Employees: 02 (2023.0)Legal category: Société à responsabilité limitée (sans autre indication)Size: PMECreation date: 2019-01-11 (7 years)Status: ActiveBusiness sector: Activités des agents et courtiers d'assurancesLocation: SAINT-ANDRE-DE-SANGONIS (34725), Herault
Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.
COURTIERS FOR YOU : revenue, balance sheet and financial ratios
COURTIERS FOR YOU is a French company
founded 7 years ago,
specialized in the sector Activités des agents et courtiers d'assurances.
Based in SAINT-ANDRE-DE-SANGONIS (34725),
this company of category PME
shows in 2024 a net income negative of -13 k€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Financial history - COURTIERS FOR YOU (SIREN 845320407)
Indicator
2024
Revenue
N/C
Net income
-12 641 €
EBITDA
N/C
Net margin
N/C
Revenue and income statement
In 2024, COURTIERS FOR YOU records a net loss of 13 k€. This deficit will reduce equity on the balance sheet.
Net income (2024)
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Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
-12 641 €
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 446%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 13%. Low autonomy: the company heavily depends on external financing (banks, suppliers).
Debt ratio (2024)
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Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
445.979%
Financial autonomy (2024)
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Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
12.543%
Asset age ratio (2024)
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Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2024
Debt ratio
445.979
Financial autonomy
12.543
Repayment capacity
None
Cash flow / Revenue
None%
Sector positioning
Debt ratio
445.982024
2024
Q1: 0.0
Med: 7.61
Q3: 47.45
Watch
In 2024, the debt ratio of COURTIERS FOR YOU (445.98) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.
Financial autonomy
12.54%2024
2024
Q1: 13.11%
Med: 47.63%
Q3: 76.27%
Average
In 2024, the financial autonomy of COURTIERS FOR YOU (12.5%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 269.68. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2024)
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Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
269.676
Liquidity indicators evolution COURTIERS FOR YOU
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2024
Liquidity ratio
269.676
Interest coverage
None
Sector positioning
Liquidity ratio
269.682024
2024
Q1: 123.28
Med: 242.89
Q3: 571.56
Good
In 2024, the liquidity ratio of COURTIERS FOR YOU (269.68) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
Positioning of COURTIERS FOR YOU in its sector
Comparison with sector Activités des agents et courtiers d'assurances
Similar companies (Activités des agents et courtiers d'assurances)
Compare COURTIERS FOR YOU with other companies in the same sector:
Frequently asked questions about COURTIERS FOR YOU
What is the revenue of COURTIERS FOR YOU ?
The revenue of COURTIERS FOR YOU is not publicly disclosed (confidential accounts filed with INPI).
Is COURTIERS FOR YOU profitable?
COURTIERS FOR YOU recorded a net loss in 2024.
Where is the headquarters of COURTIERS FOR YOU ?
The headquarters of COURTIERS FOR YOU is located in SAINT-ANDRE-DE-SANGONIS (34725), in the department Herault.
Where to find the tax return of COURTIERS FOR YOU ?
The tax return of COURTIERS FOR YOU is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does COURTIERS FOR YOU operate?
COURTIERS FOR YOU operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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