SIREN : 802420117
CONCA FINANCE is a French company founded 12 years ago, specialized in the sector Activités des sièges sociaux. Based in MASSIEUX (01600), this company of category PME shows in 2024 a revenue of 122 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 122 400 € | 82 800 € | 82 800 € | 86 800 € | 82 800 € | 82 800 € | 77 600 € | 62 000 € | 64 000 € |
| Net income | 87 832 € | 35 018 € | 10 864 € | 298 745 € | 14 069 € | 6 298 € | 381 212 € | 1 816 € | 13 957 € |
| EBITDA | 5 478 € | -28 999 € | -14 223 € | -5 817 € | -16 151 € | -4 007 € | 19 001 € | 4 062 € | 14 773 € |
| Net margin | 71.8% | 42.3% | 13.1% | 344.2% | 17.0% | 7.6% | 491.3% | 2.9% | 21.8% |
In 2024, CONCA FINANCE achieves revenue of 122 k€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +8.4%. Vs 2023, growth of +48% (83 k€ -> 122 k€). After deducting consumption (0 €), gross margin stands at 122 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 5 k€, representing 4.5% of revenue. Positive scissor effect: EBITDA margin improves by +39.5 pts, sign of improved operational efficiency. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 88 k€, i.e. 71.8% of revenue. This profit can be retained or distributed to shareholders.
122 400 €
122 400 €
5 478 €
5 477 €
87 832 €
4.5%
The debt ratio (= Financial debt / Equity x 100) stands at 1%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 98%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.4 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 71.8% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
1.286%
98.008%
71.758%
0.399
In 2024, the debt ratio of CONCA FINANCE (1.29) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2024, the financial autonomy of CONCA FINANCE (98.0%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2024, the repayment capacity of CONCA FINANCE (0.40) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 3356.39. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
3356.388
0.0
In 2024, the liquidity ratio of CONCA FINANCE (3356.39) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2024, the interest coverage of CONCA FINANCE (0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 21 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 62 days. Excellent situation: suppliers finance 41 days of the operating cycle (retail model). Overall, WCR represents 1653 days of revenue, i.e. 562 k€ to permanently finance. Over 2016-2024, WCR increased by +253%, requiring additional financing.
562 176 €
21 j
62 j
0 j
1653 j
Based on 103 transactions of similar company sales in 2024, the value of CONCA FINANCE is estimated at 194 666 € (range 66 329€ - 500 534€). With an EBITDA of 5 478€, the sector multiple of 5.0x is applied. The price/revenue ratio is 0.38x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 103 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare CONCA FINANCE with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sièges sociaux
The revenue of CONCA FINANCE in 2024 is 122 k€.
Yes, CONCA FINANCE generated a net profit of 88 k€ in 2024.
The headquarters of CONCA FINANCE is located in MASSIEUX (01600), in the department Ain.
The tax return of CONCA FINANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
CONCA FINANCE operates in the sector Activités des sièges sociaux (NAF code 70.10Z). See the 'Sector positioning' section above to compare the company with its competitors.