Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.

CREDECO : revenue, balance sheet and financial ratios

CREDECO is a French company founded 3 years ago, specialized in the sector Travaux de peinture et vitrerie. Based in THELUS (62580), this company of category PME shows in 2025 a net income positive of 106 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-25

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - CREDECO (SIREN 919501965)
Indicator 2025 2024 2023
Revenue N/C N/C N/C
Net income 106 428 € 133 471 € 112 320 €
EBITDA N/C N/C N/C
Net margin N/C N/C N/C

Revenue and income statement

In 2025, CREDECO generates positive net income of 106 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2023-2025: 112 k€ -> 106 k€.

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

106 428 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 102%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 35%. The balance between equity and debt is satisfactory.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

102.233%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

34.797%

Asset age ratio (2025) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

48.1%

Solvency indicators evolution
CREDECO

Sector positioning

Debt ratio
102.23 2025
2023
2024
2025
Q1: 3.52
Med: 16.26
Q3: 46.73
Watch

In 2025, the debt ratio of CREDECO (102.23) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.

Financial autonomy
34.8% 2025
2023
2024
2025
Q1: 23.84%
Med: 44.23%
Q3: 60.76%
Average

In 2025, the financial autonomy of CREDECO (34.8%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 171.94. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

171.938

Liquidity indicators evolution
CREDECO

Sector positioning

Liquidity ratio
171.94 2025
2023
2024
2025
Q1: 157.68
Med: 219.19
Q3: 321.89
Average -6 pts over 3 years

In 2025, the liquidity ratio of CREDECO (171.94) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Positioning of CREDECO in its sector

Comparison with sector Travaux de peinture et vitrerie

Valuation estimate

Based on 88 transactions of similar company sales (all years), the value of CREDECO is estimated at 316 508 € (range 110 841€ - 602 695€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2025
88 tx
110k€ 316k€ 602k€
316 508 € Range: 110 841€ - 602 695€
NAF 5 all-time

Valuation method used

Net Income Multiple
106 428 € × 3.0x = 316 509 €
Range: 110 841€ - 602 696€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 88 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Travaux de peinture et vitrerie)

Compare CREDECO with other companies in the same sector:

Frequently asked questions about CREDECO

What is the revenue of CREDECO ?

The revenue of CREDECO is not publicly disclosed (confidential accounts filed with INPI).

Is CREDECO profitable?

Yes, CREDECO generated a net profit of 106 k€ in 2025.

Where is the headquarters of CREDECO ?

The headquarters of CREDECO is located in THELUS (62580), in the department Pas-de-Calais.

Where to find the tax return of CREDECO ?

The tax return of CREDECO is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does CREDECO operate?

CREDECO operates in the sector Travaux de peinture et vitrerie (NAF code 43.34Z). See the 'Sector positioning' section above to compare the company with its competitors.