CONSEILS IMMOBILIER ET PATRIMOINE : revenue, balance sheet and financial ratios

CONSEILS IMMOBILIER ET PATRIMOINE is a French company founded 20 years ago, specialized in the sector Agences immobilières. Based in CASTELNAU-LE-LEZ (34170), this company of category PME shows in 2022 a revenue of 400 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - CONSEILS IMMOBILIER ET PATRIMOINE (SIREN 489605378)
Indicator 2022 2021 2020 2019 2018 2017 2016
Revenue 399 979 € 440 027 € 426 633 € 518 473 € 448 209 € 397 708 € 440 416 €
Net income -4 799 € 564 € 3 239 € 8 547 € -37 395 € 13 168 € 20 160 €
EBITDA 6 329 € 10 811 € -9 039 € 18 782 € -944 € 22 195 € 26 434 €
Net margin -1.2% 0.1% 0.8% 1.6% -8.3% 3.3% 4.6%

Revenue and income statement

In 2022, CONSEILS IMMOBILIER ET PATRIMOINE achieves revenue of 400 k€. Activity remains stable over the period (CAGR: -1.6%). Slight decline of -9% vs 2021. After deducting consumption (0 €), gross margin stands at 400 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 6 k€, representing 1.6% of revenue. The operating margin remains fragile, requiring cost vigilance. Net income is negative at -5 k€ (-1.2% of revenue), which will impact equity.

Revenue (2022) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

399 979 €

Gross margin (2022) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

399 979 €

EBITDA (2022) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

6 329 €

EBIT (2022) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-2 983 €

Net income (2022) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-4 799 €

EBITDA margin (2022) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

1.5%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 36%. The balance between equity and debt is satisfactory. Cash flow represents 1.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.

Debt ratio (2022) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.0%

Financial autonomy (2022) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

35.971%

Cash flow / Revenue (2022) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

1.126%

Repayment capacity (2022) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.0

Asset age ratio (2022) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

17.3%

Solvency indicators evolution
CONSEILS IMMOBILIER ET PATRIMOINE

Sector positioning

Debt ratio
0.0 2022
2020
2021
2022
Q1: 0.02
Med: 16.21
Q3: 78.36
Excellent -29 pts over 3 years

In 2022, the debt ratio of CONSEILS IMMOBILIER ET PA... (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.

Financial autonomy
35.97% 2022
2020
2021
2022
Q1: 7.62%
Med: 32.76%
Q3: 61.76%
Good

In 2022, the financial autonomy of CONSEILS IMMOBILIER ET PA... (36.0%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
0.0 years 2022
2020
2021
2022
Q1: 0.0 years
Med: 0.01 years
Q3: 1.65 years
Excellent

In 2022, the repayment capacity of CONSEILS IMMOBILIER ET PA... (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 131.37. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 36.2x. Operating income very largely covers interest expenses: high safety margin.

Liquidity ratio (2022) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

131.37

Interest coverage (2022) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

36.167

Liquidity indicators evolution
CONSEILS IMMOBILIER ET PATRIMOINE

Sector positioning

Liquidity ratio
131.37 2022
2020
2021
2022
Q1: 112.52
Med: 195.1
Q3: 419.33
Average -6 pts over 3 years

In 2022, the liquidity ratio of CONSEILS IMMOBILIER ET PA... (131.37) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
36.17x 2022
2020
2021
2022
Q1: 0.0x
Med: 0.0x
Q3: 1.34x
Excellent +50 pts over 3 years

In 2022, the interest coverage of CONSEILS IMMOBILIER ET PA... (36.2x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 33 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 21 days. The company must finance 12 days of gap between collections and payments. WCR is negative (-195 days): operations structurally generate cash.

Operating WCR (2022) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

-216 117 €

Customer credit (2022) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

33 j

Supplier credit (2022) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

21 j

Inventory turnover (2022) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2022) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

-195 j

WCR and payment terms evolution
CONSEILS IMMOBILIER ET PATRIMOINE

Positioning of CONSEILS IMMOBILIER ET PATRIMOINE in its sector

Comparison with sector Agences immobilières

Valuation estimate

Based on 98 transactions of similar company sales in 2022, the value of CONSEILS IMMOBILIER ET PATRIMOINE is estimated at 48 339 € (range 27 763€ - 92 496€). With an EBITDA of 6 329€, the sector multiple of 0.8x is applied. The price/revenue ratio is 0.30x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2022
98 tx
27k€ 48k€ 92k€
48 339 € Range: 27 763€ - 92 496€
NAF 5 année 2022

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
6 329 € × 0.8x
Estimation 5 278 €
3 761€ - 16 973€
Revenue Multiple 30%
399 979 € × 0.30x
Estimation 120 108 €
67 767€ - 218 371€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 98 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Agences immobilières)

Compare CONSEILS IMMOBILIER ET PATRIMOINE with other companies in the same sector:

Voir toutes les statistiques du secteur Agences immobilières

Frequently asked questions about CONSEILS IMMOBILIER ET PATRIMOINE

What is the revenue of CONSEILS IMMOBILIER ET PATRIMOINE ?

The revenue of CONSEILS IMMOBILIER ET PATRIMOINE in 2022 is 400 k€.

Is CONSEILS IMMOBILIER ET PATRIMOINE profitable?

CONSEILS IMMOBILIER ET PATRIMOINE recorded a net loss in 2022.

Where is the headquarters of CONSEILS IMMOBILIER ET PATRIMOINE ?

The headquarters of CONSEILS IMMOBILIER ET PATRIMOINE is located in CASTELNAU-LE-LEZ (34170), in the department Herault.

Where to find the tax return of CONSEILS IMMOBILIER ET PATRIMOINE ?

The tax return of CONSEILS IMMOBILIER ET PATRIMOINE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does CONSEILS IMMOBILIER ET PATRIMOINE operate?

CONSEILS IMMOBILIER ET PATRIMOINE operates in the sector Agences immobilières (NAF code 68.31Z). See the 'Sector positioning' section above to compare the company with its competitors.