SIREN : 819726159
CONSILIUM ASSURANCE is a French company founded 9 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in CAEN (14000), this company of category PME shows in 2024 a revenue of 114 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-11
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|
| Revenue | 113 918 € | 105 002 € | 103 440 € | 93 112 € | 57 987 € | 54 856 € |
| Net income | 9 390 € | 7 173 € | 8 025 € | 7 954 € | 729 € | 864 € |
| EBITDA | 22 799 € | 20 637 € | 13 056 € | 9 244 € | 3 154 € | 2 078 € |
| Net margin | 8.2% | 6.8% | 7.8% | 8.5% | 1.3% | 1.6% |
In 2024, CONSILIUM ASSURANCE achieves revenue of 114 k€. Over the period 2019-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +15.7%. Vs 2023: +8%. After deducting consumption (0 €), gross margin stands at 114 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 23 k€, representing 20.0% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 9 k€, i.e. 8.2% of revenue. This profit can be retained or distributed to shareholders.
113 918 €
113 918 €
22 799 €
12 014 €
9 390 €
20.0%
The debt ratio (= Financial debt / Equity x 100) stands at 69%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 57%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.6 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 15.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
68.75%
56.749%
15.283%
1.627
55.2%
In 2024, the debt ratio of CONSILIUM ASSURANCE (68.75) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of CONSILIUM ASSURANCE (56.8%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of CONSILIUM ASSURANCE (1.63) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 1533.32. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 3.4x. Financial charges are adequately covered by operations.
1533.322
3.408
In 2024, the liquidity ratio of CONSILIUM ASSURANCE (1533.32) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2024, the interest coverage of CONSILIUM ASSURANCE (3.4x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 24 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 2 days. The company must finance 22 days of gap between collections and payments. Overall, WCR represents 20 days of revenue, i.e. 6 k€ to permanently finance.
6 390 €
24 j
2 j
0 j
20 j
Based on 193 transactions of similar company sales (all years), the value of CONSILIUM ASSURANCE is estimated at 51 155 € (range 14 715€ - 150 145€). With an EBITDA of 22 799€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare CONSILIUM ASSURANCE with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of CONSILIUM ASSURANCE in 2024 is 114 k€.
Yes, CONSILIUM ASSURANCE generated a net profit of 9 k€ in 2024.
The headquarters of CONSILIUM ASSURANCE is located in CAEN (14000), in the department Calvados.
The tax return of CONSILIUM ASSURANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
CONSILIUM ASSURANCE operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.