C.R. EXPERTISES ET CONSEILS : revenue, balance sheet and financial ratios

C.R. EXPERTISES ET CONSEILS is a French company founded 6 years ago, specialized in the sector Activités des sociétés holding. Based in LES SABLES D'OLONNE (85100), this company of category PME shows in 2024 a revenue of 26 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - C.R. EXPERTISES ET CONSEILS (SIREN 851594473)
Indicator 2025 2024 2023 2022 2021 2020
Revenue N/C 26 250 € 8 750 € N/C N/C N/C
Net income -4 904 € 19 360 € 82 207 € 11 159 € 11 069 € 21 619 €
EBITDA -4 192 € 22 628 € 5 547 € -2 520 € -2 410 € -3 671 €
Net margin N/C 73.8% 939.5% N/C N/C N/C

Revenue and income statement

In 2025, C.R. EXPERTISES ET CONSEILS records a net loss of 5 k€. This deficit will reduce equity on the balance sheet.

EBITDA (2025) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-4 192 €

EBIT (2025) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-4 193 €

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-4 904 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 94%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 52%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

93.644%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

51.524%

Repayment capacity (2025) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-27.022

Solvency indicators evolution
C.R. EXPERTISES ET CONSEILS

Sector positioning

Debt ratio
93.64 2025
2023
2024
2025
Q1: 0.04
Med: 8.09
Q3: 54.01
Average

In 2025, the debt ratio of C.R. EXPERTISES ET CONSEILS (93.64) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
51.52% 2025
2023
2024
2025
Q1: 21.27%
Med: 67.32%
Q3: 92.99%
Average

In 2025, the financial autonomy of C.R. EXPERTISES ET CONSEILS (51.5%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
-27.02 years 2025
2023
2024
2025
Q1: 0.0 years
Med: 0.19 years
Q3: 2.98 years
Excellent -50 pts over 3 years

In 2025, the repayment capacity of C.R. EXPERTISES ET CONSEILS (-27.02) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 4565.06. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

4565.064

Interest coverage (2025) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-16.961

Liquidity indicators evolution
C.R. EXPERTISES ET CONSEILS

Sector positioning

Liquidity ratio
4565.06 2025
2023
2024
2025
Q1: 161.8
Med: 834.57
Q3: 4761.54
Good +43 pts over 3 years

In 2025, the liquidity ratio of C.R. EXPERTISES ET CONSEILS (4565.06) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
-16.96x 2025
2023
2024
2025
Q1: -62.1x
Med: 0.0x
Q3: 0.0x
Average -32 pts over 3 years

In 2025, the interest coverage of C.R. EXPERTISES ET CONSEILS (-17.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 79 days. Excellent situation: suppliers finance 79 days of the operating cycle (retail model).

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

79 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
C.R. EXPERTISES ET CONSEILS

Positioning of C.R. EXPERTISES ET CONSEILS in its sector

Comparison with sector Activités des sociétés holding

Similar companies (Activités des sociétés holding)

Compare C.R. EXPERTISES ET CONSEILS with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des sociétés holding

Frequently asked questions about C.R. EXPERTISES ET CONSEILS

What is the revenue of C.R. EXPERTISES ET CONSEILS ?

The revenue of C.R. EXPERTISES ET CONSEILS in 2024 is 26 k€.

Is C.R. EXPERTISES ET CONSEILS profitable?

C.R. EXPERTISES ET CONSEILS recorded a net loss in 2025.

Where is the headquarters of C.R. EXPERTISES ET CONSEILS ?

The headquarters of C.R. EXPERTISES ET CONSEILS is located in LES SABLES D'OLONNE (85100), in the department Vendee.

Where to find the tax return of C.R. EXPERTISES ET CONSEILS ?

The tax return of C.R. EXPERTISES ET CONSEILS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does C.R. EXPERTISES ET CONSEILS operate?

C.R. EXPERTISES ET CONSEILS operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.