CONSTRUCTION BOIS HABITAT : revenue, balance sheet and financial ratios

CONSTRUCTION BOIS HABITAT is a French company founded 19 years ago, specialized in the sector Construction de maisons individuelles. Based in SAINT-OMER (62500), this company of category PME shows in 2022 a revenue of 402 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - CONSTRUCTION BOIS HABITAT (SIREN 490096385)
Indicator 2022 2021 2020 2019 2018
Revenue 401 974 € 463 802 € 311 088 € 565 378 € 498 662 €
Net income 12 969 € 3 669 € 83 € 735 € 4 844 €
EBITDA 20 175 € -5 741 € -16 525 € -10 475 € -648 €
Net margin 3.2% 0.8% 0.0% 0.1% 1.0%

Revenue and income statement

In 2022, CONSTRUCTION BOIS HABITAT achieves revenue of 402 k€. Revenue is declining over the period 2018-2022 (CAGR: -5.2%). Significant drop of -13% vs 2021. After deducting consumption (138 k€), gross margin stands at 264 k€, i.e. a rate of 66%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 20 k€, representing 5.0% of revenue. Positive scissor effect: EBITDA margin improves by +6.3 pts, sign of improved operational efficiency. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 13 k€, i.e. 3.2% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2022) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

401 974 €

Gross margin (2022) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

263 518 €

EBITDA (2022) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

20 175 €

EBIT (2022) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

13 937 €

Net income (2022) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

12 969 €

EBITDA margin (2022) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

4.9%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 208%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 17%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 4.4 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 4.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.

Debt ratio (2022) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

208.362%

Financial autonomy (2022) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

17.35%

Cash flow / Revenue (2022) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

4.702%

Repayment capacity (2022) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

4.397

Asset age ratio (2022) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

16.3%

Solvency indicators evolution
CONSTRUCTION BOIS HABITAT

Sector positioning

Debt ratio
208.36 2022
2020
2021
2022
Q1: 0.0
Med: 13.86
Q3: 67.26
Watch

In 2022, the debt ratio of CONSTRUCTION BOIS HABITAT (208.36) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.

Financial autonomy
17.35% 2022
2020
2021
2022
Q1: 4.18%
Med: 21.33%
Q3: 44.02%
Average +6 pts over 3 years

In 2022, the financial autonomy of CONSTRUCTION BOIS HABITAT (17.4%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
4.4 years 2022
2020
2021
2022
Q1: 0.0 years
Med: 0.02 years
Q3: 1.27 years
Average +50 pts over 3 years

In 2022, the repayment capacity of CONSTRUCTION BOIS HABITAT (4.40) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 164.95. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 4.9x. Financial charges are adequately covered by operations.

Liquidity ratio (2022) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

164.95

Interest coverage (2022) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

4.897

Liquidity indicators evolution
CONSTRUCTION BOIS HABITAT

Sector positioning

Liquidity ratio
164.95 2022
2020
2021
2022
Q1: 122.22
Med: 173.43
Q3: 266.89
Average -12 pts over 3 years

In 2022, the liquidity ratio of CONSTRUCTION BOIS HABITAT (164.95) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
4.9x 2022
2020
2021
2022
Q1: 0.0x
Med: 0.0x
Q3: 1.6x
Excellent +50 pts over 3 years

In 2022, the interest coverage of CONSTRUCTION BOIS HABITAT (4.9x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 57 days. Excellent situation: suppliers finance 57 days of the operating cycle (retail model). Inventory turnover is 136 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. Overall, WCR represents 80 days of revenue, i.e. 89 k€ to permanently finance.

Operating WCR (2022) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

89 053 €

Customer credit (2022) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2022) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

57 j

Inventory turnover (2022) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

136 j

WCR in days of revenue (2022) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

80 j

WCR and payment terms evolution
CONSTRUCTION BOIS HABITAT

Positioning of CONSTRUCTION BOIS HABITAT in its sector

Comparison with sector Construction de maisons individuelles

Valuation estimate

Based on 113 transactions of similar company sales (all years), the value of CONSTRUCTION BOIS HABITAT is estimated at 56 509 € (range 25 285€ - 123 686€). With an EBITDA of 20 175€, the sector multiple of 3.6x is applied. The price/revenue ratio is 0.11x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2022
113 transactions
25k€ 56k€ 123k€
56 509 € Range: 25 285€ - 123 686€
NAF 5 all-time

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
20 175 € × 3.6x
Estimation 73 603 €
27 737€ - 101 793€
Revenue Multiple 30%
401 974 € × 0.11x
Estimation 44 232 €
30 782€ - 173 425€
Net Income Multiple 20%
12 969 € × 2.5x
Estimation 32 193 €
10 914€ - 103 813€
How is this estimate calculated?

This estimate is based on the analysis of 113 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Construction de maisons individuelles)

Compare CONSTRUCTION BOIS HABITAT with other companies in the same sector:

Voir toutes les statistiques du secteur Construction de maisons individuelles

Frequently asked questions about CONSTRUCTION BOIS HABITAT

What is the revenue of CONSTRUCTION BOIS HABITAT ?

The revenue of CONSTRUCTION BOIS HABITAT in 2022 is 402 k€.

Is CONSTRUCTION BOIS HABITAT profitable?

Yes, CONSTRUCTION BOIS HABITAT generated a net profit of 13 k€ in 2022.

Where is the headquarters of CONSTRUCTION BOIS HABITAT ?

The headquarters of CONSTRUCTION BOIS HABITAT is located in SAINT-OMER (62500), in the department Pas-de-Calais.

Where to find the tax return of CONSTRUCTION BOIS HABITAT ?

The tax return of CONSTRUCTION BOIS HABITAT is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does CONSTRUCTION BOIS HABITAT operate?

CONSTRUCTION BOIS HABITAT operates in the sector Construction de maisons individuelles (NAF code 41.20A). See the 'Sector positioning' section above to compare the company with its competitors.