CRAMARO FRANCE : revenue, balance sheet and financial ratios

CRAMARO FRANCE is a French company founded 28 years ago, specialized in the sector Commerce de gros d'équipements automobiles. Based in MORIGNY-CHAMPIGNY (91150), this company of category ETI shows in 2021 a revenue of 10.7 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - CRAMARO FRANCE (SIREN 414619304)
Indicator 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue N/C N/C N/C N/C 10 689 105 € 8 523 349 € 9 724 862 € 8 833 390 € 7 339 890 € N/C
Net income 1 030 512 € 968 250 € 839 454 € 747 447 € 726 371 € 684 052 € 938 125 € 879 750 € 697 488 € 509 949 €
EBITDA N/C N/C N/C N/C 1 093 149 € 1 057 321 € 1 346 007 € 1 420 318 € 1 163 229 € N/C
Net margin N/C N/C N/C N/C 6.8% 8.0% 9.6% 10.0% 9.5% N/C

Revenue and income statement

In 2025, CRAMARO FRANCE generates positive net income of 1.0 M€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2025: 510 k€ -> 1.0 M€.

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

1 030 512 €

Loading income statement...

Chart evolution

Show :

Assets

Loading data...

Liabilities

Loading data...

Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 2%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 59%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

2.396%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

59.072%

Asset age ratio (2025) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

43.2%

Solvency indicators evolution
CRAMARO FRANCE

Sector positioning

Debt ratio
2.4 2025
2023
2024
2025
Q1: 0.9
Med: 11.6
Q3: 38.39
Good -11 pts over 3 years

In 2025, the debt ratio of CRAMARO FRANCE (2.40) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
59.07% 2025
2023
2024
2025
Q1: 32.99%
Med: 54.93%
Q3: 65.85%
Good -13 pts over 3 years

In 2025, the financial autonomy of CRAMARO FRANCE (59.1%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 200.78. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

200.781

Liquidity indicators evolution
CRAMARO FRANCE

Sector positioning

Liquidity ratio
200.78 2025
2023
2024
2025
Q1: 175.74
Med: 247.62
Q3: 348.53
Average -18 pts over 3 years

In 2025, the liquidity ratio of CRAMARO FRANCE (200.78) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
CRAMARO FRANCE

Positioning of CRAMARO FRANCE in its sector

Comparison with sector Commerce de gros d'équipements automobiles

Valuation estimate

Based on 213 transactions of similar company sales (all years), the value of CRAMARO FRANCE is estimated at 2 739 739 € (range 759 391€ - 5 031 818€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2025
213 transactions
759k€ 2739k€ 5031k€
2 739 739 € Range: 759 391€ - 5 031 818€
NAF 5 all-time

Valuation method used

Net Income Multiple
1 030 512 € × 2.7x = 2 739 740 €
Range: 759 391€ - 5 031 818€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 213 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Commerce de gros d'équipements automobiles)

Compare CRAMARO FRANCE with other companies in the same sector:

Frequently asked questions about CRAMARO FRANCE

What is the revenue of CRAMARO FRANCE ?

The revenue of CRAMARO FRANCE in 2021 is 10.7 M€.

Is CRAMARO FRANCE profitable?

Yes, CRAMARO FRANCE generated a net profit of 1.0 M€ in 2025.

Where is the headquarters of CRAMARO FRANCE ?

The headquarters of CRAMARO FRANCE is located in MORIGNY-CHAMPIGNY (91150), in the department Essonne.

Where to find the tax return of CRAMARO FRANCE ?

The tax return of CRAMARO FRANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does CRAMARO FRANCE operate?

CRAMARO FRANCE operates in the sector Commerce de gros d'équipements automobiles (NAF code 45.31Z). See the 'Sector positioning' section above to compare the company with its competitors.