COOPERATIVE REGIONALE AGRICOLE : revenue, balance sheet and financial ratios

COOPERATIVE REGIONALE AGRICOLE is a French company founded 126 years ago, specialized in the sector Commerce de gros (commerce interentreprises) de céréales, de tabac non manufacturé, de semences et d'aliments pour le bétail . Based in VILLEFRANCHE-DE-LAURAGAIS (31290), this company of category PME shows in 2023 a revenue of 41.2 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - COOPERATIVE REGIONALE AGRICOLE (SIREN 776958282)
Indicator 2023 2021 2019 2018 2017 2016
Revenue 41 193 261 € 33 402 531 € 34 327 410 € 38 841 509 € 38 613 740 € 44 986 761 €
Net income -1 458 154 € 856 792 € 389 975 € 262 066 € 427 499 € -45 481 €
EBITDA -1 191 405 € 1 043 150 € 956 673 € 882 260 € 756 295 € -200 212 €
Net margin -3.5% 2.6% 1.1% 0.7% 1.1% -0.1%

Revenue and income statement

In 2023, COOPERATIVE REGIONALE AGRICOLE achieves revenue of 41.2 M€. Activity remains stable over the period (CAGR: -1.3%). Vs 2021, growth of +23% (33.4 M€ -> 41.2 M€). After deducting consumption (39.3 M€), gross margin stands at 1.9 M€, i.e. a rate of 5%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -1.2 M€, representing -2.9% of revenue. Warning negative scissor effect: despite revenue change (+23%), EBITDA varies by -214%, reducing margin by 6.0 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -1.5 M€ (-3.5% of revenue), which will impact equity.

Revenue (2023) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

41 193 261 €

Gross margin (2023) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

1 908 625 €

EBITDA (2023) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-1 191 405 €

EBIT (2023) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-1 434 062 €

Net income (2023) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-1 458 154 €

EBITDA margin (2023) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-2.9%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 97%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 48%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2023) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

96.875%

Financial autonomy (2023) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

48.213%

Cash flow / Revenue (2023) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

-2.048%

Repayment capacity (2023) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-18.288

Asset age ratio (2023) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

36.6%

Solvency indicators evolution
COOPERATIVE REGIONALE AGRICOLE

Sector positioning

Debt ratio
96.88 2023
2019
2021
2023
Q1: 6.5
Med: 45.73
Q3: 127.92
Average +13 pts over 3 years

In 2023, the debt ratio of COOPERATIVE REGIONALE AGR... (96.88) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
48.21% 2023
2019
2021
2023
Q1: 19.42%
Med: 37.28%
Q3: 56.05%
Good -11 pts over 3 years

In 2023, the financial autonomy of COOPERATIVE REGIONALE AGR... (48.2%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
-18.29 years 2023
2019
2021
2023
Q1: 0.0 years
Med: 1.62 years
Q3: 6.02 years
Excellent -51 pts over 3 years

In 2023, the repayment capacity of COOPERATIVE REGIONALE AGR... (-18.29) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 1641.35. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2023) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

1641.348

Interest coverage (2023) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-109.195

Liquidity indicators evolution
COOPERATIVE REGIONALE AGRICOLE

Sector positioning

Liquidity ratio
1641.35 2023
2019
2021
2023
Q1: 134.74
Med: 212.01
Q3: 354.19
Excellent

In 2023, the liquidity ratio of COOPERATIVE REGIONALE AGR... (1641.35) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
-109.19x 2023
2019
2021
2023
Q1: 0.0x
Med: 6.9x
Q3: 27.28x
Average -51 pts over 3 years

In 2023, the interest coverage of COOPERATIVE REGIONALE AGR... (-109.2x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 19 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 7 days. The company must finance 12 days of gap between collections and payments. Inventory turnover is 53 days (= Average inventory / Cost of goods x 360). Overall, WCR represents 104 days of revenue, i.e. 11.8 M€ to permanently finance. Over 2016-2023, WCR increased by +259%, requiring additional financing.

Operating WCR (2023) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

11 848 418 €

Customer credit (2023) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

19 j

Supplier credit (2023) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

7 j

Inventory turnover (2023) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

53 j

WCR in days of revenue (2023) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

104 j

WCR and payment terms evolution
COOPERATIVE REGIONALE AGRICOLE

Positioning of COOPERATIVE REGIONALE AGRICOLE in its sector

Comparison with sector Commerce de gros (commerce interentreprises) de céréales, de tabac non manufacturé, de semences et d'aliments pour le bétail

Valuation estimate

Based on 94 transactions of similar company sales (all years), the value of COOPERATIVE REGIONALE AGRICOLE is estimated at 6 225 232 € (range 4 225 038€ - 7 147 011€). The price/revenue ratio is 0.15x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2023
94 tx
4225k€ 6225k€ 7147k€
6 225 232 € Range: 4 225 038€ - 7 147 011€
NAF 5 all-time

Valuation method used

Revenue Multiple
41 193 261 € × 0.15x = 6 225 233 €
Range: 4 225 039€ - 7 147 012€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 94 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Commerce de gros (commerce interentreprises) de céréales, de tabac non manufacturé, de semences et d'aliments pour le bétail )

Compare COOPERATIVE REGIONALE AGRICOLE with other companies in the same sector:

Voir toutes les statistiques du secteur Commerce de gros (commerce interentreprises) de céréales, de tabac non manufacturé, de semences et d'aliments pour le bétail

Frequently asked questions about COOPERATIVE REGIONALE AGRICOLE

What is the revenue of COOPERATIVE REGIONALE AGRICOLE ?

The revenue of COOPERATIVE REGIONALE AGRICOLE in 2023 is 41.2 M€.

Is COOPERATIVE REGIONALE AGRICOLE profitable?

COOPERATIVE REGIONALE AGRICOLE recorded a net loss in 2023.

Where is the headquarters of COOPERATIVE REGIONALE AGRICOLE ?

The headquarters of COOPERATIVE REGIONALE AGRICOLE is located in VILLEFRANCHE-DE-LAURAGAIS (31290), in the department Haute-Garonne.

Where to find the tax return of COOPERATIVE REGIONALE AGRICOLE ?

The tax return of COOPERATIVE REGIONALE AGRICOLE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does COOPERATIVE REGIONALE AGRICOLE operate?

COOPERATIVE REGIONALE AGRICOLE operates in the sector Commerce de gros (commerce interentreprises) de céréales, de tabac non manufacturé, de semences et d'aliments pour le bétail (NAF code 46.21Z). See the 'Sector positioning' section above to compare the company with its competitors.