CONSTRUCTION ARTISANALE DES SAVOIE : revenue, balance sheet and financial ratios

CONSTRUCTION ARTISANALE DES SAVOIE is a French company founded 11 years ago, specialized in the sector Construction de maisons individuelles. Based in LA BALME-DE-SILLINGY (74330), this company of category PME shows in 2024 a revenue of 1.9 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - CONSTRUCTION ARTISANALE DES SAVOIE (SIREN 803053529)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue 1 910 233 € 1 661 754 € 952 124 € 1 293 010 € 1 291 721 € 1 689 381 € 1 345 959 € 1 460 703 € 935 939 €
Net income 12 657 € 5 274 € 1 759 € 1 705 € 2 233 € 1 376 € 2 111 € 1 720 € 1 209 €
EBITDA 12 657 € 4 807 € 1 763 € 1 706 € 2 239 € 1 377 € 2 111 € 1 685 € 1 178 €
Net margin 0.7% 0.3% 0.2% 0.1% 0.2% 0.1% 0.2% 0.1% 0.1%

Revenue and income statement

In 2024, CONSTRUCTION ARTISANALE DES SAVOIE achieves revenue of 1.9 M€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +9.3%. Vs 2023, growth of +15% (1.7 M€ -> 1.9 M€). After deducting consumption (0 €), gross margin stands at 1.9 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 13 k€, representing 0.7% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 13 k€, i.e. 0.7% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

1 910 233 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

1 910 233 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

12 657 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

12 657 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

12 657 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

0.7%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 87%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 5%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.5 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 0.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

86.96%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

4.556%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

0.663%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

1.481

Solvency indicators evolution
CONSTRUCTION ARTISANALE DES SAVOIE

Sector positioning

Debt ratio
86.96 2024
2022
2023
2024
Q1: 0.02
Med: 9.46
Q3: 42.45
Average

In 2024, the debt ratio of CONSTRUCTION ARTISANALE D... (86.96) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
4.56% 2024
2022
2023
2024
Q1: 5.82%
Med: 26.77%
Q3: 49.1%
Average

In 2024, the financial autonomy of CONSTRUCTION ARTISANALE D... (4.6%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
1.48 years 2024
2022
2023
2024
Q1: 0.0 years
Med: 0.0 years
Q3: 0.71 years
Average

In 2024, the repayment capacity of CONSTRUCTION ARTISANALE D... (1.48) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 163.99. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

163.994

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.0

Liquidity indicators evolution
CONSTRUCTION ARTISANALE DES SAVOIE

Sector positioning

Liquidity ratio
163.99 2024
2022
2023
2024
Q1: 127.72
Med: 185.05
Q3: 290.78
Average

In 2024, the liquidity ratio of CONSTRUCTION ARTISANALE D... (163.99) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
0.0x 2024
2022
2023
2024
Q1: 0.0x
Med: 0.0x
Q3: 1.47x
Average

In 2024, the interest coverage of CONSTRUCTION ARTISANALE D... (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 23 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 42 days. Favorable situation: supplier credit is longer than customer credit by 19 days. Overall, WCR represents 18 days of revenue, i.e. 97 k€ to permanently finance. Over 2016-2024, WCR increased by +187%, requiring additional financing.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

96 715 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

23 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

42 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

18 j

WCR and payment terms evolution
CONSTRUCTION ARTISANALE DES SAVOIE

Positioning of CONSTRUCTION ARTISANALE DES SAVOIE in its sector

Comparison with sector Construction de maisons individuelles

Valuation estimate

Based on 113 transactions of similar company sales (all years), the value of CONSTRUCTION ARTISANALE DES SAVOIE is estimated at 92 429 € (range 54 714€ - 299 434€). With an EBITDA of 12 657€, the sector multiple of 3.6x is applied. The price/revenue ratio is 0.11x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
113 transactions
54k€ 92k€ 299k€
92 429 € Range: 54 714€ - 299 434€
NAF 5 all-time

Valuation detail by method

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EBITDA Multiple 50%
12 657 € × 3.6x
Estimation 46 176 €
17 401€ - 63 861€
Revenue Multiple 30%
1 910 233 € × 0.11x
Estimation 210 195 €
146 280€ - 824 136€
Net Income Multiple 20%
12 657 € × 2.5x
Estimation 31 418 €
10 651€ - 101 316€
How is this estimate calculated?

This estimate is based on the analysis of 113 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Construction de maisons individuelles)

Compare CONSTRUCTION ARTISANALE DES SAVOIE with other companies in the same sector:

Voir toutes les statistiques du secteur Construction de maisons individuelles

Frequently asked questions about CONSTRUCTION ARTISANALE DES SAVOIE

What is the revenue of CONSTRUCTION ARTISANALE DES SAVOIE ?

The revenue of CONSTRUCTION ARTISANALE DES SAVOIE in 2024 is 1.9 M€.

Is CONSTRUCTION ARTISANALE DES SAVOIE profitable?

Yes, CONSTRUCTION ARTISANALE DES SAVOIE generated a net profit of 13 k€ in 2024.

Where is the headquarters of CONSTRUCTION ARTISANALE DES SAVOIE ?

The headquarters of CONSTRUCTION ARTISANALE DES SAVOIE is located in LA BALME-DE-SILLINGY (74330), in the department Haute-Savoie.

Where to find the tax return of CONSTRUCTION ARTISANALE DES SAVOIE ?

The tax return of CONSTRUCTION ARTISANALE DES SAVOIE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does CONSTRUCTION ARTISANALE DES SAVOIE operate?

CONSTRUCTION ARTISANALE DES SAVOIE operates in the sector Construction de maisons individuelles (NAF code 41.20A). See the 'Sector positioning' section above to compare the company with its competitors.