SIREN : 478399512
CP FINANCES is a French company founded 21 years ago, specialized in the sector Activités des sociétés holding. Based in TOSSIAT (01250), this company of category PME shows in 2024 a revenue of 496 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 496 033 € | 439 429 € | 447 764 € | 447 282 € | 629 802 € | 460 195 € | 520 459 € | 467 712 € |
| Net income | 163 492 € | 89 692 € | 82 546 € | 106 749 € | 149 779 € | 118 620 € | 169 470 € | 152 419 € |
| EBITDA | 135 703 € | 77 981 € | 43 454 € | 89 328 € | 135 216 € | 98 043 € | 171 440 € | 146 319 € |
| Net margin | 33.0% | 20.4% | 18.4% | 23.9% | 23.8% | 25.8% | 32.6% | 32.6% |
In 2024, CP FINANCES achieves revenue of 496 k€. Revenue is growing positively over 8 years (CAGR: +0.7%). Vs 2023, growth of +13% (439 k€ -> 496 k€). After deducting consumption (0 €), gross margin stands at 496 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 136 k€, representing 27.4% of revenue. Positive scissor effect: EBITDA margin improves by +9.6 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 163 k€, i.e. 33.0% of revenue. This profit can be retained or distributed to shareholders.
496 033 €
496 033 €
135 703 €
123 362 €
163 492 €
27.4%
The debt ratio (= Financial debt / Equity x 100) stands at 84%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 46%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.5 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 35.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
83.84%
46.301%
35.447%
1.482
42.3%
In 2024, the debt ratio of CP FINANCES (83.84) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of CP FINANCES (46.3%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of CP FINANCES (1.48) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 298.01. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 3.1x. Financial charges are adequately covered by operations.
298.01
3.071
In 2024, the liquidity ratio of CP FINANCES (298.01) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of CP FINANCES (3.1x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 151 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 87 days. The gap of 64 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 117 days of revenue, i.e. 161 k€ to permanently finance. Over 2016-2024, WCR increased by +28%, requiring additional financing.
160 953 €
151 j
87 j
0 j
117 j
Based on 54 transactions of similar company sales
in 2024,
the value of CP FINANCES is estimated at
463 473 €
(range 140 497€ - 913 810€).
With an EBITDA of 135 703€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.59x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare CP FINANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of CP FINANCES in 2024 is 496 k€.
Yes, CP FINANCES generated a net profit of 163 k€ in 2024.
The headquarters of CP FINANCES is located in TOSSIAT (01250), in the department Ain.
The tax return of CP FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
CP FINANCES operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.