CONSEIL INITIATIVE : revenue, balance sheet and financial ratios

CONSEIL INITIATIVE is a French company founded 23 years ago, specialized in the sector Autres intermédiaires du commerce en produits divers. Based in GROSLAY (95410), this company of category PME shows in 2018 a revenue of 3.3 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - CONSEIL INITIATIVE (SIREN 444130314)
Indicator 2018 2017 2016
Revenue 3 338 991 € 2 871 999 € 3 971 584 €
Net income 153 390 € 218 278 € 446 160 €
EBITDA 208 622 € 316 583 € 497 495 €
Net margin 4.6% 7.6% 11.2%

Revenue and income statement

In 2018, CONSEIL INITIATIVE achieves revenue of 3.3 M€. Revenue is declining over the period 2016-2018 (CAGR: -8.3%). Vs 2017, growth of +16% (2.9 M€ -> 3.3 M€). After deducting consumption (3.1 M€), gross margin stands at 265 k€, i.e. a rate of 8%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 209 k€, representing 6.2% of revenue. Warning negative scissor effect: despite revenue change (+16%), EBITDA varies by -34%, reducing margin by 4.8 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 153 k€, i.e. 4.6% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2018) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

3 338 991 €

Gross margin (2018) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

264 764 €

EBITDA (2018) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

208 622 €

EBIT (2018) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

208 543 €

Net income (2018) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

153 390 €

EBITDA margin (2018) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

6.2%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 105%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 23%. The balance between equity and debt is satisfactory.

Debt ratio (2018) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

105.201%

Financial autonomy (2018) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

23.136%

Cash flow / Revenue (2018) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

-47.915%

Repayment capacity (2018) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-0.278

Asset age ratio (2018) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

7.8%

Solvency indicators evolution
CONSEIL INITIATIVE

Sector positioning

Debt ratio
105.2 2018
2016
2017
2018
Q1: 0.0
Med: 6.32
Q3: 50.93
Average

In 2018, the debt ratio of CONSEIL INITIATIVE (105.20) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
23.14% 2018
2016
2017
2018
Q1: 5.16%
Med: 32.54%
Q3: 64.23%
Average +16 pts over 3 years

In 2018, the financial autonomy of CONSEIL INITIATIVE (23.1%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
-0.28 years 2018
2016
2017
2018
Q1: 0.0 years
Med: 0.0 years
Q3: 0.88 years
Excellent -50 pts over 3 years

In 2018, the repayment capacity of CONSEIL INITIATIVE (-0.28) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 185.80. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 1.1x. Coverage is limited: any activity downturn would jeopardize interest payments.

Liquidity ratio (2018) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

185.804

Interest coverage (2018) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

1.143

Liquidity indicators evolution
CONSEIL INITIATIVE

Sector positioning

Liquidity ratio
185.8 2018
2016
2017
2018
Q1: 122.35
Med: 211.77
Q3: 418.34
Average +12 pts over 3 years

In 2018, the liquidity ratio of CONSEIL INITIATIVE (185.80) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
1.14x 2018
2016
2017
2018
Q1: 0.0x
Med: 0.0x
Q3: 1.1x
Excellent +15 pts over 3 years

In 2018, the interest coverage of CONSEIL INITIATIVE (1.1x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 139 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 119 days. The company must finance 20 days of gap between collections and payments. Inventory turnover is 26 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 208 days of revenue, i.e. 1.9 M€ to permanently finance.

Operating WCR (2018) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

1 926 097 €

Customer credit (2018) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

139 j

Supplier credit (2018) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

119 j

Inventory turnover (2018) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

26 j

WCR in days of revenue (2018) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

208 j

WCR and payment terms evolution
CONSEIL INITIATIVE

Positioning of CONSEIL INITIATIVE in its sector

Comparison with sector Autres intermédiaires du commerce en produits divers

Valuation estimate

Based on 85 transactions of similar company sales (all years), the value of CONSEIL INITIATIVE is estimated at 468 402 € (range 256 687€ - 1 439 983€). With an EBITDA of 208 622€, the sector multiple of 1.0x is applied. The price/revenue ratio is 0.32x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2018
85 tx
256k€ 468k€ 1439k€
468 402 € Range: 256 687€ - 1 439 983€
NAF 5 all-time

Valuation detail by method

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EBITDA Multiple 50%
208 622 € × 1.0x
Estimation 205 337 €
112 723€ - 910 051€
Revenue Multiple 30%
3 338 991 € × 0.32x
Estimation 1 078 705 €
600 804€ - 2 563 291€
Net Income Multiple 20%
153 390 € × 1.4x
Estimation 210 613 €
100 426€ - 1 079 853€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 85 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Autres intermédiaires du commerce en produits divers)

Compare CONSEIL INITIATIVE with other companies in the same sector:

Voir toutes les statistiques du secteur Autres intermédiaires du commerce en produits divers

Frequently asked questions about CONSEIL INITIATIVE

What is the revenue of CONSEIL INITIATIVE ?

The revenue of CONSEIL INITIATIVE in 2018 is 3.3 M€.

Is CONSEIL INITIATIVE profitable?

Yes, CONSEIL INITIATIVE generated a net profit of 153 k€ in 2018.

Where is the headquarters of CONSEIL INITIATIVE ?

The headquarters of CONSEIL INITIATIVE is located in GROSLAY (95410), in the department Val-d'Oise.

Where to find the tax return of CONSEIL INITIATIVE ?

The tax return of CONSEIL INITIATIVE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does CONSEIL INITIATIVE operate?

CONSEIL INITIATIVE operates in the sector Autres intermédiaires du commerce en produits divers (NAF code 46.19B). See the 'Sector positioning' section above to compare the company with its competitors.