COOP AGRICOLE DE ST NICOLAS BOURGUEIL : revenue, balance sheet and financial ratios

COOP AGRICOLE DE ST NICOLAS BOURGUEIL is a French company founded 126 years ago, specialized in the sector Intermédiaires du commerce en matières premières agricoles, animaux vivants, matières premières textiles et produits semi-finis. Based in SAINT-NICOLAS-DE-BOURGUEIL (37140), this company of category PME shows in 2021 a revenue of 2.7 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - COOP AGRICOLE DE ST NICOLAS BOURGUEIL (SIREN 775309958)
Indicator 2021 2020 2019 2018 2017 2016
Revenue 2 661 384 € 2 382 480 € 2 421 186 € 2 450 818 € 2 121 851 € 2 206 065 €
Net income 34 577 € 13 717 € 53 910 € 22 007 € 26 608 € 20 503 €
EBITDA 99 583 € 48 152 € 66 630 € 44 249 € 36 059 € 59 947 €
Net margin 1.3% 0.6% 2.2% 0.9% 1.3% 0.9%

Revenue and income statement

In 2021, COOP AGRICOLE DE ST NICOLAS BOURGUEIL achieves revenue of 2.7 M€. Revenue is growing positively over 6 years (CAGR: +3.8%). Vs 2020, growth of +12% (2.4 M€ -> 2.7 M€). After deducting consumption (2.1 M€), gross margin stands at 514 k€, i.e. a rate of 19%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 100 k€, representing 3.7% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 35 k€, i.e. 1.3% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2021) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

2 661 384 €

Gross margin (2021) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

514 122 €

EBITDA (2021) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

99 583 €

EBIT (2021) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

37 492 €

Net income (2021) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

34 577 €

EBITDA margin (2021) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

3.7%

Loading income statement...

Chart evolution

Show :

Assets

Loading data...

Liabilities

Loading data...

Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 2%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 54%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.2 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 3.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.

Debt ratio (2021) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

1.673%

Financial autonomy (2021) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

54.277%

Cash flow / Revenue (2021) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

3.619%

Repayment capacity (2021) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.167

Asset age ratio (2021) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

26.6%

Solvency indicators evolution
COOP AGRICOLE DE ST NICOLAS BOURGUEIL

Sector positioning

Debt ratio
1.67 2021
2019
2020
2021
Q1: 0.2
Med: 11.11
Q3: 91.88
Good -9 pts over 3 years

In 2021, the debt ratio of COOP AGRICOLE DE ST NICOL... (1.67) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
54.28% 2021
2019
2020
2021
Q1: 17.43%
Med: 36.93%
Q3: 67.8%
Good -5 pts over 3 years

In 2021, the financial autonomy of COOP AGRICOLE DE ST NICOL... (54.3%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
0.17 years 2021
2019
2020
2021
Q1: 0.0 years
Med: 0.02 years
Q3: 1.98 years
Average -22 pts over 3 years

In 2021, the repayment capacity of COOP AGRICOLE DE ST NICOL... (0.17) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 245.05. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 4.0x. Financial charges are adequately covered by operations.

Liquidity ratio (2021) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

245.053

Interest coverage (2021) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

3.968

Liquidity indicators evolution
COOP AGRICOLE DE ST NICOLAS BOURGUEIL

Sector positioning

Liquidity ratio
245.05 2021
2019
2020
2021
Q1: 140.16
Med: 233.24
Q3: 445.21
Good -6 pts over 3 years

In 2021, the liquidity ratio of COOP AGRICOLE DE ST NICOL... (245.05) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
3.97x 2021
2019
2020
2021
Q1: 0.0x
Med: 0.0x
Q3: 2.77x
Excellent

In 2021, the interest coverage of COOP AGRICOLE DE ST NICOL... (4.0x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 52 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 46 days. The company must finance 6 days of gap between collections and payments. Inventory turnover is 57 days (= Average inventory / Cost of goods x 360). Overall, WCR represents 74 days of revenue, i.e. 549 k€ to permanently finance.

Operating WCR (2021) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

549 389 €

Customer credit (2021) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

52 j

Supplier credit (2021) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

46 j

Inventory turnover (2021) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

57 j

WCR in days of revenue (2021) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

74 j

WCR and payment terms evolution
COOP AGRICOLE DE ST NICOLAS BOURGUEIL

Positioning of COOP AGRICOLE DE ST NICOLAS BOURGUEIL in its sector

Comparison with sector Intermédiaires du commerce en matières premières agricoles, animaux vivants, matières premières textiles et produits semi-finis

Valuation estimate

Indicative estimate only : the number of comparable transactions in this sector is limited (36 transactions). This range of 179 488€ to 713 030€ is provided for information purposes only and requires in-depth analysis to be confirmed.

Estimated enterprise value 2021
Indicative
179k€ 301k€ 713k€
301 040 € Range: 179 488€ - 713 030€
NAF 4 année 2021 Aggregated at NAF sub-class level

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 36 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Intermédiaires du commerce en matières premières agricoles, animaux vivants, matières premières textiles et produits semi-finis)

Compare COOP AGRICOLE DE ST NICOLAS BOURGUEIL with other companies in the same sector:

Voir toutes les statistiques du secteur Intermédiaires du commerce en matières premières agricoles, animaux vivants, matières premières textiles et produits semi-finis

Frequently asked questions about COOP AGRICOLE DE ST NICOLAS BOURGUEIL

What is the revenue of COOP AGRICOLE DE ST NICOLAS BOURGUEIL ?

The revenue of COOP AGRICOLE DE ST NICOLAS BOURGUEIL in 2021 is 2.7 M€.

Is COOP AGRICOLE DE ST NICOLAS BOURGUEIL profitable?

Yes, COOP AGRICOLE DE ST NICOLAS BOURGUEIL generated a net profit of 35 k€ in 2021.

Where is the headquarters of COOP AGRICOLE DE ST NICOLAS BOURGUEIL ?

The headquarters of COOP AGRICOLE DE ST NICOLAS BOURGUEIL is located in SAINT-NICOLAS-DE-BOURGUEIL (37140), in the department Indre-et-Loire.

Where to find the tax return of COOP AGRICOLE DE ST NICOLAS BOURGUEIL ?

The tax return of COOP AGRICOLE DE ST NICOLAS BOURGUEIL is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does COOP AGRICOLE DE ST NICOLAS BOURGUEIL operate?

COOP AGRICOLE DE ST NICOLAS BOURGUEIL operates in the sector Intermédiaires du commerce en matières premières agricoles, animaux vivants, matières premières textiles et produits semi-finis (NAF code 46.11Z). See the 'Sector positioning' section above to compare the company with its competitors.