CONSEPT INFORMATIQUE : revenue, balance sheet and financial ratios

CONSEPT INFORMATIQUE is a French company founded 23 years ago, specialized in the sector Conseil en systèmes et logiciels informatiques. Based in ORVAULT (44700), this company of category PME shows in 2025 a revenue of 945 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - CONSEPT INFORMATIQUE (SIREN 442203972)
Indicator 2025 2024 2022 2021 2020 2019 2018 2017 2016
Revenue 945 469 € 932 178 € 989 893 € 1 442 073 € 1 887 963 € 2 289 278 € 2 648 810 € 1 567 355 € 1 231 969 €
Net income 36 152 € 33 901 € 1 315 € 28 495 € -19 099 € -164 638 € 177 091 € 151 794 € 94 866 €
EBITDA -90 641 € -167 907 € -136 630 € 2 980 € 3 645 € 12 561 € -22 045 € -7 008 € -157 874 €
Net margin 3.8% 3.6% 0.1% 2.0% -1.0% -7.2% 6.7% 9.7% 7.7%

Revenue and income statement

In 2025, CONSEPT INFORMATIQUE achieves revenue of 945 k€. Activity remains stable over the period (CAGR: -2.9%). Vs 2024: +1%. After deducting consumption (0 €), gross margin stands at 945 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -91 k€, representing -9.6% of revenue. Positive scissor effect: EBITDA margin improves by +8.4 pts, sign of improved operational efficiency. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 36 k€, i.e. 3.8% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2025) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

945 469 €

Gross margin (2025) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

945 469 €

EBITDA (2025) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-90 641 €

EBIT (2025) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

45 399 €

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

36 152 €

EBITDA margin (2025) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-9.6%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 88%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 31%. The balance between equity and debt is satisfactory.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

88.466%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

30.947%

Cash flow / Revenue (2025) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

-10.599%

Repayment capacity (2025) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-1.688

Solvency indicators evolution
CONSEPT INFORMATIQUE

Sector positioning

Debt ratio
88.47 2025
2022
2024
2025
Q1: 0.0
Med: 4.75
Q3: 28.97
Watch +15 pts over 3 years

In 2025, the debt ratio of CONSEPT INFORMATIQUE (88.47) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.

Financial autonomy
30.95% 2025
2022
2024
2025
Q1: 9.04%
Med: 36.0%
Q3: 63.27%
Average +6 pts over 3 years

In 2025, the financial autonomy of CONSEPT INFORMATIQUE (30.9%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
-1.69 years 2025
2022
2024
2025
Q1: 0.0 years
Med: 0.0 years
Q3: 0.43 years
Excellent

In 2025, the repayment capacity of CONSEPT INFORMATIQUE (-1.69) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 232.25. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

232.252

Interest coverage (2025) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-10.469

Liquidity indicators evolution
CONSEPT INFORMATIQUE

Sector positioning

Liquidity ratio
232.25 2025
2022
2024
2025
Q1: 158.37
Med: 261.69
Q3: 503.25
Average +18 pts over 3 years

In 2025, the liquidity ratio of CONSEPT INFORMATIQUE (232.25) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
-10.47x 2025
2022
2024
2025
Q1: 0.0x
Med: 0.0x
Q3: 1.07x
Average

In 2025, the interest coverage of CONSEPT INFORMATIQUE (-10.5x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 169 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 82 days. The gap of 87 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 148 days of revenue, i.e. 389 k€ to permanently finance. Over 2016-2025, WCR increased by +159%, requiring additional financing.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

389 155 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

169 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

82 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2025) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

148 j

WCR and payment terms evolution
CONSEPT INFORMATIQUE

Positioning of CONSEPT INFORMATIQUE in its sector

Comparison with sector Conseil en systèmes et logiciels informatiques

Valuation estimate

Based on 215 transactions of similar company sales (all years), the value of CONSEPT INFORMATIQUE is estimated at 112 389 € (range 58 061€ - 228 954€). The price/revenue ratio is 0.16x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2025
215 transactions
58k€ 112k€ 228k€
112 389 € Range: 58 061€ - 228 954€
NAF 5 all-time

Valuation detail by method

Ajustez les pondérations selon votre analyse

Revenue Multiple 30%
945 469 € × 0.16x
Estimation 151 761 €
81 404€ - 277 214€
Net Income Multiple 20%
36 152 € × 1.5x
Estimation 53 333 €
23 046€ - 156 566€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 215 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Conseil en systèmes et logiciels informatiques)

Compare CONSEPT INFORMATIQUE with other companies in the same sector:

Voir toutes les statistiques du secteur Conseil en systèmes et logiciels informatiques

Frequently asked questions about CONSEPT INFORMATIQUE

What is the revenue of CONSEPT INFORMATIQUE ?

The revenue of CONSEPT INFORMATIQUE in 2025 is 945 k€.

Is CONSEPT INFORMATIQUE profitable?

Yes, CONSEPT INFORMATIQUE generated a net profit of 36 k€ in 2025.

Where is the headquarters of CONSEPT INFORMATIQUE ?

The headquarters of CONSEPT INFORMATIQUE is located in ORVAULT (44700), in the department Loire-Atlantique.

Where to find the tax return of CONSEPT INFORMATIQUE ?

The tax return of CONSEPT INFORMATIQUE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does CONSEPT INFORMATIQUE operate?

CONSEPT INFORMATIQUE operates in the sector Conseil en systèmes et logiciels informatiques (NAF code 62.02A). See the 'Sector positioning' section above to compare the company with its competitors.