SIREN : 483062196
CREA TIF VERO is a French company founded 20 years ago, specialized in the sector Coiffure. Based in BESSANCOURT (95550), this company of category PME shows in 2024 a revenue of 134 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 133 526 € | 136 110 € | 127 611 € | 120 885 € | 110 372 € | 142 582 € | 156 176 € | 155 247 € | 160 808 € | 162 721 € |
| Net income | 1 682 € | -4 824 € | -8 041 € | 619 € | 19 843 € | 13 732 € | 177 € | -5 679 € | 567 € | -5 855 € |
| EBITDA | 2 298 € | -3 374 € | -6 634 € | 183 € | 21 259 € | 15 838 € | 2 622 € | -4 160 € | 3 134 € | -5 499 € |
| Net margin | 1.3% | -3.5% | -6.3% | 0.5% | 18.0% | 9.6% | 0.1% | -3.7% | 0.4% | -3.6% |
In 2024, CREA TIF VERO achieves revenue of 134 k€. Activity remains stable over the period (CAGR: -2.2%). Slight decline of -2% vs 2023. After deducting consumption (25 k€), gross margin stands at 108 k€, i.e. a rate of 81%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 2 k€, representing 1.7% of revenue. Positive scissor effect: EBITDA margin improves by +4.2 pts, sign of improved operational efficiency. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 2 k€, i.e. 1.3% of revenue. This profit can be retained or distributed to shareholders.
133 526 €
108 345 €
2 298 €
1 061 €
1 682 €
1.6%
The debt ratio (= Financial debt / Equity x 100) stands at 10%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 8%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 2.4 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 2.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
10.175%
7.741%
1.967%
2.391
8.4%
In 2024, the debt ratio of CREA TIF VERO (10.18) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of CREA TIF VERO (7.7%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of CREA TIF VERO (2.39) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 140.65. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 8.0x. Operating income very largely covers interest expenses: high safety margin.
140.654
7.963
In 2024, the liquidity ratio of CREA TIF VERO (140.65) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of CREA TIF VERO (8.0x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 30 days. Favorable situation: supplier credit is longer than customer credit by 30 days. Inventory turnover is 42 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 3 days of revenue, i.e. 1 k€ to permanently finance. Over 2015-2024, WCR increased by +120%, requiring additional financing.
1 224 €
0 j
30 j
42 j
3 j
Based on 98 transactions of similar company sales
in 2024,
the value of CREA TIF VERO is estimated at
25 998 €
(range 15 017€ - 38 190€).
With an EBITDA of 2 298€, the sector multiple of 4.6x is applied.
The price/revenue ratio is 0.46x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 98 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare CREA TIF VERO with other companies in the same sector:
The revenue of CREA TIF VERO in 2024 is 134 k€.
Yes, CREA TIF VERO generated a net profit of 2 k€ in 2024.
The headquarters of CREA TIF VERO is located in BESSANCOURT (95550), in the department Val-d'Oise.
The tax return of CREA TIF VERO is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
CREA TIF VERO operates in the sector Coiffure (NAF code 96.02A). See the 'Sector positioning' section above to compare the company with its competitors.