Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.

COURTALYS : revenue, balance sheet and financial ratios

COURTALYS is a French company founded 11 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in BIEVRES (91570), this company of category PME shows in 2019 a net income positive of 23 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-25

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - COURTALYS (SIREN 803558972)
Indicator 2019 2018
Revenue N/C N/C
Net income 23 430 € 5 900 €
EBITDA N/C N/C
Net margin N/C N/C

Revenue and income statement

In 2019, COURTALYS generates positive net income of 23 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2018-2019: 6 k€ -> 23 k€.

Net income (2019) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

23 430 €

Loading income statement...

Chart evolution

Show :

Assets

Loading data...

Liabilities

Loading data...

Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 115%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 23%. The balance between equity and debt is satisfactory.

Debt ratio (2019) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

115.079%

Financial autonomy (2019) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

23.104%

Asset age ratio (2019) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

85.2%

Solvency indicators evolution
COURTALYS

Sector positioning

Debt ratio
115.08 2019
2018
2019
Q1: 0.02
Med: 10.33
Q3: 63.27
Average +14 pts over 2 years

In 2019, the debt ratio of COURTALYS (115.08) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
23.1% 2019
2018
2019
Q1: 15.63%
Med: 46.49%
Q3: 74.02%
Average

In 2019, the financial autonomy of COURTALYS (23.1%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 95.39. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2019) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

95.388

Liquidity indicators evolution
COURTALYS

Sector positioning

Liquidity ratio
95.39 2019
2018
2019
Q1: 110.27
Med: 205.98
Q3: 471.66
Watch

In 2019, the liquidity ratio of COURTALYS (95.39) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Positioning of COURTALYS in its sector

Comparison with sector Activités des agents et courtiers d'assurances

Valuation estimate

Indicative estimate only : the number of comparable transactions in this sector is limited (38 transactions). This range of 19 110€ to 116 155€ is provided for information purposes only and requires in-depth analysis to be confirmed.

Estimated enterprise value 2019
Indicative
19k€ 28k€ 116k€
28 837 € Range: 19 110€ - 116 155€
NAF 5 année 2019

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 38 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des agents et courtiers d'assurances)

Compare COURTALYS with other companies in the same sector:

Frequently asked questions about COURTALYS

What is the revenue of COURTALYS ?

The revenue of COURTALYS is not publicly disclosed (confidential accounts filed with INPI).

Is COURTALYS profitable?

Yes, COURTALYS generated a net profit of 23 k€ in 2019.

Where is the headquarters of COURTALYS ?

The headquarters of COURTALYS is located in BIEVRES (91570), in the department Essonne.

Where to find the tax return of COURTALYS ?

The tax return of COURTALYS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does COURTALYS operate?

COURTALYS operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.