CONCEPTION AGENCEMENT MAITRISE : revenue, balance sheet and financial ratios

CONCEPTION AGENCEMENT MAITRISE is a French company founded 9 years ago, specialized in the sector Construction de maisons individuelles. Based in GONESSE (95500), this company of category PME shows in 2020 a revenue of 646 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - CONCEPTION AGENCEMENT MAITRISE (SIREN 828285080)
Indicator 2020 2018 2017
Revenue 645 927 € 627 931 € 224 832 €
Net income 44 247 € 40 911 € 44 812 €
EBITDA 90 083 € 55 144 € 55 900 €
Net margin 6.9% 6.5% 19.9%

Revenue and income statement

In 2020, CONCEPTION AGENCEMENT MAITRISE achieves revenue of 646 k€. Over the period 2017-2020, the company shows strong growth with a CAGR (compound annual growth rate) of +42.2%. Vs 2018: +3%. After deducting consumption (104 k€), gross margin stands at 542 k€, i.e. a rate of 84%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 90 k€, representing 13.9% of revenue. Positive scissor effect: EBITDA margin improves by +5.2 pts, sign of improved operational efficiency. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 44 k€, i.e. 6.9% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2020) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

645 927 €

Gross margin (2020) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

541 563 €

EBITDA (2020) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

90 083 €

EBIT (2020) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

80 343 €

Net income (2020) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

44 247 €

EBITDA margin (2020) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

13.9%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 71%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 17%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 2.1 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 9.9% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.

Debt ratio (2020) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

70.597%

Financial autonomy (2020) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

16.828%

Cash flow / Revenue (2020) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

9.855%

Repayment capacity (2020) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

2.106

Asset age ratio (2020) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

52.2%

Solvency indicators evolution
CONCEPTION AGENCEMENT MAITRISE

Sector positioning

Debt ratio
70.6 2020
2017
2018
2020
Q1: 0.03
Med: 15.56
Q3: 82.98
Average +45 pts over 3 years

In 2020, the debt ratio of CONCEPTION AGENCEMENT MAI... (70.60) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
16.83% 2020
2017
2018
2020
Q1: 4.78%
Med: 22.9%
Q3: 43.9%
Average +17 pts over 3 years

In 2020, the financial autonomy of CONCEPTION AGENCEMENT MAI... (16.8%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
2.11 years 2020
2017
2018
2020
Q1: 0.0 years
Med: 0.0 years
Q3: 1.22 years
Average +50 pts over 3 years

In 2020, the repayment capacity of CONCEPTION AGENCEMENT MAI... (2.11) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 159.12. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.7x. Danger: operating income does not cover interest charges, unsustainable situation.

Liquidity ratio (2020) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

159.121

Interest coverage (2020) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.664

Liquidity indicators evolution
CONCEPTION AGENCEMENT MAITRISE

Sector positioning

Liquidity ratio
159.12 2020
2017
2018
2020
Q1: 124.75
Med: 179.44
Q3: 279.2
Average

In 2020, the liquidity ratio of CONCEPTION AGENCEMENT MAI... (159.12) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
0.66x 2020
2017
2018
2020
Q1: 0.0x
Med: 0.0x
Q3: 1.0x
Good +42 pts over 3 years

In 2020, the interest coverage of CONCEPTION AGENCEMENT MAI... (0.7x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 206 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 220 days. Favorable situation: supplier credit is longer than customer credit by 14 days. Overall, WCR represents 92 days of revenue, i.e. 165 k€ to permanently finance. Over 2017-2020, WCR increased by +275%, requiring additional financing.

Operating WCR (2020) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

164 718 €

Customer credit (2020) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

206 j

Supplier credit (2020) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

220 j

Inventory turnover (2020) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2020) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

92 j

WCR and payment terms evolution
CONCEPTION AGENCEMENT MAITRISE

Positioning of CONCEPTION AGENCEMENT MAITRISE in its sector

Comparison with sector Construction de maisons individuelles

Valuation estimate

Based on 113 transactions of similar company sales (all years), the value of CONCEPTION AGENCEMENT MAITRISE is estimated at 207 611 € (range 84 210€ - 381 697€). With an EBITDA of 90 083€, the sector multiple of 3.6x is applied. The price/revenue ratio is 0.11x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2020
113 transactions
84k€ 207k€ 381k€
207 611 € Range: 84 210€ - 381 697€
NAF 5 all-time

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
90 083 € × 3.6x
Estimation 328 644 €
123 849€ - 454 516€
Revenue Multiple 30%
645 927 € × 0.11x
Estimation 71 075 €
49 463€ - 278 674€
Net Income Multiple 20%
44 247 € × 2.5x
Estimation 109 834 €
37 234€ - 354 184€
How is this estimate calculated?

This estimate is based on the analysis of 113 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Construction de maisons individuelles)

Compare CONCEPTION AGENCEMENT MAITRISE with other companies in the same sector:

Voir toutes les statistiques du secteur Construction de maisons individuelles

Frequently asked questions about CONCEPTION AGENCEMENT MAITRISE

What is the revenue of CONCEPTION AGENCEMENT MAITRISE ?

The revenue of CONCEPTION AGENCEMENT MAITRISE in 2020 is 646 k€.

Is CONCEPTION AGENCEMENT MAITRISE profitable?

Yes, CONCEPTION AGENCEMENT MAITRISE generated a net profit of 44 k€ in 2020.

Where is the headquarters of CONCEPTION AGENCEMENT MAITRISE ?

The headquarters of CONCEPTION AGENCEMENT MAITRISE is located in GONESSE (95500), in the department Val-d'Oise.

Where to find the tax return of CONCEPTION AGENCEMENT MAITRISE ?

The tax return of CONCEPTION AGENCEMENT MAITRISE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does CONCEPTION AGENCEMENT MAITRISE operate?

CONCEPTION AGENCEMENT MAITRISE operates in the sector Construction de maisons individuelles (NAF code 41.20A). See the 'Sector positioning' section above to compare the company with its competitors.