COURTIGO : revenue, balance sheet and financial ratios

Revenue 2023 7,9 M€ +94 % vs 2022
EBITDA 2023 158 k€ +35 % vs 2022
Net income 2023 108 k€ +33 % vs 2022

COURTIGO is a French company founded 7 years ago, specialized in the sector Commerce de voitures et de véhicules automobiles légers. Based in SAINT-GRATIEN (95210), this company of category PME shows in 2023 a revenue of 7,9 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

At a glance (2023) : revenue 7,9 M€, EBITDA 158 k€ (2.0 % of revenue), net income 108 k€. Balance sheet 2025 : equity 283 k€, financial debt 105 k€, cash 251 k€.

Data updated on 2026-10-10

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

About this data : outdated accounts

Le dernier exercice comptable publié pour cette entreprise remonte à 2023. Les données ci-dessous peuvent ne plus refléter sa situation actuelle.

Synthèse

Santé financière : Saine

Aucun signal de fragilité majeur : rentabilité positive et structure financière équilibrée.

In summary, COURTIGO combines a growing business with positive profitability. Its financial structure is solid, with debt well contained relative to its sector.

Financial history - COURTIGO (SIREN 877952697) · amounts in thousands of euros (€k)
Indicator 2025 2024 2023 2022
Revenue N/C N/C 7 863 4 059
Net income 15 34 108 81
EBITDA N/C N/C 158 117
Gross margin — — 826 545
Operating income — — 149 106
Net margin N/C N/C 1,4 % 2,0 %
Equity 283 268 250 142
Financial debt 105 149 93 195
Cash 251 155 280 253
Tax returns Download accounts (CSV / Excel)

Revenue and income statement

In 2025, COURTIGO generates positive net income of 15 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2022-2025: 81 k€ -> 15 k€.

Revenue (2023) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

7 862 950 €

Gross margin (2023) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

825 521 €

EBITDA (2023) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

158 183 €

EBIT (2023) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

148 586 €

Net income (2023) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

107 572 €

EBITDA margin (2023) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

2,0 %

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 37%. This ratio is more favorable than the sector median (39.9%). Financial autonomy (= Equity / Total assets x 100) reaches 36%. This ratio is more favorable than the sector median (22.4%). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.7 years of cash flow to repay all financial debt. This ratio is more favorable than the sector median (0.9 years). Cash flow represents 1.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This ratio is more favorable than the sector median (1.4%).

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

37,0 %

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

35,9 %

Cash flow / Revenue (2023) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

1,6 %

Repayment capacity (2023) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0,7 ans

Asset age ratio (2025) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

64,5 %

Solvency indicators evolution
COURTIGO

Sector positioning

Debt ratio
37,0% 2025
Q1: 4,5%
Med: 39,9%
Q3: 129,0%
Good

In 2025, the debt ratio of COURTIGO (37,0%) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
35,9% 2025
Q1: 11,3%
Med: 22,4%
Q3: 41,3%
Good 29,1 % → 35,9 % depuis 2023

In 2025, the financial autonomy of COURTIGO (35,9%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
0,7 years 2023
Q1: 0,0 years
Med: 0,9 years
Q3: 4,5 years
Good

In 2023, the repayment capacity of COURTIGO (0,73) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 1.79. This ratio is more favorable than the sector median (1.6).

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

1,79

Liquidity indicators evolution
COURTIGO

Sector positioning

Liquidity ratio
1,79 2025
Q1: 1,23
Med: 1,61
Q3: 2,56
Good 1,6 → 1,8 depuis 2023

In 2025, the liquidity ratio of COURTIGO (1,79) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Overall, WCR represents 17 days of revenue, i.e. 0 € to permanently finance.

Operating WCR (2023) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

373 962 €

Customer credit (2023) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

8 j

Supplier credit (2023) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

15 j

Inventory turnover (2023) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

14 j

WCR in days of revenue (2023) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

17 j

WCR and payment terms evolution
COURTIGO

Positioning of COURTIGO in its sector

Comparison with sector Commerce de voitures et de véhicules automobiles légers

Valuation estimate

Based on 149 transactions of similar company sales in 2023, the value of COURTIGO is estimated at 448 235 € (range 204 345€ - 1 085 147€). With an EBITDA of 158 183€, the sector multiple of 1.3x is applied. The price/revenue ratio is 0.13x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2023
149 transactions
204k€ 448k€ 1085k€
448 235 € Range: 204 345€ - 1 085 147€
NAF 5 année 2023

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
158 183 € × 1.3x
Estimation 210 086 €
52 594€ - 536 957€
Revenue Multiple 30%
7 862 950 € × 0.13x
Estimation 995 948 €
556 518€ - 2 458 601€
Net Income Multiple 20%
107 572 € × 2.1x
Estimation 222 042 €
55 466€ - 395 443€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 149 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Commerce de voitures et de véhicules automobiles légers)

Compare COURTIGO with other companies in the same sector:

Voir toutes les statistiques du secteur Commerce de voitures et de véhicules automobiles légers

Top companies in Commerce de voitures et de véhicules automobiles légers

Largest companies by revenue in the sector Commerce de voitures et de véhicules automobiles légers:

Top companies in Val-d'Oise

Largest companies by revenue in the department Val-d'Oise:

Voir le classement complet du département Val-d'Oise

Frequently asked questions about COURTIGO

What is the revenue of COURTIGO ?

The revenue of COURTIGO in 2023 is 7,9 M€.

Is COURTIGO profitable?

Yes, COURTIGO generated a net profit of 15 k€ in 2025.

Where is the headquarters of COURTIGO ?

The headquarters of COURTIGO is located in SAINT-GRATIEN (95210), in the department Val-d'Oise.

Where to find the tax return of COURTIGO ?

The tax return of COURTIGO is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does COURTIGO operate?

COURTIGO operates in the sector Commerce de voitures et de véhicules automobiles légers (NAF code 45.11Z). See the 'Sector positioning' section above to compare the company with its competitors.