CONCENTRIX PAYMENT SERVICES TECHNOLOGY FRANCE : revenue, balance sheet and financial ratios

CONCENTRIX PAYMENT SERVICES TECHNOLOGY FRANCE is a French company founded 19 years ago, specialized in the sector Conseil pour les affaires et autres conseils de gestion. Based in LA MOTTE-SERVOLEX (73290), this company of category ETI shows in 2024 a revenue of 1.8 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - CONCENTRIX PAYMENT SERVICES TECHNOLOGY FRANCE (SIREN 490673035)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue 1 780 822 € 1 767 287 € 1 495 474 € 1 216 593 € 980 120 € 895 633 € 756 881 € 680 159 € 602 352 €
Net income 256 441 € 365 460 € 391 330 € 366 428 € -1 441 764 € 522 248 € 532 865 € 274 343 € 53 915 €
EBITDA 1 763 726 € 1 758 641 € 1 484 272 € 1 216 207 € 965 188 € 869 781 € 727 542 € 672 989 € 577 521 €
Net margin 14.4% 20.7% 26.2% 30.1% -147.1% 58.3% 70.4% 40.3% 9.0%

Revenue and income statement

In 2024, CONCENTRIX PAYMENT SERVICES TECHNOLOGY FRANCE achieves revenue of 1.8 M€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +14.5%. Vs 2023: +1%. After deducting consumption (0 €), gross margin stands at 1.8 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 1.8 M€, representing 99.0% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 256 k€, i.e. 14.4% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

1 780 822 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

1 780 822 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

1 763 726 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

379 773 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

256 441 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

99.0%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 11%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Cash flow represents 90.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.0%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

11.461%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

90.16%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.0

Solvency indicators evolution
CONCENTRIX PAYMENT SERVICES TECHNOLOGY FRANCE

Sector positioning

Debt ratio
0.0 2024
2022
2023
2024
Q1: 0.0
Med: 4.0
Q3: 41.75
Excellent

In 2024, the debt ratio of CONCENTRIX PAYMENT SERVIC... (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.

Financial autonomy
11.46% 2024
2022
2023
2024
Q1: 4.27%
Med: 38.89%
Q3: 76.46%
Average

In 2024, the financial autonomy of CONCENTRIX PAYMENT SERVIC... (11.5%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
0.0 years 2024
2022
2023
2024
Q1: 0.0 years
Med: 0.0 years
Q3: 1.1 years
Excellent

In 2024, the repayment capacity of CONCENTRIX PAYMENT SERVIC... (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 25.19. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 4.5x. Financial charges are adequately covered by operations.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

25.188

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

4.496

Liquidity indicators evolution
CONCENTRIX PAYMENT SERVICES TECHNOLOGY FRANCE

Sector positioning

Liquidity ratio
25.19 2024
2022
2023
2024
Q1: 138.89
Med: 313.79
Q3: 966.61
Average

In 2024, the liquidity ratio of CONCENTRIX PAYMENT SERVIC... (25.19) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
4.5x 2024
2022
2023
2024
Q1: 0.0x
Med: 0.0x
Q3: 0.27x
Excellent

In 2024, the interest coverage of CONCENTRIX PAYMENT SERVIC... (4.5x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 199 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 843 days. Excellent situation: suppliers finance 644 days of the operating cycle (retail model). WCR is negative (-1523 days): operations structurally generate cash. Notable WCR improvement over the period (-36%), freeing up cash.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

-7 535 246 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

199 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

843 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

-1523 j

WCR and payment terms evolution
CONCENTRIX PAYMENT SERVICES TECHNOLOGY FRANCE

Positioning of CONCENTRIX PAYMENT SERVICES TECHNOLOGY FRANCE in its sector

Comparison with sector Conseil pour les affaires et autres conseils de gestion

Valuation estimate

Based on 69 transactions of similar company sales in 2024, the value of CONCENTRIX PAYMENT SERVICES TECHNOLOGY FRANCE is estimated at 4 462 483 € (range 1 085 575€ - 7 290 690€). With an EBITDA of 1 763 726€, the sector multiple of 4.3x is applied. The price/revenue ratio is 0.66x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2024
69 tx
1085k€ 4462k€ 7290k€
4 462 483 € Range: 1 085 575€ - 7 290 690€
NAF 5 année 2024

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
1 763 726 € × 4.3x
Estimation 7 510 544 €
1 493 196€ - 12 024 576€
Revenue Multiple 30%
1 780 822 € × 0.66x
Estimation 1 173 384 €
682 875€ - 1 297 479€
Net Income Multiple 20%
256 441 € × 6.9x
Estimation 1 775 984 €
670 573€ - 4 445 791€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 69 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Conseil pour les affaires et autres conseils de gestion)

Compare CONCENTRIX PAYMENT SERVICES TECHNOLOGY FRANCE with other companies in the same sector:

Voir toutes les statistiques du secteur Conseil pour les affaires et autres conseils de gestion

Frequently asked questions about CONCENTRIX PAYMENT SERVICES TECHNOLOGY FRANCE

What is the revenue of CONCENTRIX PAYMENT SERVICES TECHNOLOGY FRANCE ?

The revenue of CONCENTRIX PAYMENT SERVICES TECHNOLOGY FRANCE in 2024 is 1.8 M€.

Is CONCENTRIX PAYMENT SERVICES TECHNOLOGY FRANCE profitable?

Yes, CONCENTRIX PAYMENT SERVICES TECHNOLOGY FRANCE generated a net profit of 256 k€ in 2024.

Where is the headquarters of CONCENTRIX PAYMENT SERVICES TECHNOLOGY FRANCE ?

The headquarters of CONCENTRIX PAYMENT SERVICES TECHNOLOGY FRANCE is located in LA MOTTE-SERVOLEX (73290), in the department Savoie.

Where to find the tax return of CONCENTRIX PAYMENT SERVICES TECHNOLOGY FRANCE ?

The tax return of CONCENTRIX PAYMENT SERVICES TECHNOLOGY FRANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does CONCENTRIX PAYMENT SERVICES TECHNOLOGY FRANCE operate?

CONCENTRIX PAYMENT SERVICES TECHNOLOGY FRANCE operates in the sector Conseil pour les affaires et autres conseils de gestion (NAF code 70.22Z). See the 'Sector positioning' section above to compare the company with its competitors.