Employees: 03 (2023.0)Legal category: SCA (commandite par actions)Size: PMECreation date: 1998-07-07 (27 years)Status: ActiveBusiness sector: Autre distribution de créditLocation: COQUELLES (62231), Pas-de-Calais
COTE NORD FINANCE : revenue, balance sheet and financial ratios
COTE NORD FINANCE is a French company
founded 27 years ago,
specialized in the sector Autre distribution de crédit.
Based in COQUELLES (62231),
this company of category PME
shows in 2018 a revenue of 942 k€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Financial history - COTE NORD FINANCE (SIREN 419507728)
Indicator
2023
2022
2021
2020
2019
2018
2017
2016
Revenue
N/C
N/C
N/C
N/C
N/C
942 242 €
820 039 €
743 413 €
Net income
896 475 €
394 007 €
246 654 €
338 590 €
348 475 €
239 690 €
236 933 €
267 552 €
EBITDA
N/C
N/C
N/C
N/C
N/C
402 234 €
379 526 €
356 187 €
Net margin
N/C
N/C
N/C
N/C
N/C
25.4%
28.9%
36.0%
Revenue and income statement
In 2023, COTE NORD FINANCE generates positive net income of 896 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2023: 268 k€ -> 896 k€.
Net income (2023)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
896 475 €
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Item
Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 11%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 63%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
Debt ratio (2023)
?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
10.948%
Financial autonomy (2023)
?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
63.046%
Asset age ratio (2023)
?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
Debt ratio
0.0
38.156
36.49
37.815
32.282
31.674
16.176
10.948
Financial autonomy
71.191
63.848
64.779
62.497
62.907
59.452
61.667
63.046
Repayment capacity
0.0
2.093
2.136
None
None
None
None
None
Cash flow / Revenue
43.414%
36.405%
30.383%
None%
None%
None%
None%
None%
Sector positioning
Debt ratio
10.952023
2021
2022
2023
Q1: 0.0
Med: 16.65
Q3: 102.7
Good-14 pts over 3 years
In 2023, the debt ratio of COTE NORD FINANCE (10.95) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
Financial autonomy
63.05%2023
2021
2022
2023
Q1: 10.98%
Med: 45.7%
Q3: 82.3%
Good
In 2023, the financial autonomy of COTE NORD FINANCE (63.0%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 447.55. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2023)
?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
447.552
Liquidity indicators evolution COTE NORD FINANCE
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
Liquidity ratio
1518.427
0.0
1046.919
0.0
0.0
0.0
456.506
447.552
Interest coverage
17.422
14.016
13.155
None
None
None
None
None
Sector positioning
Liquidity ratio
447.552023
2021
2022
2023
Q1: 138.43
Med: 387.45
Q3: 1020.67
Good+50 pts over 3 years
In 2023, the liquidity ratio of COTE NORD FINANCE (447.55) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.
Operating WCR (2023)
?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
0 €
Customer credit (2023)
?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
0 j
Supplier credit (2023)
?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
0 j
Inventory turnover (2023)
?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR and payment terms evolution COTE NORD FINANCE
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
Operating WCR
1 868 613 €
-155 881 €
2 211 988 €
0 €
0 €
0 €
0 €
0 €
Inventory turnover (days)
0
0
0
0
0
0
0
0
Customer payment term (days)
0
0
10
0
0
0
0
0
Supplier payment term (days)
0
317
176
0
0
0
0
0
Positioning of COTE NORD FINANCE in its sector
Comparison with sector Autre distribution de crédit
Valuation estimate
Based on 135 transactions of similar company sales
(all years),
the value of COTE NORD FINANCE is estimated at
349 151 €
(range 332 083€ - 4 193 976€).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Estimated enterprise value2023
135 transactions
332k€349k€4193k€
349 151 €Range: 332 083€ - 4 193 976€
NAF 5 all-time
Valuation method used
Net Income Multiple
896 475 €
×
0.4x
=349 151 €
Range: 332 084€ - 4 193 977€
Only this financial indicator is available for this company.
Valuation evolution
Visualisation creee via abddaf.fr Sources : BODACC & INPI
How is this estimate calculated?
This estimate is based on the analysis of 135 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Autre distribution de crédit)
Compare COTE NORD FINANCE with other companies in the same sector:
Frequently asked questions about COTE NORD FINANCE
What is the revenue of COTE NORD FINANCE ?
The revenue of COTE NORD FINANCE in 2018 is 942 k€.
Is COTE NORD FINANCE profitable?
Yes, COTE NORD FINANCE generated a net profit of 896 k€ in 2023.
Where is the headquarters of COTE NORD FINANCE ?
The headquarters of COTE NORD FINANCE is located in COQUELLES (62231), in the department Pas-de-Calais.
Where to find the tax return of COTE NORD FINANCE ?
The tax return of COTE NORD FINANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does COTE NORD FINANCE operate?
COTE NORD FINANCE operates in the sector Autre distribution de crédit (NAF code 64.92Z). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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