Employees: 01 (2023.0)Legal category: SCA (commandite par actions)Size: PMECreation date: 2019-10-02 (6 years)Status: ActiveBusiness sector: Commerce de voitures et de véhicules automobiles légersLocation: SAINT-GRATIEN (95210), Val-d'Oise
COURTIGO : revenue, balance sheet and financial ratios
COURTIGO is a French company
founded 6 years ago,
specialized in the sector Commerce de voitures et de véhicules automobiles légers.
Based in SAINT-GRATIEN (95210),
this company of category PME
shows in 2023 a revenue of 7.9 M€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
In 2025, COURTIGO generates positive net income of 15 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2022-2025: 81 k€ -> 15 k€.
Net income (2025)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
15 274 €
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Item
Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 37%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 36%. The balance between equity and debt is satisfactory.
Debt ratio (2025)
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Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
36.981%
Financial autonomy (2025)
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Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
35.904%
Asset age ratio (2025)
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Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2022
2023
2024
2025
Debt ratio
137.505
37.234
55.594
36.981
Financial autonomy
18.43
29.06
37.941
35.904
Repayment capacity
2.131
0.727
None
None
Cash flow / Revenue
2.253%
1.623%
None%
None%
Sector positioning
Debt ratio
36.982025
2023
2024
2025
Q1: 4.45
Med: 28.14
Q3: 98.29
Average+9 pts over 3 years
In 2025, the debt ratio of COURTIGO (36.98) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
Financial autonomy
35.9%2025
2023
2024
2025
Q1: 21.55%
Med: 46.18%
Q3: 67.72%
Average-13 pts over 3 years
In 2025, the financial autonomy of COURTIGO (35.9%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
Repayment capacity
0.73 years2023
2023
Q1: 0.0 years
Med: 0.51 years
Q3: 4.09 years
Average
In 2023, the repayment capacity of COURTIGO (0.73) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 179.04. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2025)
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Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
179.041
Liquidity indicators evolution COURTIGO
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2022
2023
2024
2025
Liquidity ratio
173.294
160.723
223.134
179.041
Interest coverage
1.598
1.261
None
None
Sector positioning
Liquidity ratio
179.042025
2023
2024
2025
Q1: 178.81
Med: 299.18
Q3: 561.24
Average-9 pts over 3 years
In 2025, the liquidity ratio of COURTIGO (179.04) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
Interest coverage
1.26x2023
2023
Q1: 0.0x
Med: 2.1x
Q3: 18.92x
Average
In 2023, the interest coverage of COURTIGO (1.3x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.
Operating WCR (2025)
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Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
0 €
Customer credit (2025)
?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
0 j
Supplier credit (2025)
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Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
0 j
Inventory turnover (2025)
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Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR and payment terms evolution COURTIGO
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2022
2023
2024
2025
Operating WCR
253 478 €
373 962 €
0 €
0 €
Inventory turnover (days)
25
14
0
0
Customer payment term (days)
8
8
0
0
Supplier payment term (days)
16
15
0
0
Positioning of COURTIGO in its sector
Comparison with sector Commerce de voitures et de véhicules automobiles légers
Valuation estimate
Based on 113 transactions of similar company sales
in 2025,
the value of COURTIGO is estimated at
65 148 €
(range 20 783€ - 106 889€).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Estimated enterprise value2025
113 transactions
20k€65k€106k€
65 148 €Range: 20 783€ - 106 889€
NAF 5 année 2025
Valuation method used
Net Income Multiple
15 274 €
×
4.3x
=65 149 €
Range: 20 783€ - 106 889€
Only this financial indicator is available for this company.
Valuation evolution
Visualisation creee via abddaf.fr Sources : BODACC & INPI
How is this estimate calculated?
This estimate is based on the analysis of 113 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Commerce de voitures et de véhicules automobiles légers)
Compare COURTIGO with other companies in the same sector:
Yes, COURTIGO generated a net profit of 15 k€ in 2025.
Where is the headquarters of COURTIGO ?
The headquarters of COURTIGO is located in SAINT-GRATIEN (95210), in the department Val-d'Oise.
Where to find the tax return of COURTIGO ?
The tax return of COURTIGO is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does COURTIGO operate?
COURTIGO operates in the sector Commerce de voitures et de véhicules automobiles légers (NAF code 45.11Z). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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