGEMENT in 2024 is 53.1 M€.

Is CREDIT AGRICOLE IMMOBILIER PROPERTY MANAGEMENT profitable?

Yes, CREDIT AGRICOLE IMMOBILIER PROPERTY MANAGEMENT generated a net profit of 965 k€ in 2024.

Where is the headquarters of CREDIT AGRICOLE IMMOBILIER PROPERTY MANAGEMENT ?

The headquarters of CREDIT AGRICOLE IMMOBILIER PROPERTY MANAGEMENT is located in ASNIERES-SUR-SEINE (92600), in the department Hauts-de-Seine.

Where to find the tax return of CREDIT AGRICOLE IMMOBILIER PROPERTY MANAGEMENT ?

The tax return of CREDIT AGRICOLE IMMOBILIER PROPERTY MANAGEMENT is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does CREDIT AGRICOLE IMMOBILIER PROPERTY MANAGEMENT operate?

CREDIT AGRICOLE IMMOBILIER PROPERTY MANAGEMENT operates in the sector Administration d'immeubles et autres biens immobiliers (NAF code 68.32A). See the 'Sector positioning' section above to compare the company with its competitors.