SIREN : 449472240
COOPER GAY is a French company founded 22 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in PARIS (75008), this company of category ETI shows in 2024 a revenue of 29.7 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 29 663 004 € | 26 535 758 € | 27 436 698 € | 6 015 632 € | 4 852 255 € | 4 355 357 € | 4 450 142 € | 4 344 910 € |
| Net income | 1 261 148 € | 1 195 458 € | 2 973 939 € | 261 192 € | 378 734 € | 626 131 € | 638 416 € | 686 911 € |
| EBITDA | 2 425 261 € | 1 893 187 € | 3 082 300 € | 629 464 € | 628 687 € | 1 001 429 € | 1 064 798 € | 1 123 348 € |
| Net margin | 4.3% | 4.5% | 10.8% | 4.3% | 7.8% | 14.4% | 14.3% | 15.8% |
In 2024, COOPER GAY achieves revenue of 29.7 M€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +27.1%. Vs 2023, growth of +12% (26.5 M€ -> 29.7 M€). After deducting consumption (16 k€), gross margin stands at 29.6 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 2.4 M€, representing 8.2% of revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 1.3 M€, i.e. 4.3% of revenue. This profit can be retained or distributed to shareholders.
29 663 004 €
29 646 559 €
2 425 261 €
1 610 772 €
1 261 148 €
8.2%
The debt ratio (= Financial debt / Equity x 100) stands at 32%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 10%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.3 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 5.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.
31.83%
10.367%
5.629%
1.331
27.6%
In 2024, the debt ratio of COOPER GAY (31.83) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of COOPER GAY (10.4%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of COOPER GAY (1.33) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 117.10. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 9.7x. Operating income very largely covers interest expenses: high safety margin.
117.099
9.725
In 2024, the liquidity ratio of COOPER GAY (117.10) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2024, the interest coverage of COOPER GAY (9.7x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 288 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 857 days. Excellent situation: suppliers finance 569 days of the operating cycle (retail model). Overall, WCR represents 266 days of revenue, i.e. 21.9 M€ to permanently finance. Over 2016-2024, WCR increased by +120%, requiring additional financing.
21 913 544 €
288 j
857 j
0 j
266 j
Based on 193 transactions of similar company sales (all years), the value of COOPER GAY is estimated at 10 718 261 € (range 3 057 321€ - 26 070 974€). With an EBITDA of 2 425 261€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare COOPER GAY with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of COOPER GAY in 2024 is 29.7 M€.
Yes, COOPER GAY generated a net profit of 1.3 M€ in 2024.
The headquarters of COOPER GAY is located in PARIS (75008), in the department Paris.
The tax return of COOPER GAY is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
COOPER GAY operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.