CONSTRUCTION INDIVIDUELLE TRADITIONELLE : revenue, balance sheet and financial ratios

CONSTRUCTION INDIVIDUELLE TRADITIONELLE is a French company founded 42 years ago, specialized in the sector Construction de maisons individuelles. Based in BALMA (31130), this company of category PME shows in 2024 a revenue of 4.5 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - CONSTRUCTION INDIVIDUELLE TRADITIONELLE (SIREN 329581870)
Indicator 2024 2023 2022 2021 2020 2019 2017 2016
Revenue 4 545 319 € 3 988 987 € 1 886 110 € 3 808 758 € 3 775 039 € 4 024 921 € N/C 2 496 310 €
Net income 211 706 € 158 455 € 5 415 € 219 168 € 202 420 € 269 247 € 17 769 € 79 936 €
EBITDA 450 048 € 150 564 € -22 554 € 332 712 € 305 588 € 353 669 € N/C 93 820 €
Net margin 4.7% 4.0% 0.3% 5.8% 5.4% 6.7% N/C 3.2%

Revenue and income statement

In 2024, CONSTRUCTION INDIVIDUELLE TRADITIONELLE achieves revenue of 4.5 M€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +7.8%. Vs 2023, growth of +14% (4.0 M€ -> 4.5 M€). After deducting consumption (3.4 M€), gross margin stands at 1.2 M€, i.e. a rate of 26%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 450 k€, representing 9.9% of revenue. Positive scissor effect: EBITDA margin improves by +6.1 pts, sign of improved operational efficiency. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 212 k€, i.e. 4.7% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

4 545 319 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

1 166 002 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

450 048 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

454 630 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

211 706 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

9.9%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 23%. The balance between equity and debt is satisfactory. Cash flow represents 5.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.0%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

22.546%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

4.978%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.0

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

25.1%

Solvency indicators evolution
CONSTRUCTION INDIVIDUELLE TRADITIONELLE

Sector positioning

Debt ratio
0.0 2024
2022
2023
2024
Q1: 0.02
Med: 9.46
Q3: 42.45
Excellent

In 2024, the debt ratio of CONSTRUCTION INDIVIDUELLE... (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.

Financial autonomy
22.55% 2024
2022
2023
2024
Q1: 5.82%
Med: 26.77%
Q3: 49.1%
Average

In 2024, the financial autonomy of CONSTRUCTION INDIVIDUELLE... (22.6%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
0.0 years 2024
2022
2023
2024
Q1: 0.0 years
Med: 0.0 years
Q3: 0.71 years
Excellent

In 2024, the repayment capacity of CONSTRUCTION INDIVIDUELLE... (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 130.56. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

130.558

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.0

Liquidity indicators evolution
CONSTRUCTION INDIVIDUELLE TRADITIONELLE

Sector positioning

Liquidity ratio
130.56 2024
2022
2023
2024
Q1: 127.72
Med: 185.05
Q3: 290.78
Average

In 2024, the liquidity ratio of CONSTRUCTION INDIVIDUELLE... (130.56) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
0.0x 2024
2022
2023
2024
Q1: 0.0x
Med: 0.0x
Q3: 1.47x
Average

In 2024, the interest coverage of CONSTRUCTION INDIVIDUELLE... (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 24 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 40 days. Favorable situation: supplier credit is longer than customer credit by 16 days. Inventory turnover is 142 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. Overall, WCR represents 26 days of revenue, i.e. 324 k€ to permanently finance. Over 2016-2024, WCR increased by +813%, requiring additional financing.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

323 627 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

24 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

40 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

142 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

26 j

WCR and payment terms evolution
CONSTRUCTION INDIVIDUELLE TRADITIONELLE

Positioning of CONSTRUCTION INDIVIDUELLE TRADITIONELLE in its sector

Comparison with sector Construction de maisons individuelles

Valuation estimate

Based on 113 transactions of similar company sales (all years), the value of CONSTRUCTION INDIVIDUELLE TRADITIONELLE is estimated at 1 076 088 € (range 449 420€ - 2 062 592€). With an EBITDA of 450 048€, the sector multiple of 3.6x is applied. The price/revenue ratio is 0.11x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
113 transactions
449k€ 1076k€ 2062k€
1 076 088 € Range: 449 420€ - 2 062 592€
NAF 5 all-time

Valuation detail by method

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EBITDA Multiple 50%
450 048 € × 3.6x
Estimation 1 641 881 €
618 740€ - 2 270 729€
Revenue Multiple 30%
4 545 319 € × 0.11x
Estimation 500 150 €
348 068€ - 1 960 998€
Net Income Multiple 20%
211 706 € × 2.5x
Estimation 525 514 €
178 153€ - 1 694 645€
How is this estimate calculated?

This estimate is based on the analysis of 113 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Construction de maisons individuelles)

Compare CONSTRUCTION INDIVIDUELLE TRADITIONELLE with other companies in the same sector:

Voir toutes les statistiques du secteur Construction de maisons individuelles

Frequently asked questions about CONSTRUCTION INDIVIDUELLE TRADITIONELLE

What is the revenue of CONSTRUCTION INDIVIDUELLE TRADITIONELLE ?

The revenue of CONSTRUCTION INDIVIDUELLE TRADITIONELLE in 2024 is 4.5 M€.

Is CONSTRUCTION INDIVIDUELLE TRADITIONELLE profitable?

Yes, CONSTRUCTION INDIVIDUELLE TRADITIONELLE generated a net profit of 212 k€ in 2024.

Where is the headquarters of CONSTRUCTION INDIVIDUELLE TRADITIONELLE ?

The headquarters of CONSTRUCTION INDIVIDUELLE TRADITIONELLE is located in BALMA (31130), in the department Haute-Garonne.

Where to find the tax return of CONSTRUCTION INDIVIDUELLE TRADITIONELLE ?

The tax return of CONSTRUCTION INDIVIDUELLE TRADITIONELLE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does CONSTRUCTION INDIVIDUELLE TRADITIONELLE operate?

CONSTRUCTION INDIVIDUELLE TRADITIONELLE operates in the sector Construction de maisons individuelles (NAF code 41.20A). See the 'Sector positioning' section above to compare the company with its competitors.