SIREN : 518319280
COURTASSURIM is a French company founded 16 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in PARIS (75013), this company of category ETI shows in 2024 a revenue of 1.3 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1 254 049 € | 1 095 303 € | 991 626 € | 929 349 € | 907 574 € | 762 861 € | N/C | N/C | 701 982 € |
| Net income | 148 884 € | 138 309 € | 228 424 € | 205 518 € | 210 459 € | 185 254 € | 193 094 € | 148 576 € | 127 596 € |
| EBITDA | 198 512 € | 184 410 € | 304 565 € | 279 617 € | 292 041 € | 256 884 € | N/C | N/C | 191 395 € |
| Net margin | 11.9% | 12.6% | 23.0% | 22.1% | 23.2% | 24.3% | N/C | N/C | 18.2% |
In 2024, COURTASSURIM achieves revenue of 1.3 M€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +7.5%. Vs 2023, growth of +14% (1.1 M€ -> 1.3 M€). After deducting consumption (0 €), gross margin stands at 1.3 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 199 k€, representing 15.8% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 149 k€, i.e. 11.9% of revenue. This profit can be retained or distributed to shareholders.
1 254 049 €
1 254 049 €
198 512 €
198 512 €
148 884 €
15.8%
The debt ratio (= Financial debt / Equity x 100) stands at 33%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 10%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.3 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 11.9% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
33.168%
10.442%
11.872%
0.334
In 2024, the debt ratio of COURTASSURIM (33.17) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of COURTASSURIM (10.4%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of COURTASSURIM (0.33) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 116.15. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
116.152
0.0
In 2024, the liquidity ratio of COURTASSURIM (116.15) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2024, the interest coverage of COURTASSURIM (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 12 days. Favorable situation: supplier credit is longer than customer credit by 12 days. WCR is negative (-251 days): operations structurally generate cash. Notable WCR improvement over the period (-361%), freeing up cash.
-874 323 €
0 j
12 j
0 j
-251 j
Based on 193 transactions of similar company sales (all years), the value of COURTASSURIM is estimated at 549 699 € (range 162 456€ - 1 574 392€). With an EBITDA of 198 512€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare COURTASSURIM with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of COURTASSURIM in 2024 is 1.3 M€.
Yes, COURTASSURIM generated a net profit of 149 k€ in 2024.
The headquarters of COURTASSURIM is located in PARIS (75013), in the department Paris.
The tax return of COURTASSURIM is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
COURTASSURIM operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.