CREATIVE SPECIFIC SOFTWARE : revenue, balance sheet and financial ratios

CREATIVE SPECIFIC SOFTWARE is a French company founded 14 years ago, specialized in the sector Commerce de détail d'ordinateurs, d'unités périphériques et de logiciels en magasin spécialisé. Based in FREJUS (83600), this company of category PME shows in 2020 a revenue of 269 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - CREATIVE SPECIFIC SOFTWARE (SIREN 539654202)
Indicator 2024 2020 2019 2018 2017
Revenue N/C 268 566 € 123 672 € 303 933 € 381 240 €
Net income -139 196 € -399 451 € -587 347 € -695 696 € -113 455 €
EBITDA N/C -216 839 € -501 722 € -585 622 € -151 064 €
Net margin N/C -148.7% -474.9% -228.9% -29.8%

Revenue and income statement

In 2024, CREATIVE SPECIFIC SOFTWARE records a net loss of 139 k€. This deficit will reduce equity on the balance sheet.

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-139 196 €

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 755%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 3%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

755.022%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

3.293%

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

14.9%

Solvency indicators evolution
CREATIVE SPECIFIC SOFTWARE

Sector positioning

Debt ratio
755.02 2024
2019
2020
2024
Q1: 0.0
Med: 7.77
Q3: 54.31
Watch

In 2024, the debt ratio of CREATIVE SPECIFIC SOFTWARE (755.02) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.

Financial autonomy
3.29% 2024
2019
2020
2024
Q1: 3.53%
Med: 25.89%
Q3: 54.75%
Average -15 pts over 3 years

In 2024, the financial autonomy of CREATIVE SPECIFIC SOFTWARE (3.3%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
-5.19 years 2020
2019
2020
Q1: 0.0 years
Med: 0.0 years
Q3: 1.59 years
Excellent

In 2020, the repayment capacity of CREATIVE SPECIFIC SOFTWARE (-5.19) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 91.22. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

91.221

Liquidity indicators evolution
CREATIVE SPECIFIC SOFTWARE

Sector positioning

Liquidity ratio
91.22 2024
2019
2020
2024
Q1: 119.9
Med: 193.16
Q3: 333.62
Watch

In 2024, the liquidity ratio of CREATIVE SPECIFIC SOFTWARE (91.22) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Interest coverage
-10.67x 2020
2019
2020
Q1: 0.0x
Med: 0.0x
Q3: 1.07x
Watch

In 2020, the interest coverage of CREATIVE SPECIFIC SOFTWARE (-10.7x) ranks in the bottom 25% of the sector. This ratio indicates how many times operating income covers interest expenses. Low coverage may indicate fragility to rate or income variations.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
CREATIVE SPECIFIC SOFTWARE

Positioning of CREATIVE SPECIFIC SOFTWARE in its sector

Comparison with sector Commerce de détail d'ordinateurs, d'unités périphériques et de logiciels en magasin spécialisé

Similar companies (Commerce de détail d'ordinateurs, d'unités périphériques et de logiciels en magasin spécialisé)

Compare CREATIVE SPECIFIC SOFTWARE with other companies in the same sector:

Voir toutes les statistiques du secteur Commerce de détail d'ordinateurs, d'unités périphériques et de logiciels en magasin spécialisé

Frequently asked questions about CREATIVE SPECIFIC SOFTWARE

What is the revenue of CREATIVE SPECIFIC SOFTWARE ?

The revenue of CREATIVE SPECIFIC SOFTWARE in 2020 is 269 k€.

Is CREATIVE SPECIFIC SOFTWARE profitable?

CREATIVE SPECIFIC SOFTWARE recorded a net loss in 2024.

Where is the headquarters of CREATIVE SPECIFIC SOFTWARE ?

The headquarters of CREATIVE SPECIFIC SOFTWARE is located in FREJUS (83600), in the department Var.

Where to find the tax return of CREATIVE SPECIFIC SOFTWARE ?

The tax return of CREATIVE SPECIFIC SOFTWARE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does CREATIVE SPECIFIC SOFTWARE operate?

CREATIVE SPECIFIC SOFTWARE operates in the sector Commerce de détail d'ordinateurs, d'unités périphériques et de logiciels en magasin spécialisé (NAF code 47.41Z). See the 'Sector positioning' section above to compare the company with its competitors.