CREAVERT - COEUR DE VEXIN : revenue, balance sheet and financial ratios

CREAVERT - COEUR DE VEXIN is a French company founded 54 years ago, specialized in the sector Services d'aménagement paysager . Based in HEUDEBOUVILLE (27400), this company of category PME shows in 2024 a revenue of 2.1 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - CREAVERT - COEUR DE VEXIN (SIREN 397250028)
Indicator 2024 2023 2022 2021 2020 2018 2017 2016
Revenue 2 140 519 € 2 287 491 € 2 184 446 € 1 997 414 € 1 655 103 € 1 159 946 € 923 237 € 621 930 €
Net income -19 320 € 30 760 € 44 097 € 120 185 € 83 969 € 103 259 € 125 524 € 30 650 €
EBITDA 73 593 € 142 363 € 105 970 € 229 061 € 148 743 € 207 651 € 202 084 € 55 835 €
Net margin -0.9% 1.3% 2.0% 6.0% 5.1% 8.9% 13.6% 4.9%

Revenue and income statement

In 2024, CREAVERT - COEUR DE VEXIN achieves revenue of 2.1 M€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +16.7%. Slight decline of -6% vs 2023. After deducting consumption (264 k€), gross margin stands at 1.9 M€, i.e. a rate of 88%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 74 k€, representing 3.4% of revenue. Warning negative scissor effect: despite revenue change (-6%), EBITDA varies by -48%, reducing margin by 2.8 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Net income is negative at -19 k€ (-0.9% of revenue), which will impact equity.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

2 140 519 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

1 876 928 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

73 593 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-35 441 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-19 320 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

3.4%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 52%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 27%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 2.4 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 3.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

52.078%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

27.247%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

3.176%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

2.41

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

38.0%

Solvency indicators evolution
CREAVERT - COEUR DE VEXIN

Sector positioning

Debt ratio
52.08 2024
2022
2023
2024
Q1: 5.58
Med: 27.89
Q3: 74.75
Average +9 pts over 3 years

In 2024, the debt ratio of CREAVERT - COEUR DE VEXIN (52.08) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
27.25% 2024
2022
2023
2024
Q1: 16.64%
Med: 35.66%
Q3: 54.44%
Average -7 pts over 3 years

In 2024, the financial autonomy of CREAVERT - COEUR DE VEXIN (27.2%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
2.41 years 2024
2022
2023
2024
Q1: 0.0 years
Med: 0.46 years
Q3: 1.7 years
Average +5 pts over 3 years

In 2024, the repayment capacity of CREAVERT - COEUR DE VEXIN (2.41) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 117.21. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 6.7x. Operating income very largely covers interest expenses: high safety margin.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

117.212

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

6.681

Liquidity indicators evolution
CREAVERT - COEUR DE VEXIN

Sector positioning

Liquidity ratio
117.21 2024
2022
2023
2024
Q1: 132.1
Med: 188.62
Q3: 299.59
Watch

In 2024, the liquidity ratio of CREAVERT - COEUR DE VEXIN (117.21) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Interest coverage
6.68x 2024
2022
2023
2024
Q1: 0.0x
Med: 0.69x
Q3: 3.72x
Excellent +20 pts over 3 years

In 2024, the interest coverage of CREAVERT - COEUR DE VEXIN (6.7x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 91 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 114 days. Favorable situation: supplier credit is longer than customer credit by 23 days. Inventory turnover is 3 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 86 days of revenue, i.e. 512 k€ to permanently finance. Over 2016-2024, WCR increased by +191%, requiring additional financing.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

512 012 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

91 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

114 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

3 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

86 j

WCR and payment terms evolution
CREAVERT - COEUR DE VEXIN

Positioning of CREAVERT - COEUR DE VEXIN in its sector

Comparison with sector Services d'aménagement paysager

Valuation estimate

Based on 125 transactions of similar company sales (all years), the value of CREAVERT - COEUR DE VEXIN is estimated at 410 417 € (range 186 637€ - 635 031€). With an EBITDA of 73 593€, the sector multiple of 2.8x is applied. The price/revenue ratio is 0.35x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
125 transactions
186k€ 410k€ 635k€
410 417 € Range: 186 637€ - 635 031€
NAF 5 all-time

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
73 593 € × 2.8x
Estimation 204 123 €
66 189€ - 373 815€
Revenue Multiple 30%
2 140 519 € × 0.35x
Estimation 754 243 €
387 385€ - 1 070 393€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 125 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Services d'aménagement paysager )

Compare CREAVERT - COEUR DE VEXIN with other companies in the same sector:

Voir toutes les statistiques du secteur Services d'aménagement paysager

Frequently asked questions about CREAVERT - COEUR DE VEXIN

What is the revenue of CREAVERT - COEUR DE VEXIN ?

The revenue of CREAVERT - COEUR DE VEXIN in 2024 is 2.1 M€.

Is CREAVERT - COEUR DE VEXIN profitable?

CREAVERT - COEUR DE VEXIN recorded a net loss in 2024.

Where is the headquarters of CREAVERT - COEUR DE VEXIN ?

The headquarters of CREAVERT - COEUR DE VEXIN is located in HEUDEBOUVILLE (27400), in the department Eure.

Where to find the tax return of CREAVERT - COEUR DE VEXIN ?

The tax return of CREAVERT - COEUR DE VEXIN is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does CREAVERT - COEUR DE VEXIN operate?

CREAVERT - COEUR DE VEXIN operates in the sector Services d'aménagement paysager (NAF code 81.30Z). See the 'Sector positioning' section above to compare the company with its competitors.