CONSEILS - ACHAT - SERVICES : revenue, balance sheet and financial ratios

CONSEILS - ACHAT - SERVICES is a French company founded 27 years ago, specialized in the sector Location de terrains et d'autres biens immobiliers. Based in VERTOU (44120), this company of category PME shows in 2020 a revenue of 170 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - CONSEILS - ACHAT - SERVICES (SIREN 420210213)
Indicator 2020 2019 2018 2017
Revenue 170 004 € 170 000 € 180 000 € 225 000 €
Net income 123 236 € 72 075 € 77 360 € 239 724 €
EBITDA 125 405 € 67 375 € 75 689 € 106 296 €
Net margin 72.5% 42.4% 43.0% 106.5%

Revenue and income statement

In 2020, CONSEILS - ACHAT - SERVICES achieves revenue of 170 k€. Revenue is declining over the period 2017-2020 (CAGR: -8.9%). Vs 2019: +0%. After deducting consumption (0 €), gross margin stands at 170 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 125 k€, representing 73.8% of revenue. Positive scissor effect: EBITDA margin improves by +34.1 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 123 k€, i.e. 72.5% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2020) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

170 004 €

Gross margin (2020) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

170 004 €

EBITDA (2020) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

125 405 €

EBIT (2020) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

135 956 €

Net income (2020) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

123 236 €

EBITDA margin (2020) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

73.8%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 34%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 25%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.7 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 72.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2020) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

34.417%

Financial autonomy (2020) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

25.099%

Cash flow / Revenue (2020) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

72.491%

Repayment capacity (2020) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

1.689

Solvency indicators evolution
CONSEILS - ACHAT - SERVICES

Sector positioning

Debt ratio
34.42 2020
2018
2019
2020
Q1: 0.0
Med: 12.67
Q3: 165.39
Average

In 2020, the debt ratio of CONSEILS - ACHAT - SERVICES (34.42) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
25.1% 2020
2018
2019
2020
Q1: 2.37%
Med: 37.74%
Q3: 80.14%
Average -8 pts over 3 years

In 2020, the financial autonomy of CONSEILS - ACHAT - SERVICES (25.1%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
1.69 years 2020
2018
2019
2020
Q1: -0.01 years
Med: 0.43 years
Q3: 9.29 years
Average -10 pts over 3 years

In 2020, the repayment capacity of CONSEILS - ACHAT - SERVICES (1.69) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 11.17. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 6.0x. Operating income very largely covers interest expenses: high safety margin.

Liquidity ratio (2020) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

11.172

Interest coverage (2020) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

6.012

Liquidity indicators evolution
CONSEILS - ACHAT - SERVICES

Sector positioning

Liquidity ratio
11.17 2020
2018
2019
2020
Q1: 80.05
Med: 255.82
Q3: 986.53
Watch

In 2020, the liquidity ratio of CONSEILS - ACHAT - SERVICES (11.17) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Interest coverage
6.01x 2020
2018
2019
2020
Q1: 0.0x
Med: 0.0x
Q3: 13.36x
Good -13 pts over 3 years

In 2020, the interest coverage of CONSEILS - ACHAT - SERVICES (6.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 9 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 68 days. Excellent situation: suppliers finance 59 days of the operating cycle (retail model). WCR is negative (-390 days): operations structurally generate cash. Over 2017-2020, WCR increased by +29%, requiring additional financing.

Operating WCR (2020) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

-183 980 €

Customer credit (2020) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

9 j

Supplier credit (2020) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

68 j

Inventory turnover (2020) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2020) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

-390 j

WCR and payment terms evolution
CONSEILS - ACHAT - SERVICES

Positioning of CONSEILS - ACHAT - SERVICES in its sector

Comparison with sector Location de terrains et d'autres biens immobiliers

Valuation estimate

Based on 193 transactions of similar company sales in 2020, the value of CONSEILS - ACHAT - SERVICES is estimated at 549 292 € (range 228 548€ - 893 060€). With an EBITDA of 125 405€, the sector multiple of 6.2x is applied. The price/revenue ratio is 0.62x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2020
193 transactions
228k€ 549k€ 893k€
549 292 € Range: 228 548€ - 893 060€
NAF 5 année 2020

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
125 405 € × 6.2x
Estimation 777 656 €
320 410€ - 1 063 252€
Revenue Multiple 30%
170 004 € × 0.62x
Estimation 105 567 €
65 427€ - 233 870€
Net Income Multiple 20%
123 236 € × 5.2x
Estimation 643 971 €
243 576€ - 1 456 368€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Location de terrains et d'autres biens immobiliers)

Compare CONSEILS - ACHAT - SERVICES with other companies in the same sector:

Voir toutes les statistiques du secteur Location de terrains et d'autres biens immobiliers

Frequently asked questions about CONSEILS - ACHAT - SERVICES

What is the revenue of CONSEILS - ACHAT - SERVICES ?

The revenue of CONSEILS - ACHAT - SERVICES in 2020 is 170 k€.

Is CONSEILS - ACHAT - SERVICES profitable?

Yes, CONSEILS - ACHAT - SERVICES generated a net profit of 123 k€ in 2020.

Where is the headquarters of CONSEILS - ACHAT - SERVICES ?

The headquarters of CONSEILS - ACHAT - SERVICES is located in VERTOU (44120), in the department Loire-Atlantique.

Where to find the tax return of CONSEILS - ACHAT - SERVICES ?

The tax return of CONSEILS - ACHAT - SERVICES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does CONSEILS - ACHAT - SERVICES operate?

CONSEILS - ACHAT - SERVICES operates in the sector Location de terrains et d'autres biens immobiliers (NAF code 68.20B). See the 'Sector positioning' section above to compare the company with its competitors.